Compare & Buy Car, Bike and Health Insurance Online - InsuranceDekho
Claim, renew, manage & moreLogin

How Is Royal Sundaram Health Insurance?

Updated On Aug 12, 2022

Royal Sundaram Alliance Insurance Company Limited is a healthcare firm which is private and the first one in India to receive a license for insurance in 2001.  Royal Sundaram health insurance plans offer a variety of medical insurance policies, from general individual healthcare insurance to specialized ones. These policies also feature perks for maternity and the ability to automatically refill the insured amount each insurance year, even though a claim has already been filed.

They are also among the key players that have established an effective network of hospitals throughout India, with a present workforce of 5,000+ employees. The majority of client evaluations for Royal Sundaram Insurance have been helping the company expand year after year.

The Purpose Of Royal Sundaram Health Insurance 

One of the leading healthcare insurance companies in India is Royal Sundaram. The business provides cost-effective, high-quality healthcare benefits. Consumers purchase Healthcare from Royal Sundaram for the following reasons:

  • A large variety of healthcare insurance policies with lifelong renewal options and a large range of sums covered are available from the provider.
  • This Healthcare firm has a strong ratio of settlements of claims, which is a sign that it can handle a lot of claims in every policy year.
  • Outstanding customer-care assistance is also a reason why people prefer them, which includes various services.
  • You could opt to add some extra coverage, such as cash assistance, individual accident coverage, and severe health conditions coverage, to improve your health coverage.

Different Royal Sundaram Health Insurance Programs

Inside this category for healthcare insurances provided by Royal Sundaram firm, there are 2 different kinds of policy possibilities. These are the two available choices:

Health Insurance Plan Through Royal Sundaram

An all-inclusive healthcare policy that is available in three different versions (Elite, Supreme, and Classic) is the Lifeline healthcare insurance policy offered by Royal Sundaram medical insurance. These options make it simple for consumers to select the necessary insurance and covered sum according to their comfort.

Family Plus By Royal Sundaram Health Insurance

An All-inclusive healthcare insurance policy for big households is the Family Plus plan by  Royal Sundaram. The policyholder may include up to 19 connections in the same policy. It offers everyone in the family a unique sum of insurance (Floater Sum not included). In addition, the plan provides refill benefits that any individual in the family may utilize in the event of any serious sickness.

Renewal Of Royal Sundaram Health Insurance

Prior to the expiration date, restore your healthcare insurance policy. To prevent the insurance from expiring and the loss of benefits, you should restore it within the specified time given by the provider. 

Healthcare insurance by Royal Sundaram can be extended online on the company's official site. Receive your renewal notification by entering the number of your healthcare policy and expiration date. You can use various payment methods mentioned on their website for the renewal of your policy.

Policy Status For Royal Sundaram Health Insurance:

When signed in, registered users may access the official site of Royal Sundaram Insurance and view the policy status of their healthcare plan.

Plan Exclusions For Health Insurance By Royal Sundaram

Exemptions are a part of all insurance policies, including Health Insurance by Royal Sundaram. It indicates that, in case of any incident included in the below-mentioned list, the policyholder will not be given any coverage.

Here's a listing of what the Royal Sundaram insurance policies do not cover. Let's explore them.

  • Any medical issues which already exist that the policy bearer disclosed at the time of policy purchasing and up until the waiting time (Depending on the Plan)
  • Addiction-related illnesses & diseases
  • Risky or adventurous sports

Conclusion

Among the best insurance companies in India with the quickest rate of growth is Royal Sundaram Coverage, which has a strong emphasis on both group and personal healthcare services. In addition to having among the most reasonable premiums in the business for all of their policies, Health insurance by Royal Sundaram in India is also comparable in terms of benefit structures.

Also Read: 

How Is Acko Health Insurance?

Discover How To Calculate The Premium For Health Insurance

Disclaimer

This article is issued in the general public interest and meant for general information purposes only. Readers are advised not to rely on the contents of the article as conclusive in nature and should research further or consult an expert in this regard.

Health Insurance Coverage Calculator

Who do you want to insured ?

  • Individual
  • Couple
  • Family
  • Parents

Age of eldest insured member ?

Where do you live ?

Metro
Non-Metro
Disclaimer : Actual Coverage might vary basis your location, age and number of members

Best Health Insurance Plans In India

  • Cover 5 L
    Starting at 832/month*
    No room rent limit 100% no claim bonusUnlimited restoration benefits3 years PED waiting period
    View All Features
  • Cover 10 L
    Starting at 739/month*
    No room rent limit Unlimited restoration benefits50% no claim bonus4 Years PED Waiting period
    View All Features
  • Cover 5 L
    Starting at 447/month*
    No room rent limit 33% no claim bonus100% restoration benefits3 years PED waiting period
    View All Features
  • Cover 5 L
    Starting at 1,312/month*
    No room rent limit 50% no claim bonus100% restoration benefits3 yrs PED waiting period
    View All Features
  • Cover 5 L
    Starting at 448/month*
    Single Private A/C Room 20% no claim bonus100% restoration benefits1 year PED waiting period
    View All Features
  • Cover 5 L
    Starting at 664/month*
    No room rent limit 20% no claim bonus100% restoration benefits2 years PED waiting period
    View All Features
  • Cover 5 L
    Starting at 675/month*
    No room rent limit 50% no claim bonusUnlimited restoration benefits3 years PED waiting period
    View All Features
  • Cover 5 L
    Starting at 690/month*
    Single Private A/C Room 100% restoration benefits3 years PED waiting period
    View All Features
  • Cover 5 L
    Starting at 546/month*
    Twin sharing room Zero no claim bonus100% restoration benefits2 years PED waiting period
    View All Features
  • Cover 5 L
    Starting at 566/month*
    No room rent limit 20% no claim bonus100% restoration benefits3 years PED waiting period
    View All Features
  • Cover 5 L
    Starting at 1,770/month*
    Zero no claim bonusNo restoration benefits1 year PED waiting period
    View All Features
  • Cover 40 L
    Starting at 62/month*
  • Cover 2 L
    Starting at 146/month*
  • Cover 5 L
    Starting at 806/month*
    Single Private Room 10% no claim bonus100% restoration benefits2 years PED waiting period
    View All Features
  • Cover 5 L
    Starting at 476/month*
    60% no claim bonus150% restoration benefits4 years PED waiting period
    View All Features
  • Cover 5 L
    Starting at 526/month*
  • Cover 5 L
    Starting at 855/month*
    25% no claim bonus100% restoration benefits4 years PED waiting period
    View All Features
  • Cover 5 L
    Starting at 448/month*
    Single Private A/C Room 20% no claim bonus100% restoration benefits1 year PED waiting period
    View All Features
  • Cover 5 L
    Starting at 396/month*
    No room rent limit Room rent upto 2% of SI Room rent upto 1% of SI No room rent limit
    View All Features
  • Cover 5 L
    Starting at 738/month*
    No room rent limit 50% no claim bonus100% restoration benefits3 yrs PED waiting period
    View All Features
Note: Premium is shown for 18yr old individual of Delhi
Show More
Must BuyMust Buy

Why to Buy Health Insurance Policy Online from InsuranceDekho

  • Tax benefit upto 75,000*
  • Claim support everyday 10AM-7PM
  • 66 Lacs+ happy customers