Compare & Buy Car, Bike and Health Insurance Online - InsuranceDekho
Claim, renew, manage & moreLogin
  Hurry Up!
Save tax in 80C by purchasing a Life Insurance Today View Plan

How To Compare and Purchase Money Back Policy Online

Published On Feb 28, 2022 11:00 AM By InsuranceDekho

Money return plans combine the advantages of an insurance policy with those of investment, ensuring that the policyholder receives an income rather than a lump sum in the event of his or her death. These plans provide a guaranteed return on investment, monthly payments, and insurance coverage, making them an excellent choice for anyone seeking both security and income. A Money-Back policy provides a policyholder with a maturity benefit as well as a regular income in the form of survival benefits during the lifetime of the policy, in addition to the conventional life insurance provided by standard plans.Money Back insurance, on the other hand, offers policyholders a safe and guaranteed return on investment as well as the potential to expand their money through a variety of investment options.

How To Compare and Purchase Money Back Policy Online

Benefits of Purchasing Money Back Plans Online

You may be able to take advantage of a number of perks when purchasing a Money Back Policy online. Some of the advantages/benefits are listed below.

Compare and contrast different plans

When you buy a plan from an agent in Online Mode, you can compare multiple plans and their features to get the best one, but you can't do so when you buy a plan through an agent in Offline Mode. The agents, on the other hand, will make every effort to encourage you to purchase a policy from their company above any other.

Cost and Assured Sum

Online insurance plans are claimed to be 30-70 percent less expensive than offline plans in terms of cost and sum assured. When buying a plan online, you don't need an agent, which means you won't have to pay an agent's commission. With an online plan, the average amount assured is higher.


Online Plans provide you with additional flexibility and options, allowing you to choose the ideal plan for your needs. You will have to check the plan and features on your own while getting insurance online because there will be no agent. In contrast to an offline mode, when information is obtained through agents, there is no potential for errors or erroneous information in an online mode.

Getting Access to the Brand

In an Online Mode, you get complete access to a brand's whole website, which is available via an Internet connection 24 hours a day, seven days a week. On the other hand, agents will be unable to admit you to this level. In contrast to an Online Mode Insurance Company, they will only make promises that they can keep.


If you're seeking a plan that will provide insurance coverage while simultaneously assisting you in the construction of an investment portfolio, a Money Back Plan is a great option. Endowment plans, unit-linked insurance, and other investment options can help you grow your assets while also providing life insurance. A Money-Back Plan is the most prudent approach to save and invest. Online insurance firms outperform traditional insurance companies in terms of simplicity, cheaper operational costs, flexibility, lack of paperwork, transparency, and quick access. Online, you can find a number of reputable aggregators to help you with application-related concerns. Choosing Online Money Back Plans has a number of advantages.

You may also like: Consider Factors Before Buying A Money-Back Plan

Disclaimer: This article is issued in the general public interest and meant for general information purposes only. Readers are advised not to rely on the contents of the article as conclusive in nature and should research further or consult an expert in this regard.

Popularly Opted Term Insurance Sum Assured

People Also Read

Must BuyMust Buy

Why to Buy Life Insurance Policy Online from InsuranceDekho

  • Tax benefit upto 1,50,000*
  • Claim support everyday 10AM-7PM
  • 45 Lacs+ happy customers