What are the policy terms for which I can buy Cholamandalam Corona Rakshak Health Insurance Policy?

You can buy this Corona Rakshak Health Insurance Policy for different policy terms such as 3.5 months (i.e. 105 days), 6.5 months (i.e. 195 days) and 9.5 months (i.e. 285 days).

What can I get under this Cholamandalam Corona Rakshak Health Insurance Policy?

The plan offers multiple sum insured options ranging from Rs. 50,000 to Rs. 2.5 lakh. You can get this coverage in a lump sum on being diagnosed with COVID-19 and getting hospitalised for a minimum continuous period of 72 hours.

When can I avail this Corona Rakshak Health Insurance Policy?

You can avail this plan only after completing a waiting period of 15 days from the policy commencement date.

For how many times can I make claims under this plan in a policy year?

This is one time benefit offering policy. Its benefit is applicable for the entire policy term of the cover and shall be terminated upon the payment for one time only.

Does Cholamandalam Corona Rakshak Health Insurance Policy provide the tax benefits?

Yes, the premium amount paid under this health insurance policy is eligible for tax deduction under the section 80D of the Income Tax Act.

Cholamandalam MS Corona Rakshak Health Insurance Wordings

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Highlights

Claim Settlement	Dedicated Team
Claim Settlement Ratio	95%
COVID-19 Cover	Yes
Network Hospitals	8,000+
Policies Sold	1,03,232
Renewability	Lifelong

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Cholamandalam MS Corona Rakshak Policy Brochure

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Jul 30, 2020

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Cholamandalam MS Health Insurance Plan List

Name of Plan	Sum Insured
Arogya Sanjeevani Policy Min: 3 months; Max: 65 yearsPopular	1 Lakh - 5 Lakh	Check Premium
Corona Kavach PolicyMin: 1 day; Max: 65 yearsPopular	50,000 - 5 lakh	Check Premium
Corona Rakshak PolicyMin: 18 years; Max: 65 yearsPopular	50,000 - 2.5 lakh	Check Premium
COVID-19 PolicyMin: 3 months; Max: 65 yearsPopular	1 Lakh - 5 Lakh	Check Premium
Healthline Policy Min: 90 Days; Max: 65 Years	1 Lakh	Check Premium
Critical Healthline PolicyMIn: 5 Years; Max: 65 Years	3 Lakh	Check Premium
Hospital Cash Healthline PolicyMIn: 3 Months; Max: 65 Years	1000/day	Check Premium
Flexi Health PolicyMin: 3 months; Max: 65 years	1 Lakh - 25 Lakh	Check Premium
Accident Protection PolicyMin: 6 months; Max: 69 years	5 Lakh - 1 Crore	Check Premium

Cholamandalam MS Health Insurance Top Up List

Name of Plan	Sum Insured
Super Top-up Insurance PlanMIn: 3 Months; Max: 70 Years	3 Lakh	Check Premium
Top Up Healthline PolicyMin: 3 Months; Max: 65 Years	50 Thousand	Check Premium

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FAQs on Corona Rakshak Policy Health Insurance Plan

What are the policy terms for which I can buy Cholamandalam Corona Rakshak Health Insurance Policy?
You can buy this Corona Rakshak Health Insurance Policy for different policy terms such as 3.5 months (i.e. 105 days), 6.5 months (i.e. 195 days) and 9.5 months (i.e. 285 days).
What can I get under this Cholamandalam Corona Rakshak Health Insurance Policy?
The plan offers multiple sum insured options ranging from Rs. 50,000 to Rs. 2.5 lakh. You can get this coverage in a lump sum on being diagnosed with COVID-19 and getting hospitalised for a minimum continuous period of 72 hours.
When can I avail this Corona Rakshak Health Insurance Policy?
You can avail this plan only after completing a waiting period of 15 days from the policy commencement date.
For how many times can I make claims under this plan in a policy year?
This is one time benefit offering policy. Its benefit is applicable for the entire policy term of the cover and shall be terminated upon the payment for one time only.
Does Cholamandalam Corona Rakshak Health Insurance Policy provide the tax benefits?
Yes, the premium amount paid under this health insurance policy is eligible for tax deduction under the section 80D of the Income Tax Act.

Claim Process at Cholamandalam MS Health Insurance

Network Hospital
Non-Network Hospital

1
Claim Assistance
For any assistance or query, call InsuranceDekho at the toll-free number 755 1196 989.
2
Claim Intimation
Emergency hospitalisation needs intimation within 48 hours and for planned hospitalisation intimate within 72 hours prior to admission.
3
Claim Processing
Fill in the pre-authorisation form and hand it over to hospital's insurance/TPA desk to initiate claim request.
4
Claim Settlement
Once your request is approved, claim is settled. If not approved, claim for reimbursement after discharge.

1
Claim Assistance
For any assistance or query, call InsuranceDekho at the toll-free number 755 1196 989.
2
Claim Intimation
Emergency hospitalisation needs intimation within 48 hours and for planned hospitalisation intimate within 72 hours prior to admission.
3
Claim Processing
Submit claim form with original documents such as doctor’s reports, hospital bills, diagnostic tests, etc.
4
Claim Settlement
Once your request for reimbursement of expenses is approved, the claim will be settled.

Cholamandalam MS Health Insurance Contact Details

Reach us for help anytime

Insurance Dekho
755 1196 989Mon to Sun 10:00 AM to 7:00 PM
support@insurancedekho.com
Cholamandalam MS Health Insurance
1800-208-554424x7
customercare@cholams.murugappa.com