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ManipalCigna ProHealth Cash Health Insurance User Reviews

302 reviews Rate This
ManipalCigna
Highlights
Claim Settlement Ratio88.00%
Network Hospitals8,700+
Pre-existing Disease Coverage From2 years
Pre-existing Disease Waiting Period2 years
Special BenefitsUnlimited Restoration
Starting Premium (for 5L SI)Rs. 566/month

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Rating of ProHealth Cash
4.1
Based on
29 User reviews
  • Good job team!!

    Nice one!! I did not have a hard time with insurancedekho and in fact the plan they sold to me was a good one with all the necessary requirements under it. I give the services of insurance and this plan 5 stars.    

    C
    CHANDRABHAN SINGH
    On: Nov 11, 2019
  • I thank the company for advice

    Insurancedekho is doing great in offering quality services to the customers. I really thank them for providing me a useful policy pro health cash of manipal cigna and wish them good luck for their future endeavors... My policy gives me benefit of cash and pays me in lump sum on hospitalisation..  

    k
    krishnababu
    On: Oct 31, 2019
  • Affordable plan

    Pro health cash is an affordable plan that provides cash in lump sum on hospitalisation. The best part about the plan is that it is available with two add on benefits.. I have brought add on benefit of day care treatment but the coverage here is limited to one surgery per year only.   

    S
    Shaikh samdani pasha
    On: Oct 31, 2019
  • Can get it..as affordable premium

    Pro health cash policy from manipal cigna is helpful for some as it is designed to provide daily cash in case of hospitalisation. So read about this plan in detail before buying. I found it useful for myself so brought it in addition to my exsting health insurance policy... Have no complaints..  

    D
    Debashish Chowdhury
    On: Oct 21, 2019
  • Offers variants

    My pro health cash plan from manipal cigna gives me daily cash in case of hospitalisation, the value for which is fixed. When I gt hospitalised, I got rs 500 per day. The plan also covers accidental cover as i paid extra for that to be covered. It was optional.   

    A
    Amol mishra
    On: Oct 21, 2019
  • Must BuyMust Buy

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  • Good plan..

    Pro Health Cash is a good cash benefit plan that provide me certain cash for things that are not covered under my main health insurance plan. It pays me cash in lump sum. I have purchased this plan for term of 2 years from insurancedekho. Had a great experience!!  

    S
    Sachin
    On: Oct 09, 2019
  • Good plan with add on benefit also

    I purchased pro health cash policy last week. Feeling satisfied and relaxed. It will give me cash in lump sum for things not covered in other policy. I found it useful. And i have brought add on for daycare treatment also. The premium is not very high. You can also buy this....  

    B
    Baljit Kaur
    On: Oct 09, 2019
  • Beneficial plan

    Earlier I was resistant in buying Pro Health Cash plan by manipal Cigna but when a sales executive at Insurancedekho helped me understand the benefits of this plan, I got attracted for the same. The plan offers daily cash benefit in lump sum from Rs. 500 to Rs. 5,000. I have also availed the benefit last year when I got hospitalised as I met with an accident.   

    V
    Vasanth Kumar k
    On: Sep 25, 2019
  • Low premium plan

    My brother met with an accident in March and he got admitted to a network hospital nearby. He made a claim for the hospitalisation etc and the insurance company i.e. Manipal cigna provided the sum under Pro Health Cash plan. I found the premium also low for this plan.    

    K
    Kalpana Kadam
    On: Sep 25, 2019

8674 ManipalCigna Cashless Network Hospitals in India

FAQs

  • Whom should I contact for claim intimation and settlement?

    You can notify either InsuranceDekho or ManipalCigna directly by calling on their customer care numbers for planned or emergency hospitalisation. FYI, InsuranceDekho's toll-free number is 7551196989

  • What is the time limit for claim submission in the case of the cashless facility?

    You need to submit the claim within 15 days from the date of discharge from the hospital.

  • Is pre-policy medical checkup free?

    Yes, ManipalCigna bears the cost of all pre-medical tests.

  • Does ManipalCigna share medical reports if a policy is not issued?

    Yes, the medical reports are shared if you request them in writing.

  • What to do if a cashless hospital is not available at my location?

    You can choose a non-network hospital for the treatment and raise a reimbursement claim. However, you need to inform the insurance company within 24 hours of your admission in case of emergency and 3 days before in case of planned treatment.

Claim Process at ManipalCigna Health Insurance

  • Network Hospital
  • Non-Network Hospital
  • 1

    Claim Assistance

    For any assistance or query, call InsuranceDekho at the toll-free number 755 1196 989.
  • 2

    Claim Intimation

    Emergency hospitalisation needs intimation within 48 hours and for planned hospitalisation intimate within 3 days prior to admission.
  • 3

    Claim Processing

    Fill in the pre-authorisation form and hand it over to hospital's insurance/TPA desk to initiate claim request.
  • 4

    Claim Settlement

    Once your request is approved, claim is settled. If not approved, claim for reimbursement after discharge.
  • 1

    Claim Assistance

    For any assistance or query, call InsuranceDekho at the toll-free number 755 1196 989.
  • 2

    Claim Intimation

    Emergency hospitalisation needs intimation within 48 hours and for planned hospitalisation intimate within 3 days prior to admission.
  • 3

    Claim Processing

    Submit claim form with original documents such as doctor’s reports, hospital bills, diagnostic tests, etc.
  • 4

    Claim Settlement

    Once your request for reimbursement of expenses is approved, the claim will be settled.

ManipalCigna Health Insurance Contact Details

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