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Liberty Health Insurance for Kids

Health Connect Policy by Liberty General Insurance provides coverage for kids, right from 91 days to 25 years. The cover for children is only applicable when one of the parents is also covered under the same policy. And children from 18 to 25 years are only covered when they are financially dependent on their parents. The coverage includes expenses related to inpatient hospitalisation, pre-hospitalisation, post-hospitalisation, and several others.

Key Features

  • The policy has 4 plans: E-Connect, Basic, Elite, and Supreme
  • Sum insured in Lakhs: E-Connect (3-7.5), Basic (2-10), Elite (3-15) and Supreme (2-15)
  • No capping, no co-pay and no sub-limits on any plans
  • Restoration of the sum insured if the sum insured gets exhausted
  • Cover for children up to 25 years if they are financially dependent on parents
  • Lifelong renewal of the policy without any age restrictions
  • Discounts on premiums if 2 years of policy tenure is chosen

Scope of Coverage

  • Inpatient hospitalisation expenses such as room rent, ICU, doctor’s fee, medicines, etc.
  • Organ transplant cover or organ donor's treatment
  • A second medical opinion from insurer’s expert doctors
  • Relationship coverage, including spouse, dependent children, parents, and so on
  • Pre and post-hospitalisation for the number of days mentioned in the policy document
  • Charges for emergency road ambulance up to a specific amount
  • Medical expenses for domiciliary hospitalisation treatment


Children from 91 days to 25 years of age are covered under the policy. However, one of the parents needs to be covered under the same policy. For an adult, the minimum entry age is 18 whereas the maximum entry age is 65 years.


  • Expenses incurred on the treatment for HIV, AIDS
  • Non-allopathic treatment, such as Ayurveda, Homeopathy, etc.
  • Expenses for any weight control programme, cosmetic surgery, congenital diseases, etc.
  • Medical costs due to an injury occurred due to self-infliction
  • An injury or illness caused by war, enemy, warlike situations, etc.

For any information related to the Liberty Health Connect Policy for kids, you can call InsuranceDekho at 1800-120-5698.

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Health Insurance News


  • Are daycare procedures covered under kids-centric health insurance plans by Liberty General Insurance?

    Yes. Kids-centric health insurance plans offered by Liberty General Insurance provide cover for daycare procedures. 

  • What is the age criteria to add kids in a health insurance plan?

    The age criteria for dependent children ranges from 91 days to 25 years. 

  • What is the policy terms options for kids-centric health insurance plans offered by Liberty General Insurance?

    Kids-centric health insurance plans are available with policy term options for 1 year, 2 years, and 3 years. 

  • Who should buy Liberty kids health insurance plan?

    Liberty health insurance plan for kids covers children if either or both the parents are covered under the policy. It offers several coverage benefits to the insured members, at affordable premiums. Anyone who is looking forward to availing those benefits should opt for this policy. 

  • Can I change the sum insured during Liberty kids health insurance tenure?

    Yes. Liberty General Insurance gives you the flexibility to change the sum insured of the policy in case you are not satisfied with the existing one and want more. You can change the sum insured at the time of policy renewal.