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Liberty Health Insurance for Family

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Highlights
Claim SettlementDedicated Team
Claim Settlement Ratio81.03%
COVID-19 CoverYes
Network Hospitals5,000+
Policies Sold50,692
RenewabilityLifelong

Liberty : Health Insurance for Family

When it comes to protecting the family from health issues, a health policy for the family is the right approach. With that in mind, Liberty General Insurance has designed a comprehensive health insurance policy for families by the name of Health Connect Policy. Based on individual basis also, Health Connect is a type of family floater plan that safeguards the health of the entire family members, be it you, your spouse, dependent children, parents, or parents-in-law. The policy has four plans: E-Connect, Basic, Elite, and Supreme.

Key Features

  • Sum insured restoration if it gets exhausted
  • Lifelong policy renewal without any age restrictions
  • Free health checkup after the policy gets renewed continuously for 2 years
  • No room rent capping, no co-pay, no sub-limits on any plans
  • 10% discount if more than 2 family members are covered on individual sum insured basis
  • 7.5% discount on the premium if the policy is chosen for 2 years tenure
  • Sum Insured for E-Connect (Rs. 3 Lakh to Rs. 7.5 Lakh), Basic (Rs. 2 Lakh to Rs. 10 Lakh), Elite (Rs. 3 Lakh to Rs. 15 Lakh) and Supreme (Rs. 2 Lakh to Rs. 15 Lakh)

Scope of Coverage

  • A second medical opinion from insurer’s expert doctors
  • Cover for policyholder, his/her spouse, dependent children, parents, parents-in-law
  • Expenses in case of organ transplantation or organ’s donor treatment
  • Cover for room rent, nursing charges, ICU, medicines, doctor fees, etc.
  • Pre and post-hospitalisation expenses for a specific number of days
  • Domiciliary hospitalisation treatment cover
  • Emergency road ambulance up to a certain amount

Eligibility

The policy is available for the adults at minimum 18 years of age and maximum 65 years of age. Children from 91 days to 25 years can also be covered under the plan.

Exclusions

  • Expenses related to non-allopathic treatment
  • Costs of any weight control programme, cosmetic surgery, congenital diseases, etc.
  • Treatment for HIV, AIDS or related diseases
  • Treatment of an injury occurred due to self-infliction
  • An illness due to war, warlike situations, enemy act, etc.

For further information about the Liberty Health Connect Policy, call InsuranceDekho at 1800-120-5698.

Liberty Health Insurance Plans For Family

    Name of PlanSum Insured
    Liberty Health ConnectMin: 91 Days; Max: 65 Years2 Lakh Get Quotes Now
    Secure Health ConnectMin: 91 Days; Max: 65 Years2 Lakh Get Quotes Now

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    Disclaimer : Actual Premium might vary basis your location, age and number of members

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    Claim Process at Liberty Health Insurance

    • Network Hospital
    • Non-Network Hospital
    • 1

      Claim Assistance

      For any assistance or query, call InsuranceDekho at the toll-free number 755 1196 989.
    • 2

      Claim Intimation

      Emergency hospitalisation needs intimation within 24 hours and for planned hospitalisation intimate within 48 hours prior to admission.
    • 3

      Claim Processing

      Fill in the pre-authorisation form and hand it over to hospital's insurance/TPA desk to initiate claim request.
    • 4

      Claim Settlement

      Once your request is approved, claim is settled. If not approved, claim for reimbursement after discharge.
    • 1

      Claim Assistance

      For any assistance or query, call InsuranceDekho at the toll-free number 755 1196 989.
    • 2

      Claim Intimation

      Emergency hospitalisation needs intimation within 24 hours and for planned hospitalisation intimate within 48 hours prior to admission.
    • 3

      Claim Processing

      Submit claim form with original documents such as doctor’s reports, hospital bills, diagnostic tests, etc.
    • 4

      Claim Settlement

      Once your request for reimbursement of expenses is approved, the claim will be settled.

    FAQ About Liberty Health Insurance

    • What are the benefits of a family floater plan by Liberty General Insurance?

      Following are the advantages of purchasing a family floater policy from Liberty General Insurance-

      • A single sum insured for all the family members
      • Single premium is payable for the entire family
      • The sum insured amount can be used by any member of the family for any number of times
      • Keeping a track of renewals for different members is not required. Only a single renewal date has to be remembered
    • How many members can be covered under the family floater policy of Liberty General Insurance?

      Maximum 4 people can be covered under family floater policy in the combinations of 2 Adults, 2 Adults+1 Child, 2 Adults+2 Children, 1 Adult+1 Child, 1 Adult+2 Children, and 1 Adult+3 Children. 

    • Does Liberty General offer any family floater policy?

      Yes, Liberty General offers a family floater policy by the name of Liberty Health Connect. This plan is also available on an individual basis. 

    • Who should buy the Liberty family health insurance plan?

      Liberty family health insurance plan is most suitable for someone who wants to get affordable health insurance coverage for themselves and their families. The plan can be bought by people aged between 18 years and 65 years.  

    • Can I change the sum insured during Liberty family health insurance tenure?

      Yes. You can change the sum insured of your Liberty family health insurance plan at the time when policy is due to renewal. But note that if the policy is lapsed, then it cannot be renewed and you will also not be able to change the sum insured.