What are the sum insured options available under COVID-19 Policy?

COVID-19 Policy offered by Cholamandalam MS General Insurance can be purchased by sum insured options of Rs. 1 Lakh, Rs. 2 Lakh, Rs. 3 Lakh, Rs. 4 Lakh, and Rs. 5 Lakh.

What is the waiting period under COVID-19 Policy offered by Cholamandalam MS General Insurance?

COVID-19 Policy offered by Cholamandalam MS General Insurance comes with a waiting period of 16 days, before which no claims will be admissible. Kindly be informed that the waiting period will be calculated from the date of commencement of the policy.

Is there any health check-up required to be covered under COVID-19 Policy?

No. It is not required to undergo a health check-up to be covered under COVID-19 Policy.

What is the entry age for COVID-19 Policy offered by Cholamandalam MS?

The entry age for COVID-19 Policy offered by Cholmandalam MS General Insurance is 18 years to 65 years for adults, and 3 months and 25 years for adults.

Can I avail tax benefits on the premium paid for COVID-19 Policy offered by Cholamandalam MS General Insurance?

Yes. You can avail tax benefits on the premium paid for COVID-19 Policy offered by Cholamandalam MS General Insurance, under Section 80D of the Income Tax Act, 1961.

Cholamandalam MS COVID-19 Health Insurance Wordings

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Highlights

Cashless Approval TAT	Within 70 minutes
Claim Settlement Ratio	94%
Network Hospitals	12,000+
Pre-existing Disease Waiting Period	3 years
Special Benefits	High Coverage
Starting Premium of Rs. 5 lakhs SI	Rs. 407/month

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Cholamandalam Health Insurance Plan List

Family (3)
Individual (2)
Critical Illness (1)
Kids (1)
Maternity (1)
Parents (1)
Senior Citizen (1)
Woman (1)

Name of Plan	Sum Insured
Flexi SupremePopular		Check Premium
Arogya Sanjeevani Policy Min: 3 months; Max: 65 yearsPopular	1 Lakh - 5 Lakh	Check Premium
COVID-19 PolicyMin: 3 months; Max: 65 yearsPopular	1 Lakh - 5 Lakh	Check Premium
Accident Protection PolicyMin: 6 months; Max: 69 years	5 Lakh - 1 Crore	Check Premium
Flexi Health PolicyMin: 3 months; Max: 65 years	1 Lakh - 25 Lakh	Check Premium
Corona Rakshak PolicyMin: 18 years; Max: 65 years	50,000 - 2.5 lakh	Check Premium
Corona Kavach PolicyMin: 1 day; Max: 65 years	50,000 - 5 lakh	Check Premium
Hospital Cash Healthline PolicyMIn: 3 Months; Max: 65 Years	1000/day	Check Premium
Critical Healthline PolicyMIn: 5 Years; Max: 65 Years	3 Lakh	Check Premium
Healthline Policy Min: 90 Days; Max: 65 Years	1 Lakh	Check Premium

Cholamandalam Health Insurance Top Up List

Top-up (2)

Name of Plan	Sum Insured
Super Top-up Insurance PlanMIn: 3 Months; Max: 70 Years	3 Lakh	Check Premium
Top Up Healthline PolicyMin: 3 Months; Max: 65 Years	50 Thousand	Check Premium

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FAQs on COVID-19 Policy Health Insurance Plan

What are the sum insured options available under COVID-19 Policy?
COVID-19 Policy offered by Cholamandalam MS General Insurance can be purchased by sum insured options of Rs. 1 Lakh, Rs. 2 Lakh, Rs. 3 Lakh, Rs. 4 Lakh, and Rs. 5 Lakh.
What is the waiting period under COVID-19 Policy offered by Cholamandalam MS General Insurance?
COVID-19 Policy offered by Cholamandalam MS General Insurance comes with a waiting period of 16 days, before which no claims will be admissible. Kindly be informed that the waiting period will be calculated from the date of commencement of the policy.
Is there any health check-up required to be covered under COVID-19 Policy?
No. It is not required to undergo a health check-up to be covered under COVID-19 Policy.
What is the entry age for COVID-19 Policy offered by Cholamandalam MS?
The entry age for COVID-19 Policy offered by Cholmandalam MS General Insurance is 18 years to 65 years for adults, and 3 months and 25 years for adults.
Can I avail tax benefits on the premium paid for COVID-19 Policy offered by Cholamandalam MS General Insurance?
Yes. You can avail tax benefits on the premium paid for COVID-19 Policy offered by Cholamandalam MS General Insurance, under Section 80D of the Income Tax Act, 1961.

Claim Process at Cholamandalam Health Insurance

Network Hospital
Non-Network Hospital

1
Claim Assistance
For any assistance or query, call InsuranceDekho at the toll-free number 755 1196 989.
2
Claim Intimation
Emergency hospitalisation needs intimation within 48 hours and for planned hospitalisation intimate within 72 hours prior to admission.
3
Claim Processing
Fill in the pre-authorisation form and hand it over to hospital's insurance/TPA desk to initiate claim request.
4
Claim Settlement
Once your request is approved, claim is settled. If not approved, claim for reimbursement after discharge.

1
Claim Assistance
For any assistance or query, call InsuranceDekho at the toll-free number 755 1196 989.
2
Claim Intimation
Emergency hospitalisation needs intimation within 48 hours and for planned hospitalisation intimate within 72 hours prior to admission.
3
Claim Processing
Submit claim form with original documents such as doctor’s reports, hospital bills, diagnostic tests, etc.
4
Claim Settlement
Once your request for reimbursement of expenses is approved, the claim will be settled.

Cholamandalam Health Insurance Contact Details

Reach us for help anytime

Insurance Dekho
755 1196 989Mon to Sun 10:00 AM to 7:00 PM
support@insurancedekho.com
Cholamandalam Health Insurance
1800-208-554424x7
customercare@cholams.murugappa.com