Compare & Buy Car, Bike and Health Insurance Online - InsuranceDekho
Claim, renew, manage & moreLogin
Hurry Up!
Save upto ₹75,000 on taxes in 80D. Buy a health insurance now!
View Plans

Health Insurance Plans Offering Free Health Check-Up Benefit

Updated On Dec 01, 2021

Worsening the health conditions of the global population is one of the most pressing issues at the moment. The overall lifestyle of most people leads them to neglect their health and discover conditions too late. Having health insurance that offers free health check-ups can help prompt policyholders to get their regular health check-ups.

Health Insurance Plans Offering Free Health Check-Up Benefit

Health Insurance Plans Offering Free Health Check-Up Benefit

The following are some health insurance plans that offer a free health check-up benefit.

1. Star Family Health Optima 

This health insurance plan offered by Star Health Insurance offers a family floater health insurance plan. Under this insurance plan, you can avail of free health check-ups if you make no claims against it in the particular financial year. The Star Family Health insurance covers anyone and everyone who is above the age of 18 and below the age of 65. Other than the free health checkup benefit, it also has other benefits such as newborn baby cover, cover for pre and post-hospitalization costs, ambulance facilities and much more. This is a hugely beneficial policy as it covers the entire family under a single insurance plan. 

Must Read: List of Diseases Covered In Health Insurance

2. Royal Sundaram Lifeline Supreme

Under this health insurance plan, you can insure your family, yourself or your children. Besides the various cover options, the benefits under this plan include wellness benefits, day-care procedure benefits, organ transplant benefits and more. Needless to say, it offers free health check-ups as well. This is one of the most comprehensive health insurance plans that are available with multiple options that help customize the plan as per one's need.

3. HDFC Ergo Optima Restore

Under this health insurance plan, you get a refund for your annual health check-ups if your sum assured is above a certain amount. The other advantages of this plan include a 100% restoration of the sum insured under the plan, whether it is used fully or partially. It also rewards policyholders for having a healthy and active lifestyle. Therefore, this plan not only protects you against any contingencies but motivates you to lead a healthier life. 

4. Religare Care Health Insurance Plan

The Religare Care Health Insurance Plan not only provides free health check-ups for the policyholder, but also for other family members who might be insured under the health insurance plan. There is an annual health check-up that is provided. It provides an individual as well as floater cover. There are several other benefits under this plan like all the other health insurance plans including daily allowance benefit, domiciliary hospitalization benefit and more. 

5. Aditya Birla Activ Assure Diamond

This plan offers a single free health check-up in one complete financial year. Other important benefits that are available under this plan include international as well as domestic emergency assistance, second e-opinion cover and more. Policyholders can also get up to 150% restoration of their sum insured if they make subsequent claims for unrelated illnesses. The cap for the insured sum restoration stands at Rs 50 Lakhs. 

Endnotes

There are many medical issues that if left undetected and unattended, can develop into severe problems that require immediate medical attention. Prevention is always better than cure, which is why it is important to go for a regular health check-up. In that way, even minor problems will be treated right away and bigger problems can be kept from developing, with enough time on your hands.

Also Read: Understanding Grace Period In Health Insurance


Disclaimer: This article is issued in the general public interest and meant for general information purposes only. Readers are advised not to rely on the contents of the article as conclusive in nature and should research further or consult an expert in this regard.

Health Insurance Coverage Calculator

Who do you want to insured ?

  • Individual
  • Couple
  • Family
  • Parents

Age of eldest insured member ?

Where do you live ?

Metro
Non-Metro
Disclaimer : Actual Coverage might vary basis your location, age and number of members

Best Health Insurance Plans In India

  • Cover 5 L
    Starting at 832/month*
    No room rent limit 100% no claim bonusUnlimited restoration benefits3 years PED waiting period
    View All Features
  • Cover 10 L
    Starting at 739/month*
    No room rent limit Unlimited restoration benefits50% no claim bonus4 Years PED Waiting period
    View All Features
  • Cover 5 L
    Starting at 447/month*
    No room rent limit 33% no claim bonus100% restoration benefits3 years PED waiting period
    View All Features
  • Cover 5 L
    Starting at 1,312/month*
    No room rent limit 50% no claim bonus100% restoration benefits3 yrs PED waiting period
    View All Features
  • Cover 5 L
    Starting at 448/month*
    Single Private A/C Room 20% no claim bonus100% restoration benefits1 year PED waiting period
    View All Features
  • Cover 5 L
    Starting at 664/month*
    No room rent limit 20% no claim bonus100% restoration benefits2 years PED waiting period
    View All Features
  • Cover 5 L
    Starting at 675/month*
    No room rent limit 50% no claim bonusUnlimited restoration benefits3 years PED waiting period
    View All Features
  • Cover 5 L
    Starting at 690/month*
    Single Private A/C Room 100% restoration benefits3 years PED waiting period
    View All Features
  • Cover 5 L
    Starting at 546/month*
    Twin sharing room Zero no claim bonus100% restoration benefits2 years PED waiting period
    View All Features
  • Cover 5 L
    Starting at 566/month*
    No room rent limit 20% no claim bonus100% restoration benefits3 years PED waiting period
    View All Features
  • Cover 5 L
    Starting at 1,770/month*
    Zero no claim bonusNo restoration benefits1 year PED waiting period
    View All Features
  • Cover 40 L
    Starting at 62/month*
  • Cover 2 L
    Starting at 146/month*
  • Cover 5 L
    Starting at 806/month*
    Single Private Room 10% no claim bonus100% restoration benefits2 years PED waiting period
    View All Features
  • Cover 5 L
    Starting at 476/month*
    60% no claim bonus150% restoration benefits4 years PED waiting period
    View All Features
  • Cover 5 L
    Starting at 526/month*
  • Cover 5 L
    Starting at 855/month*
    25% no claim bonus100% restoration benefits4 years PED waiting period
    View All Features
  • Cover 5 L
    Starting at 448/month*
    Single Private A/C Room 20% no claim bonus100% restoration benefits1 year PED waiting period
    View All Features
  • Cover 5 L
    Starting at 396/month*
    No room rent limit Room rent upto 2% of SI Room rent upto 1% of SI No room rent limit
    View All Features
  • Cover 5 L
    Starting at 738/month*
    No room rent limit 50% no claim bonus100% restoration benefits3 yrs PED waiting period
    View All Features
Note: Premium is shown for 18yr old individual of Delhi
Show More
Must BuyMust Buy

Why to Buy Health Insurance Policy Online from InsuranceDekho

  • Tax benefit upto 75,000*
  • Claim support everyday 10AM-7PM
  • 66 Lacs+ happy customers