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Cholamandalam MS COVID-19 Health Insurance Wordings

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Highlights
Cashless Approval TAT70 mins Cashless Claim Processing
Claim Settlement Ratio94%
Network Hospitals11,000+
Pre-existing Disease Waiting Period3 years
Special BenefitsHigh Coverage
Starting Premium of Rs. 5 lakhs SIRs. 407/month

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Cholamandalam MS Health Insurance Plan List

    Name of PlanSum Insured
    Arogya Sanjeevani Policy Min: 3 months; Max: 65 years1 Lakh - 5 Lakh Check Premium
    COVID-19 PolicyMin: 3 months; Max: 65 years1 Lakh - 5 Lakh Check Premium
    Healthline Policy Min: 90 Days; Max: 65 Years1 Lakh Check Premium
    Critical Healthline PolicyMIn: 5 Years; Max: 65 Years3 Lakh Check Premium
    Hospital Cash Healthline PolicyMIn: 3 Months; Max: 65 Years1000/day Check Premium
    Corona Kavach PolicyMin: 1 day; Max: 65 years50,000 - 5 lakh Check Premium
    Corona Rakshak PolicyMin: 18 years; Max: 65 years50,000 - 2.5 lakh Check Premium
    Flexi Health PolicyMin: 3 months; Max: 65 years1 Lakh - 25 Lakh Check Premium
    Accident Protection PolicyMin: 6 months; Max: 69 years5 Lakh - 1 Crore Check Premium

    Cholamandalam MS Health Insurance Top Up List

      Name of PlanSum Insured
      Super Top-up Insurance PlanMIn: 3 Months; Max: 70 Years3 Lakh Check Premium
      Top Up Healthline PolicyMin: 3 Months; Max: 65 Years50 Thousand Check Premium

      FAQs on COVID-19 Policy Health Insurance Plan

      • What are the sum insured options available under COVID-19 Policy?

        COVID-19 Policy offered by Cholamandalam MS General Insurance can be purchased by sum insured options of Rs. 1 Lakh, Rs. 2 Lakh, Rs. 3 Lakh, Rs. 4 Lakh, and Rs. 5 Lakh. 

      • What is the waiting period under COVID-19 Policy offered by Cholamandalam MS General Insurance?

        COVID-19 Policy offered by Cholamandalam MS General Insurance comes with a waiting period of 16 days, before which no claims will be admissible. Kindly be informed that the waiting period will be calculated from the date of commencement of the policy. 

      • Is there any health check-up required to be covered under COVID-19 Policy?

        No. It is not required to undergo a health check-up to be covered under COVID-19 Policy. 

      • What is the entry age for COVID-19 Policy offered by Cholamandalam MS?

        The entry age for COVID-19 Policy offered by Cholmandalam MS General Insurance is 18 years to 65 years for adults, and 3 months and 25 years for adults. 

      • Can I avail tax benefits on the premium paid for COVID-19 Policy offered by Cholamandalam MS General Insurance?

        Yes. You can avail tax benefits on the premium paid for COVID-19 Policy offered by Cholamandalam MS General Insurance, under Section 80D of the Income Tax Act, 1961. 

         

      Claim Process at Cholamandalam MS Health Insurance

      • Network Hospital
      • Non-Network Hospital
      • 1

        Claim Assistance

        For any assistance or query, call InsuranceDekho at the toll-free number 755 1196 989.
      • 2

        Claim Intimation

        Emergency hospitalisation needs intimation within 48 hours and for planned hospitalisation intimate within 72 hours prior to admission.
      • 3

        Claim Processing

        Fill in the pre-authorisation form and hand it over to hospital's insurance/TPA desk to initiate claim request.
      • 4

        Claim Settlement

        Once your request is approved, claim is settled. If not approved, claim for reimbursement after discharge.
      • 1

        Claim Assistance

        For any assistance or query, call InsuranceDekho at the toll-free number 755 1196 989.
      • 2

        Claim Intimation

        Emergency hospitalisation needs intimation within 48 hours and for planned hospitalisation intimate within 72 hours prior to admission.
      • 3

        Claim Processing

        Submit claim form with original documents such as doctor’s reports, hospital bills, diagnostic tests, etc.
      • 4

        Claim Settlement

        Once your request for reimbursement of expenses is approved, the claim will be settled.

      Cholamandalam MS Health Insurance Contact Details

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