Is there any additional cover offered under Flexi Health Policy by Cholamandalam MS General Insurance?

Yes. Flexi Health Policy by Cholamandalam MS General Insurance comes with the following additional benefits: Additional sum insured for claims due to Road Trac Accident (RTA) (applicable for sum insured of Rs. 3 Lakh and above) Daily care benefit Travel Repatriation of mortal remains Second medical opinion

Who all can be covered under Flexi Health Policy by Cholamandalam MS General Insurance?

Under Flexi Health Policy by Cholamandalam MS General Insurance, you can cover self, spouse, parents, children, and siblings, parents in laws. Whereas on family floater basis, a maximum of 6 members can be covered including spouse and dependent children up to the age of 25 years.

What are the waiting periods under Flexi Health Policy offered by Cholamandalam MS General Insurance?

Flexi Health Policy by Cholamandalam MS General Insurance comes with the following waiting periods: General waiting period: 30 days for all illnesses (except in case of an accident or policy renewal) Pre-existing diseases: 36 months of continuous coverage Specific diseases: 2 years

Can I avail tax benefits on the premium paid for Flexi Health Policy by Cholamandalam MS General Insurance?

Yes. You can avail tax benefits on the premium paid for Flexi Health Policy by Cholamandalam MS General Insurance, under Section 80D of the Income Tax Act, 1961.

Will be required to undergo a pre-policy health check-up to be covered under Flexi Health Policy?

To be covered under Flexi Health Policy, there is no requirement to undergo a pre-policy health check-up, before 50 years of age.

Cholamandalam MS Flexi Health Insurance Wordings

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Highlights

Cashless Approval TAT	70 mins Cashless Claim Processing
Claim Settlement Ratio	94%
Network Hospitals	11,000+
Pre-existing Disease Waiting Period	3 years
Special Benefits	High Coverage
Starting Premium of Rs. 5 lakhs SI	Rs. 407/month

Health Insurance Calculator

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Cholamandalam Health Insurance Plan List

Family (3)
Individual (2)
Critical Illness (1)
Kids (1)
Maternity (1)
Parents (1)
Senior Citizen (1)
Woman (1)

Name of Plan	Sum Insured
Flexi SupremePopular		Check Premium
Arogya Sanjeevani Policy Min: 3 months; Max: 65 yearsPopular	1 Lakh - 5 Lakh	Check Premium
COVID-19 PolicyMin: 3 months; Max: 65 yearsPopular	1 Lakh - 5 Lakh	Check Premium
Accident Protection PolicyMin: 6 months; Max: 69 years	5 Lakh - 1 Crore	Check Premium
Flexi Health PolicyMin: 3 months; Max: 65 years	1 Lakh - 25 Lakh	Check Premium
Corona Rakshak PolicyMin: 18 years; Max: 65 years	50,000 - 2.5 lakh	Check Premium
Corona Kavach PolicyMin: 1 day; Max: 65 years	50,000 - 5 lakh	Check Premium
Hospital Cash Healthline PolicyMIn: 3 Months; Max: 65 Years	1000/day	Check Premium
Critical Healthline PolicyMIn: 5 Years; Max: 65 Years	3 Lakh	Check Premium
Healthline Policy Min: 90 Days; Max: 65 Years	1 Lakh	Check Premium

Cholamandalam Health Insurance Top Up List

Top-up (2)

Name of Plan	Sum Insured
Super Top-up Insurance PlanMIn: 3 Months; Max: 70 Years	3 Lakh	Check Premium
Top Up Healthline PolicyMin: 3 Months; Max: 65 Years	50 Thousand	Check Premium

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FAQs on Flexi Health Policy Health Insurance Plan

Is there any additional cover offered under Flexi Health Policy by Cholamandalam MS General Insurance?
Yes. Flexi Health Policy by Cholamandalam MS General Insurance comes with the following additional benefits:

Additional sum insured for claims due to Road Trac Accident (RTA) (applicable for sum insured of Rs. 3 Lakh and above)

Daily care benefit

Travel

Repatriation of mortal remains

Second medical opinion
Who all can be covered under Flexi Health Policy by Cholamandalam MS General Insurance?
Under Flexi Health Policy by Cholamandalam MS General Insurance, you can cover self, spouse, parents, children, and siblings, parents in laws. Whereas on family floater basis, a maximum of 6 members can be covered including spouse and dependent children up to the age of 25 years.
What are the waiting periods under Flexi Health Policy offered by Cholamandalam MS General Insurance?
Flexi Health Policy by Cholamandalam MS General Insurance comes with the following waiting periods:

General waiting period: 30 days for all illnesses (except in case of an accident or policy renewal)

Pre-existing diseases: 36 months of continuous coverage

Specific diseases: 2 years
Can I avail tax benefits on the premium paid for Flexi Health Policy by Cholamandalam MS General Insurance?
Yes. You can avail tax benefits on the premium paid for Flexi Health Policy by Cholamandalam MS General Insurance, under Section 80D of the Income Tax Act, 1961.
Will be required to undergo a pre-policy health check-up to be covered under Flexi Health Policy?
To be covered under Flexi Health Policy, there is no requirement to undergo a pre-policy health check-up, before 50 years of age.

Claim Process at Cholamandalam Health Insurance

Network Hospital
Non-Network Hospital

1
Claim Assistance
For any assistance or query, call InsuranceDekho at the toll-free number 755 1196 989.
2
Claim Intimation
Emergency hospitalisation needs intimation within 48 hours and for planned hospitalisation intimate within 72 hours prior to admission.
3
Claim Processing
Fill in the pre-authorisation form and hand it over to hospital's insurance/TPA desk to initiate claim request.
4
Claim Settlement
Once your request is approved, claim is settled. If not approved, claim for reimbursement after discharge.

1
Claim Assistance
For any assistance or query, call InsuranceDekho at the toll-free number 755 1196 989.
2
Claim Intimation
Emergency hospitalisation needs intimation within 48 hours and for planned hospitalisation intimate within 72 hours prior to admission.
3
Claim Processing
Submit claim form with original documents such as doctor’s reports, hospital bills, diagnostic tests, etc.
4
Claim Settlement
Once your request for reimbursement of expenses is approved, the claim will be settled.

Cholamandalam Health Insurance Contact Details

Reach us for help anytime

Insurance Dekho
755 1196 989Mon to Sun 10:00 AM to 7:00 PM
support@insurancedekho.com
Cholamandalam Health Insurance
1800-208-554424x7
customercare@cholams.murugappa.com