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Cholamandalam MS Healthline Health Insurance User Reviews

142 reviews Rate This
Cholamandalam MS
Highlights
Cashless Approval TAT70 mins Cashless Claim Processing
Claim Settlement Ratio94%
Network Hospitals11,000+
Pre-existing Disease Waiting Period3 years
Special BenefitsHigh Coverage
Starting Premium of Rs. 5 lakhs SIRs. 407/month

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Disclaimer : Actual Premium might vary basis your location, age and number of members
Rating of Healthline Policy
4.3
Based on
22 User reviews

  • Excellent Network of Hospitals and Cashless Facility

    InsuranceDekho has an extensive network of hospitals, and their cashless facility is a game-changer. Whenever I or my family members required medical treatment, we had access to a wide range of hospitals as we were well secured under the Cholamandalam MS- HealthLine Policy where we could avail cashless services. 

    U
    Udish Iyyer
    On: Jul 13, 2023

  • Recommended Insurance Provider

    The services of InsuranceDekho were outrageous and left me with no words. I bought the Cholamandalam MS- Healthline Policy  from their company’s website. Though I was not had any previous knowledge about the industry the informative website of InsuranceDekho really helped me. Also, the customer service was awesome. The executives were amiable and were available at any time. 

    S
    Sapna Gulati
    On: Jun 30, 2023

  • Got affordable quotes

    I recently compared the health insurance policies at InsuranceDekho, and the Cholamandalam MS- Healthline Policy stood out due to its affordability without compromising coverage. The quote I received was significantly lower than other insurers, and after switching, I haven't experienced any issues. I'm extremely satisfied with this policy.

    S
    Sandeep Joshi
    On: Jun 19, 2023

  • First experience with Chola

    I was skeptical about buying Chola Healthline policy. But when insurancedekho expert told me about this affordable policy and its features like cashless treatment, day care coverage, outpatient coverage and more, i was immediately ready to buy it. Thanks insurancedekho for your support!

    T
    Tanvi Gupta
    On: Oct 30, 2020

  • Pretty good policy!

    This is a plan which is well designed. I am very much satisfied with this plan. It has helped me avoid the payment of hefty medical bills and paid all the bills on my behalf. It is an ideal choice for one and all. If you want to ensure the safety of your family, buy this plan now.

    M
    Monish Rao
    On: Feb 27, 2020
    • Must BuyMust Buy

    Why to Buy Health Insurance Policy Online from InsuranceDekho

    • Tax benefit upto 75,000*
    • Claim support everyday 10AM-7PM
    • 66 Lacs+ happy customers

  • It’s a boon for me.

    This policy is rich in features and benefits. I found this plan, definitely a worthwhile. If you are looking forward to secure your family’s health and wealth, then do opt for this plan. It will help you no matter how critical an emergency situation gets. It is a blessing for a family.

    S
    Sushant Kumar
    On: Feb 27, 2020

  • Don’t buy this.

    I bought this plan in a hurry and bore its bad services for a year. I didn’t renew the plan due to this sole reason. The support team is not at all supporting. The plan benefits are refused to be delivered at the end moment. Also, the after sale service of the insurer is bad too.  

    A
    Aniket
    On: Feb 07, 2020

  • A profitable deal!

    Buying this policy is the best move to make. The plan has an extensive range of coverage and benefits, which in together didn’t let me witness the financial crisis and infact helped me to save more. In short, this is an ideal plan for me and my family. 

    N
    Naresh Tomar
    On: Feb 07, 2020

  • Best for me.

    It is a complete plan for sure. I have been using this plan for more than 2 years. I find this plan very trustworthy as well as affordable when it comes to utilisation. It is available in different variants with the sum insured options between 1 Lakh and 25 Lakh. I opted for 25 Lakh Plan.   

    A
    Avinash Dixit
    On: Jan 28, 2020

  • Worthwhile plan.

    This is a perfect health insurance policy that helped me to prevent from paying for hefty medical bills. This is certainly an ideal choice for everyone. It is rich in offerings and definitely a worthwhile if someone wish to secure him or her family’s health and financial soundness. 

    M
    Mayur Singh
    On: Jan 28, 2020

Choose Cholamandalam MS Plan for

FAQs

  • Does Cholamandalam MS General Insurance Company offer any family floater health insurance policy?

    Yes. Cholamandalam MS provides health insurance policies, which are framed especially for families. The Healthline health insurance plan is a popular product offered for families.

  • Are customers required to go through medical check-ups for buying health insurance policies from Cholamandalam MS insurance firm?

    Yes, under a few plans by Cholamandalam MS the applicants are required to go through pre-acceptance medical screening or test. In case, if the proposal is accepted, 100% cost of the check-up is reimbursed to the applicant.  

  • Does Cholamandalam MS General Insurance Company offer coverage for critical illnesses under any of its policies?

    Yes. Cholamandalam MS insurance firm offers a speficially-designed plan to provide coverage related to critical illnesses.

  • Does Chola MS Insurance Company provide Hospital Cash benefit under any of its health plans?

    Yes, Cholamandalam MS General Insurance Company provides a separate plan known as Chola Hospital Cash Healthline to offer hospital cash benefit to the customers.

  • How to purchase and apply for health insurance policies plans by Cholamandalam MS General Insurance Company?

    To buy a health insurance policy from Cholamandalam MS General Insurance Company applicants can either visit the company’s official website, i.e.  www.cholainsurance.com or can buy it from the leading online broker’s website i.e., InsuranceDekho.com.

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Claim Process at Cholamandalam Health Insurance

  • Network Hospital
  • Non-Network Hospital
  • 1

    Claim Assistance

    For any assistance or query, call InsuranceDekho at the toll-free number 755 1196 989.
  • 2

    Claim Intimation

    Emergency hospitalisation needs intimation within 48 hours and for planned hospitalisation intimate within 72 hours prior to admission.
  • 3

    Claim Processing

    Fill in the pre-authorisation form and hand it over to hospital's insurance/TPA desk to initiate claim request.
  • 4

    Claim Settlement

    Once your request is approved, claim is settled. If not approved, claim for reimbursement after discharge.
  • 1

    Claim Assistance

    For any assistance or query, call InsuranceDekho at the toll-free number 755 1196 989.
  • 2

    Claim Intimation

    Emergency hospitalisation needs intimation within 48 hours and for planned hospitalisation intimate within 72 hours prior to admission.
  • 3

    Claim Processing

    Submit claim form with original documents such as doctor’s reports, hospital bills, diagnostic tests, etc.
  • 4

    Claim Settlement

    Once your request for reimbursement of expenses is approved, the claim will be settled.

Cholamandalam Health Insurance Contact Details

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