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National Critical Illness Health Insurance User Reviews

282 reviews Rate This
National
Highlights
Claim SettlementDedicated Team
Claim Settlement Ratio83.78%
Network Hospitals6,000+
RenewabilityLifelong
Starting Premium for 5 lac SIRs.586/month
Starting Premium for Rs. 5 lakhs SIRs. 586/month

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Rating of Critical Illness Insurance Policy
4.6
Based on
25 User reviews

  • A gift from national insurance

    This policy by national insurance is nothing less than a gift for people who can’t afford heavy expenses on critical illness treatment. Covering up to 37 critical illnesses under its different plans, this affordable policy is a real support. I always recommend this plan to all those who are in need.  

    H
    Himanshu Shukla
    On: Nov 29, 2019

  • Affordable plan for critical illness

    I have recently purchased this plan. It has given me cover for 37 critical illnesses under its plan B variant. Cancer, stroke, kidney failure are some of the critical illnesses i have been covered for. Under this plan, option to add permanent paralysis of limbs and total & permanent blindness is also given.  

    V
    Ved Mohan
    On: Nov 29, 2019

  • Covers a wide range of critical illnesses

    Critical illness insurance by national insurance is a worthy plan. Available at a low premium rate, this plan provides coverage for 37 life-threatening or critical illnesses. The insured gets a lump sum amount on diagnosis of any specified critical illness without any hassle. I recommend this plan to all. 

    S
    Sethu Kumar
    On: Nov 20, 2019

  • Gives lump sum amount

    Cover for up to 37 critical illnesses, renewal benefit, lump sum payment in a single transaction, and the option to add Permanent Paralysis of Limbs and Total and Permanent Blindness are a few amazing features of this superb plan. I am thankful to insurancedekho for their recommendation.

    M
    Manohar Mankari
    On: Nov 20, 2019

  • Trusted insurer

    National Insurance's Critical Illness Insurance Policy is one of the reliable products for me. my experience with the insurer and its policy has been superb. My claim was settled without any delay and i didn't experience any sort of inconvenience. In fact, i was given a lump sum amount for expenses of all kinds.

    K
    Kusum
    On: Nov 07, 2019
    • Must BuyMust Buy

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  • Excellent insurance for critical illnesses

    I took this critical health insurance policy from National Insurance for my mother. Because of my financial limitations i had to take this plan. Must say my decision was right because when financial stability was required, National Insurance gave it to me through this plan.

    A
    Anuj Kumar
    On: Nov 07, 2019

  • Necessary investment for me

    Purchasing critical illness insurance policy by national had become important for me. Thankfully, my decision turned about to be right. When i was diagnosed with cancer, i got lump sum amount and made the most of all features and benefits. I would recommend this great policy to all. 

    R
    Rekha Sharma
    On: Oct 30, 2019

  • Great effort by national insurance

    This was the first time i was buying health insurance and that too critical illness plan. I was not ready for it, but when insurancedekho guys told me all about policy benefits, features, coverage, i was instantly ready. I am satisfied that i got wide coverage at a less premium amount.

    A
    Ajay Sharma
    On: Oct 30, 2019

  • The much-desired help for needy

    I must say that national insurance has made a good effort by bringing this plan. Under this plan, i got covered for 37 critical illnesses. Lump sum payment on diagnosis, renewal benefit, and option to add Permanent Paralysis of Limbs and Total & Permanent Blindness are superb features of this plan.

    S
    Sunil
    On: Oct 18, 2019

  • The ideal policy for me

    Dealing with critical illness medical expenses has always been scary for me. When i purchased this plan, i finally got a chance to take a sigh of relief. I am 100% sure that this plan will help me completely. Anyone can look for this plan as features are really great.    

    M
    Madhur Bajaj
    On: Oct 18, 2019

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FAQs

  • What is the toll-free customer care number of National Insurance Company?

    The toll-free number of National Insurance Company Ltd. is 1800-3450-330. 

  • What is the address of National Insurance Company?

    The address of National Insurance Company Ltd. is-

    3, Middleton Street, Prafulla Chandra Sen Sarani, 
    Kolkata, West Bengal, 700071.

  • How to buy and apply for health insurance plans by National Insurance Company?

    You can visit the official website of National Insurance Company to purchase a policy, i.e. https://nationalinsurance.nic.co.in. To opt for a smooth and hassle-free process, you can also purchase it at InsuranceDekho.  

  • Does National Insurance Company offer any discount to its policyholders?

    Yes. The National Insurance Company offers discounts to the policyholders on some health insurance plans. 

  • What kind of policies are available with National Insurance Company online?

    National Insurance Company offers health insurance plans for individuals, families, senior citizens, parents, children, etc. People aged up to 65 years can be covered under these policies.

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Claim Process at National Health Insurance

  • Network Hospital
  • Non-Network Hospital
  • 1

    Claim Assistance

    For any assistance or query, call InsuranceDekho at the toll-free number 755 1196 989.
  • 2

    Claim Intimation

    Emergency hospitalisation needs intimation within 24 hours and for planned hospitalisation intimate within 72 hours prior to admission.
  • 3

    Claim Processing

    Fill in the pre-authorisation form and hand it over to hospital's insurance/TPA desk to initiate claim request.
  • 4

    Claim Settlement

    Once your request is approved, claim is settled. If not approved, claim for reimbursement after discharge.
  • 1

    Claim Assistance

    For any assistance or query, call InsuranceDekho at the toll-free number 755 1196 989.
  • 2

    Claim Intimation

    Emergency hospitalisation needs intimation within 72 hours and for planned hospitalisation intimate within 72 hours prior to admission.
  • 3

    Claim Processing

    Submit claim form with original documents such as doctor’s reports, hospital bills, diagnostic tests, etc.
  • 4

    Claim Settlement

    Once your request for reimbursement of expenses is approved, the claim will be settled.

National Health Insurance Contact Details

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