How To Avail The Benefits Of Government-Aided Child Plans For Girls In India?
Updated On Aug 16, 2022
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The government of India to aid those the girl child have launched a number of schemes for their welfare. These schemes are designed to aid those girls who remain deprived of their rights to their primary education and are sometimes forced to marry illegally. Thus, to raise awareness of girl education and to handle these problems, the Indian Government have introduced different schemes for helping girl child.
How To Avail Benefits Of Different Government-Aided Child Plans In India?
Let us now check out the different schemes for gild children by the Indian Government and how you can avail their advantages.
Sukanya Samriddhi Yojana
This scheme offers a quarterly interest to the account for every financial year. The best feature of this plan is the lock-in period provision. Only the parents or the legal guardians of the girl child can open the account and transfer it to another place if you want. The child should be under ten years old and have to submit an age certificate proof with the form. The parents can open only two accounts and needs 250 INR to open them. After 21 years, you will get the final amount, and the account will be closed.
You can open an SSY account in any post office or government bank. The parents must submit identity proof, like a ration card, driving license, PAN card or more. You will get a passbook after opening the account for the transactions in the future.
Balika Samridhi Yojana
Every girl child is entitled to 500 INR after birth in this scheme. She will also receive a scholarship to complete her schooling, deposited in an interest-bearing account with the highest interest rate possible. You cannot withdraw any amount prematurely. Children under ten years of age, belonging to a BPL family or living in slums or urban areas can avail this scheme.
The biological parents can open the account and will handle it. Once the child turns 18, she can tackle the account without the parents' intervention. The parents can obtain the form from any Aanganwadi centre for rural locations and municipal corporations for urban localities.
Beti Bachao Beti Padhao
This scheme ensures the girl child can access education by going to school and can inherit their family's property. Some schools and universities support student enrolment for higher studies by applying concessions on their fees. This plan blocks all the biases and discrimination toward girls by offering exclusive benefits in their education.
Ladli Scheme
If you are from Haryana or any parent is from Haryana, then you can avail the benefits of this scheme. You have to produce a domicile certificate. You must register the child and mother's names at the Anganwadi centre. For the next five years, you will get a sum of 5000 INR each year.
This scheme will benefit those families who have two girl children. The amount will accumulate in the form of Kisan Vikas Patra, and when the child turns 18 can withdraw the money. You have to open the account in the mother's name. In case of second girl childbirth, the Government will immediately give the cash in 2 instalments.
Final Words
So, check out which scheme from above will be perfect for your family and child. Thus, select the one and avail its benefits to the fullest.
Also read: Understanding How Age Affects the Premium Of Term Insurance
