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Max Smart Secure Plus Term Insurance Riders

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Highlights
Claim Settlement Ratio99.35%
Death Benefit Paid For15,342 Policies
Inception2000
Presence269 Offices
Total Death Benefit Paid562.54 Crore

Under the Max Life Smart Secure Plus plan, you choose to enhance your life insurance plan with riders. Following are the riders available under this plan:

1. Max Life Waiver of Premium Plus Rider: Under this rider, all future payable premiums get waived off if either of the following events occurs during the policy term:

  • Diagnosis of a terminal illness
  • Dismemberment
  • Death due to accident/terminal illness

2. Max Life Critical Illness and Disability Rider: In case the life assured is diagnosed with a terminal illness during the policy term, a guaranteed benefit will be paid out to the life assured under this rider.

Key Inclusions and Exclusions of the Plan

What's Included

  • Untimely Death
  • Terminal Illness
  • Spouse Cover
  • Accident Death Cover

What's Not Included

  • Substance Abuse
  • Participation in a criminal or unlawful act
  • Suicide/Attempt to suicide/Self-inflicted injuries
  • Injuries caused in war, civil war, terrorist activity, etc.
  • Terminal illness diagnosed and treated has outside India

Max Smart Secure Plus Plan Brochure

  • 3.45 MB
  • PDF Document
  • Jun 22, 2021

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