Compare & Buy Car, Bike and Health Insurance Online - InsuranceDekho
Track & Policy DownloadLogin
HomeTerm InsuranceMaxSmart Secure Plus PlanEligibility

Max Smart Secure Plus Term Insurance Eligibility

13 reviews Rate This
Highlights
Claim Settlement Ratio99.65%
Death Benefit Paid For15,342 Policies
Inception2000
Presence269 Offices
Total Death Benefit Paid562.54 Crore

Here are some features of the Max Life Smart Secure Plus plan that make this term plan a good pick:

  • This plan offers 2 death benefit options to choose from
  • You can choose pay your premiums as per your budget
  • There is an option of joint life cover under which you can cover your spouse under the same policy at an affordable price.
  • This plan has in-built terminal illness cover.
  • Max Life Smart Secure Plus Plan has 2 plan variants.
  • You can enhance this plan by adding optional riders available under this plan.
  • This plan offers multiple claim payout options.
  • Under this plan you also avail the benefit of Accidental Death Cover.
  • Under this plan you get the benefit of Special Exit Value.

Max Life Smart Secure Plus Plan Eligibility Criteria

Below mentioned is the eligibility criteria of the Max Life Smart Secure Plus plan:

Eligibility Criteria of Max Life Smart Secure Plus Plan

Parameters

Specification

Minimum Entry Age

18 Years

Maximum Entry Age

65 Years

Maximum Maturity Age

85 Years

Minimum Policy Term

Base Cover - 10 Years

Accident Cover - 5 Years

Accelerated CI - 10 Years

Maximum Policy Term

Base Cover - 67 Years

Accident Cover - 67 Years

Accelerated CI - 50 Years

Note: For Return of Premium variant of the policy, maximum policy term is 50 Years

Premium Payment Mode

Single pay, Regular Pay or 5/10/12/15/Pay till 60

Premium Payment Term

Base Cover

Single Pay - 10 to 67 Years

Regular Pay - 10 to 67 Years

5 Pay - 10 to 67 Years

10 Pay - 15 to 67 Years

12 Pay - 17 to 67 Years

15 Pay - 20 to 67 Years

Pay till 60 - Maximum 67 Years

Accident Cover

Single Pay - NA

Regular Pay - 10 to 50 Years

5 Pay - NA

10 Pay - 10 Years

12 Pay - 10 to 12 Years

15 Pay - 10 to 15 Years

Pay till 60 - 10 Years to 60 less than entry age.

Accelerated CI

Single Pay - NA

Regular Pay - 5 to 67 Years

5 Pay - 10 to 67 Years

10 Pay - 10 to 67 Years

12 Pay - 10 to 67 Years

15 Pay - 10 to 67 Years

Pay till 60 - 6 to 67 Years

Minimum Sum Assured

Base Cover - INR 20,00,000

Accident Cover - INR 5,00,000

Accelerated CI - INR 50,000

Maximum Sum Assured

Base Cover - No LImit

Accident Cover - 50% of the base sum assured.

Accelerated CI - INR 1,00,00,000
Read More

Key Inclusions and Exclusions of the Plan

What's Included

  • Untimely Death
  • Terminal Illness
  • Spouse Cover
  • Accident Death Cover

What's Not Included

  • Substance Abuse
  • Participation in a criminal or unlawful act
  • Suicide/Attempt to suicide/Self-inflicted injuries
  • Injuries caused in war, civil war, terrorist activity, etc.
  • Terminal illness diagnosed and treated has outside India

Max Smart Secure Plus Plan Brochure

  • 3.45 MB
  • PDF Document
  • Jun 22, 2021
Download PDF

Smart Secure Plus Plan Reviews

4.5
Rating based on
13 User reviews
Write your review
What users are saying
  • All
  • Value for Premium Paid

    I genuinely believe that the Max Term Insurance- Smart Secure Plus Plan  I acquired through InsuranceDekho offers exceptional value for the premium paid, considering the peace of mind it provides.

    Read More

    S
    By Sweta Suman
    On: Sep 05, 2023
  • Got to know about the claim se...

    I purchased the Max Term Insurance- Smart Secure Plus Plan from InsuranceDekho. While purchasing the plan I got to know about the importance of claim settlement ratio while choosing a term plan. InsuranceDekho’s website is quite informative. 

    Read More

    R
    By Rina Vohra
    On: Aug 24, 2023
  • Bought a good term plan

    Bought Max Term Insurance- Smart Secure Plus Plan  from InsuranceDekho. I wanted to purchase a plan that fit my budget so I contacted the helpline number of InsuranceDekho, the customer care executive suggested the Max Term Insurance- Smart Secure Plus Plan  as it fit my budget and requirements.

    Read More

    S
    By Shanaz Khan
    On: Aug 23, 2023
  • Policy issued within minutes

    I purchased The Max Term Insurance- Smart Secure Plus Plan from InsuranceDekho. The policy details were sent within a few minutes of making the payment. I did not need to worry about the policy documents, they were sent after a few days. I was impressed with the fast services provided by InsuranceDekho.

    Read More

    G
    By Gita Gagan
    On: Aug 22, 2023
  • Quick Policy Issuance

    The Max Term Insurance- Smart Secure Plus Plan  was issued promptly by InsuranceDekho, ensuring I had coverage right when I needed it. The experience of the entire process was smooth and without any glitches.

    Read More

    S
    By Sugreev Meena
    On: Jul 21, 2023
View All Smart Secure Plus Plan Reviews

Buy Insurance Plans - Compare & Save Big*

View All Insurance Companies

Term Insurance News

View All News

Max Life Term Insurance Contact Details

Reach us for help anytime

Partner Term Insurance Companies

View All Term Insurance Companies

Disclaimer: InsuranceDekho does not endorse, rate or recommend any particular insurance company or insurance plan.

Similar Term Plans to Consider

    View All Term Insurance Plans