Bajaj Allianz Extra Care Plus Health Insurance Wordings

The aggregate deductible options available are Rs. 2 Lakh, Rs. 3 Lakh, Rs. 5 Lakh, and Rs. 10 Lakh. 

The minimum and maximum entry age under this plan by Bajaj Allianz are 18 years and 80 years, respectively, although the minimum and maximum entry ages of the dependent children are 3 months and 25 years.

Self, spouse, dependent children, dependent parents can be covered under this policy. However, in total, a maximum of 6 members can get the coverage under this single floater policy.

Yes, the plan will be paying for the medical expenses pertaining to pregnancy, childbirth or medically certified and lawful termination of pregnancy. This coverage is limited to a maximum of 2 deliveries or termination(s) or either, during the lifetime of the insured person.

Yes, if a claim under medical expenses is accepted, the insured person will be paid with the ambulance costs up to a maximum of Rs. 3000 per valid hospitalisation claim for transferring the insured person to the hospital.

No. This policy does not cover you for medical treatment availed outside the geographical boundaries of India.

This is an annual policy, which means it has a policy period or coverage term of 1 year and is required to be renewed every year. 

Yes, the Extra Care Plus Policy extends its limit to pay for the costs incurred in the ambulance transportation in an aeroplane or helicopter for rapid ambulance transportation from the site of illness or accident to the nearest hospital during the policy period in emergency life-threatening health conditions. 

Bajaj Allianz Extra Care Policy comes with the following waiting periods: 

• Waiting period for pre-existing diseases: 12 months
• Initial waiting period: 30 days
• Waiting period for maternity expenses: 12 months
• Waiting period for specific diseases or procedures: 12 months