Everything You Need to Know About The Tata AIG Medicare Plus (Super Top Up) Plan
Updated On Apr 10, 2022
Table of Contents
MediCare Plus is a health insurance supplement that gives additional health benefits to your existing policy. Super top-up policies are necessary since they give coverage after your standard health insurance policy's claims have been exhausted. It is not, however, the sole explanation; they are a fantastic concept. Each claim filed against your primary health insurance coverage must exceed your deductible. You can use group deductibles with the MediCare Plus health insurance coverage. This implies that the total value of all claims made during a coverage year must surpass the deductible amount. In contrast, basic healthcare plans impose a deductible on each claim.
Why Should You Choose TATA AIG's Super Top-Up Health Insurance Plan?
The Tata AIG Super Top Up Health Insurance Plan is a low-cost health insurance plan that supplements the coverage given by your primary health insurance plan. This plan can also be utilised alone to offer you with a range of health benefits. If you pick a Tata AIG super-top up health insurance plan, you may take advantage of the following benefits.
1. Extensive Health Insurance Coverage
The MediCare Plus Plan offers comprehensive health insurance coverage for a wide range of diseases and medical conditions. This plan protects you by helping you bridge the gap between your regular health insurance plan and your medical expenses.
2. Possibility of a Premium
Because our Super Top Up Health Insurance Plan is reasonably priced, you may obtain a higher level of health insurance coverage at a fair rate. A super top-up health insurance plan is often less costly than a basic health insurance plan.
3. Renewals for Life
You can renew your MediCare Plus Plan coverage for the rest of your life. Your super top-up health insurance plan with us remains in effect and available to you as long as you satisfy your premium payment obligations.
4. No-Cash Claims
In the twenty-first century, becoming cashless is the goal, and nowhere has this been more evident than in the preceding twenty months. You may obtain cashless health insurance at any of our 7,200+ hospitals in India with the Tata AIG Super Top Up Health Insurance Plan.
5. Consumable Advantages
At Tata AIG, we take our promise of "Always Being With You" seriously, and our coverage for hospital consumables is one example. Our Consumables Benefit covers consumables that are directly related to your treatment, as long as your health insurance plan or super top-up plan covers the treatment.
6. Cumulative Bonus
We reward you with an increase in the sum assured under your health insurance plan for each policy year in which you do not make a health insurance claim, without increasing your health insurance premium. For the first claim-free year, we enhance your sum covered by 50%, and the proportion of this cumulative bonus grows with each subsequent claim-free year.
7. Tax Advantages
When you get health insurance, you are eligible for a number of tax breaks. Section 80D of the Income Tax Act of 1961 allows you to claim a tax deduction of up to 25,000 on your health insurance premiums. Senior persons are entitled to a greater deduction limit of $50,000.
If you are a senior citizen paying health insurance premiums or a person under 60 years old paying health insurance payments for a senior citizen, such as one or both of your parents, you can take advantage of the bigger tax deduction.
When you buy a Tata AIG Super Top Up Health Insurance Plan, you get a number of benefits, including a lot of coverage at a fair price, cashless health insurance, consumables bonuses, and an Optional Global Cover. Our MediCare Plus Plan is a stand-alone health insurance policy that may also be used in conjunction with an existing mediclaim policy. You may now go over our health insurance options and get medical insurance.
You may also like to read - The Advantages Of Purchasing A Health Insurance Policy Of Rs. 1 Crore