How To Get Chief Minister Health Insurance Card: Check Features
Updated On Mar 21, 2024
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The Chief Minister Health Insurance Scheme (CMCHIS) as it is commonly known has had a huge impact on the residents of Tamil Nadu. The CM Health Insurance Plan or CM Comprehensive Health Insurance Scheme is offered to people with an annual family income of less than Rs.1,20,000/-. Members enrolled in the scheme get coverage of Rs.5,00,000/- per family per year. The beneficiary is offered an e-card popularly called Kalaignar Kapitu Thittam Card amongst the residents of Tamil Nadu. [1]
Feature of the CM Health Insurance Plan
The following are the main features of the CMCHIS scheme:-
- Members have easy access to the CM Health Insurance card for getting treatment at both private and public hospitals.
- Each member has to renew their policies every year which grants them a coverage of Rs. 5,00,000/-.[1]
- There are 275+ hospitals covered under this scheme including both public and private hospitals.
- Madurai, Chennai, and Coimbatore have the highest count of hospital partners.
- 52 diagnostic procedures, 36 interventional radiology, 215 medical procedures, 686 surgical procedures, and 8 follow-up procedures.[1]
- Pre and post-op medical tests are also included in the scheme.
- Members of the scheme have access to an identity card with biometric features which will entail their policy.
Eligibility Criteria for Chief Minister Health Insurance
There are a few eligibility guidelines that should be followed to avail of Chief Minister Health Insurance:
- Income Bracket: Coverage is offered to residents of Tamil Nadu who have an annual family income of less than Rs.1,20,000/-.
- Family Members: The legal spouse, children, and dependent parents of the member are also eligible under the scheme.
- Work Eligibility: Those working under the unorganized segment or under the labor welfare board are also eligible for CMCHIS.
Note that a self-declaration is required by either the head of the family or the member applying for the CMCHIS.[1]
How to Get Kalaignar Kapitu Thittam Card (CM Health Insurance Scheme card)
The process of enrollment in the CMCHIS scheme has been made easy for all the residents with the required documents listed above. The steps required for the health insurance plan are:-
- Step 1:- The income certificate should be verified by the Revenue authorities.
- Step 2:- All the crucial documents should be up-to-date before getting them verified by the enrollment center.
- Step 3:- The biometric data includes eye scans, fingerprints, digital photographs, etc. during the enrollment process.
- Step 4:- An e-card will be provided after the verification process has concluded.
How to Download the Chief Minister Health Insurance E-Card
An e-card is issued during the enrollment for the CM Health Insurance Card. After the issuance of the card or even in case the member has misplaced their card, they can easily download their card online. The steps for downloading the card online are as follows:-
- Visit the website page of the Chief Minister Health Insurance
- Click the Smart Card Download button
- Enter the beneficiary’s details
- Enter the URN/KYC details along with the ration card number
- Click on ‘Generate e-card’
- Download the e-card.
After these steps are completed the member will have their new e-card available to them. To download the new card the member has to end the process. However, in case of medical emergencies the resident can use the downloaded copy of this government health insurance scheme.
Documents Required for Enrollment in CMCHIS
The following documents are required by the citizen during the process of enrollment for the Chief Minister Comparative Health Insurance Scheme:-
- Official Income Certificate
- Family Card
- Aadhar Card
- Self-declaration by the head of the family or the family member.
- Original Ration Card and one photocopy of the original ration card.
- Address and identity proof such as the Aadhar card or the PAN card.
These documents should be arranged in order beforehand for them to be processed with no delay.[2]
Conclusion
The Chief Minister Health Insurance Scheme is for all the low-income citizens of Tamil Nadu. Easy enrollment, quality treatment, helpline centers, claim settlements and equal medical treatments of this scheme are making the lives of the residents in Tamil Nadu easier financially and mentally. The valuable support by the centers ensures the good welfare of the residents.
Reference
- [1] https://www.cmchistn.com/eligibility_en.php
- [2] https://www.insurancedekho.com/health-insurance/government-schemes/chief-ministers-comprehensive-health-insurance-scheme
Also read: How Can You Cancel Manipal Cigna Health Insurance Policy
