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How To Add Riders When Buying Life Insurance Plans Online At InsuranceDekho?

Published On Jul 18, 2021 6:00 PM By InsuranceDekho

InsuranceDekho is an online insurance service provider which operates through a website that allows you to compare insurance quotes from top-rated insurance companies and buy the best insurance policy for your needs. Using InsuranceDekho to purchase insurance coverage is a simple process. Simply choose the type of coverage you want, fill out the required information, compare multiple rates, and pay. And now you're done! Your insurance policy is now active and in effect for you to take its benefits.  

InsuranceDekho's hassle-free approach of purchasing retirement plans in a single click is gaining popularity, as seen by a significant growth in its statistics in the pandemic. The people looking for any kind of life insurance plan need not go outside in the pandemic and endanger their health when they may choose the best policy from the comfort of their own home. 

Not only just buying insurance policies but InsuranceDekho provides you with the option of adding riders to your policy as well, this too is fully online and you need not waste your time and energy by stepping out. Read ahead to know how to add riders while buying life insurance plans online at InsuranceDekho.

How To Add Riders When Buying Life Insurance Plans Online At InsuranceDekho?

  • Check If Your Policy Is Covering All Your Needs

One should do thorough research of the coverage of the policy before finally signing up for it. A Life Insurance Policy might be very popular amongst the other public but might not be suitable according to your requirements and needs. In such a case, if you have already signed up for the policy, you can add riders to enhance the protection of your policy.

  • Look For The Riders That You Require

Riders are available for almost all conditions and scenarios. While the most common ones such as premium waiver benefits, return of premium, family income benefit rider etc. are some common riders which people generally add to their policy for extra protection in the future. You might still be looking for coverage for your child or spouse or for your health, in such cases you can take scenario specific riders.

  • Find Cost Efficient Riders

Even though riders are generally considered to be  cost effective and budget friendly, some might be exceptionally costly, so you should look for riders which are pocket friendly and whose premium you can afford to pay in the long term.

  • Carefully Examine The Terms & Conditions Of Your Rider

Some riders don’t provide maturity benefits, some don’t provide tax benefits etc. In Order to save yourself from last moment shocks, you should do a thorough check of the terms, policies and conditions, exclusions and inclusions of your policy rider. You should check whether it provides maturity benefits or not and you have the options to terminate the rider as needed or not etc. 

  • Enroll Your Family Members In The Riders 

There are many riders in which you can get family benefits by enrolling your family members, such as the Child Rider Benefit or the Spouse Rider Benefit. These also give you exemptions in tax. 


InsuranceDekho has brought around a revolution in the life insurance market and industry by bringing all the policies under one online platform. You no longer need to roam from office to office with InsuranceDekho's easy and hassle free processes. Add riders to your policy through InsuranceDekho and enjoy the perks of your policy.

Also read 

Why Do You Need To Add Riders To Life Insurance Plans?

All About Riders In Life Insurance Plans

Disclaimer: This article is issued in the general public interest and meant for general information purposes only. Readers are advised not to rely on the contents of the article as conclusive in nature and should research further or consult an expert in this regard.            

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