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Cholamandalam MS Super Top-up Health Insurance User Reviews

137 reviews Rate This
Cholamandalam MS
Cashless Approval TAT70 mins Cashless Claim Processing
Claim Settlement Ratio94%
Network Hospitals11,000+
Pre-existing Disease Waiting Period3 years
Special BenefitsHigh Coverage
Starting Premium of Rs. 5 lakhs SIRs. 407/month

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Rating of Super Top-up Insurance Plan
Based on
15 User reviews
  • Sufficient coverage

    My Cholamandalam MS- Super Top-up Insurance Plan that I recently purchased at InsuranceDekho offers me much-needed coverage. I bought the policy at the portal after reading a few reviews at the portal. The policy offers me sufficient coverage and I am happy.

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    Priya Babar
    On: Aug 24, 2023
  • Magnificent health plan.

    The health insurance policy is the claim reimbursement, which is provided with up to the sum insured amount in excess of the deductible amount. This is a plan where I found this much reliability and confidence in my coverage. With this plan, I am filled with confidence that I will get help if my cover gets exhausted.

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    Harsh Chaudhary
    On: Feb 27, 2020
  • Best top-up policy...

    This policy never let me face any financial issues. Owing to unexpected medical treatment which might exceed your basic cover, I have stopped concerning. After using this plan for more than a year, I can easily advice anybody to choose this policy without thinking anymore. As this is the best top-up plan. 

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    Sana Siddhiqui
    On: Feb 27, 2020
  • Super-class policy.

    I have utilised several plans in the market. But, after getting ditched by a plan which got exhausted in the middle of my treatment and I had to pay from my pocket.. After using this plan, I am very happy to have it. Its claim settlement process is simple and fast. It is a super-class plan.     

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    Nimisha Khanduri
    On: Feb 10, 2020
  • Good plan for all

    This health plan is an aggregate top-up policy, which let me manage my increased medical cost without getting a hit on my saving. I found this scheme after rigorous research for a super top-up policy at a reasonable price to ensure my investment worthwhile. It is a good plan to choose from. 

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    Lakshay Sinha
    On: Feb 10, 2020
  • Must BuyMust Buy

    Why to Buy Health Insurance Policy Online from InsuranceDekho

    • Tax benefit upto 75,000*
    • Claim support everyday 10AM-7PM
    • 50 Lacs+ happy customers
  • Best Backup Option.

    When it comes to top-up plans, this is the best plan that I have come across in my life. I have been using this plan for more than 2 years and have gained a lot of confidence due to its existence. It is a plan that is an ultimate backup option for anyone and everyone. 

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    Deepti Verma
    On: Jan 28, 2020
  • A plan for long.

    The plan is a perfect solution to soaring hospitalisation expenses. I am a long time user of this plan. This gave me benefits at affordable prices and a great amount of help related to medical treatment. I am very happy and satisfied with this plan. It never let me fail in finding proper treatment. 

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    Altaf Siddiqui
    On: Jan 28, 2020
  • Top notch service!

    I am using this plan for more than 3 years and my father got me this plan. Whenever I am in need and look for any financial support, this plan comes in force and make its contribution to deliver the best possible treatment for me and my family. I recommend this top-notch service to all. 

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    Pinky Kumari
    On: Jan 05, 2020
  • Great plan indeed.

    This is one of the best top-up plans in the market and I feel very much satisfied. I bought this super top-up insurance plan from Insurance Dekho company who made me get this at affordable rates. It helped me twice when my existing plan fell short.

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    Lakshay Singh
    On: Jan 04, 2020
  • Top notch policy!

    This health insurance policy has been an aggregate top-up plan, which always allowed me to manage my high medical expenses without letting my savings start draining. My online search for an affordable super top-up plan led me to Chola Super Topup Insurance since then I am satisfied and found my investment worthwhile.

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    Praveen Kumar Tomar
    On: Nov 27, 2019

FAQ About Cholamandalam Health Insurance

  • Does Cholamandalam MS General Insurance Company offer any family floater health insurance policy?

    Yes. Cholamandalam MS provides health insurance policies, which are framed especially for families. The Healthline health insurance plan is a popular product offered for families.

  • Are customers required to go through medical check-ups for buying health insurance policies from Cholamandalam MS insurance firm?

    Yes, under a few plans by Cholamandalam MS the applicants are required to go through pre-acceptance medical screening or test. In case, if the proposal is accepted, 100% cost of the check-up is reimbursed to the applicant.  

  • Does Cholamandalam MS General Insurance Company offer coverage for critical illnesses under any of its policies?

    Yes. Cholamandalam MS insurance firm offers a speficially-designed plan to provide coverage related to critical illnesses.

  • Does Chola MS Insurance Company provide Hospital Cash benefit under any of its health plans?

    Yes, Cholamandalam MS General Insurance Company provides a separate plan known as Chola Hospital Cash Healthline to offer hospital cash benefit to the customers.

  • How to purchase and apply for health insurance policies plans by Cholamandalam MS General Insurance Company?

    To buy a health insurance policy from Cholamandalam MS General Insurance Company applicants can either visit the company’s official website, i.e. or can buy it from the leading online broker’s website i.e.,

Claim Process at Cholamandalam Health Insurance

  • Network Hospital
  • Non-Network Hospital
  • 1

    Claim Assistance

    For any assistance or query, call InsuranceDekho at the toll-free number 755 1196 989.
  • 2

    Claim Intimation

    Emergency hospitalisation needs intimation within 48 hours and for planned hospitalisation intimate within 72 hours prior to admission.
  • 3

    Claim Processing

    Fill in the pre-authorisation form and hand it over to hospital's insurance/TPA desk to initiate claim request.
  • 4

    Claim Settlement

    Once your request is approved, claim is settled. If not approved, claim for reimbursement after discharge.
  • 1

    Claim Assistance

    For any assistance or query, call InsuranceDekho at the toll-free number 755 1196 989.
  • 2

    Claim Intimation

    Emergency hospitalisation needs intimation within 48 hours and for planned hospitalisation intimate within 72 hours prior to admission.
  • 3

    Claim Processing

    Submit claim form with original documents such as doctor’s reports, hospital bills, diagnostic tests, etc.
  • 4

    Claim Settlement

    Once your request for reimbursement of expenses is approved, the claim will be settled.

Cholamandalam Health Insurance Contact Details

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