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Get a health-care plan with a preventative guide

Published On Mar 31, 2022, Updated On Apr 05, 2022

For consumers who desire to get their health tested regularly, insurers and healthcare providers around the country offer a choice of "preventive health check-up packages." Assist customers in recognizing potential diseases and taking the appropriate safeguards. Critical illness plans are important because they enable for early diagnosis and treatment of life-threatening illnesses. Furthermore, these preventative health examinations examine a patient's family history and evaluate the likelihood of contracting diseases based on those factors. Individuals can improve their quality of life and make it much healthier by changing their habits based on the results of a preventative health assessment. 

Characteristics of Preventive Health Care

The Preventive Health Care Plan is a comprehensive plan that provides subscribers with a variety of benefits, including:

  • You may obtain a free health exam at any time during the year.
  • You may be able to obtain a free medical consultation over the phone.
  • Diagnostic, pathology, and radiology laboratories provide discounts on tests.
  • Pharmacies provide discounts
  • Benefits of dental insurance
  • Even the most expensive operations are discounted, as are diagnostic and consultation services.
  • You can save money on taxes by using Section 80 of the Income Tax Act.

Preventive Health Insurance Packages Available

Numerous insurance companies have embraced this method, enhancing public awareness about the necessity of preventative health care. There are just a few plans that are -

Regular Schedule -

You can see the doctor for any reason with this preventative health care plan. To avoid illness, have your health checked regularly.

Plan for the Family -

The family plan covers preventative health care for all members of the family, regardless of age. Basic total body checkups, dietary guidance, dental examinations, and other preventative healthcare packages are covered for the entire family. Consultations with ophthalmologists, ENTs, cardiologists, general surgeons, and other experts are included in these packages.

Plan for your child -

Parents can take their children to the doctor for preventative health care under a child preventive health care insurance plan, and children between the ages of 0 and 13 can visit the doctor regularly. Pediatricians, ophthalmologists, dentists, radiologists, ENTs, general check-ups, and other children's activities will be offered.

Packages for Cardiac Patients:

Due to the rise in the number of cardiac-related disorders in India, customized programs to undergo a full cardiac checkup are now accessible at various hospitals around the country. Screening approaches are used to assess the risk of heart attacks, strokes, and other cardiovascular diseases. When advising essential corrective procedures, these packages include consultations that take into consideration a person's family history and lifestyle.

Cancer Patients' Packages:

Cancer is the greatest threat to humanity, thanks to changing lifestyles and dietary habits among the younger population. Cancer screening programs are available to aid individuals in the early detection of the condition as well as in detecting potential future risks.

Take Away

Preventive treatments must be given to you and your family at no cost as long as you and your dependents are receiving treatment via your plan's network of health experts and facilities. Preventive care is covered at this level of benefit regardless of the plan type or insurance company. Any strategy should be adopted depending on the needs of the individual. Today, you may even get tailored plans, which are likely to save you money. Enrolling in a preventative health care plan is vital since it is always better to be cured before a disease develops into irreversible phases. As a result, it is critical for an individual to select a preventative healthcare plan that is tailored to their specific needs. 

Do read - Understanding The Star Health And Allied Insurance Claim Process

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