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Best Money Back Plans In 2021

Published On Dec 03, 2021 11:00 AM By InsuranceDekho

One of the most important features of money return insurance is that it provides a predictable stream of income at predetermined periods, allowing the insured to meet his or her financial responsibilities for the duration of the policy. This plan also provides a guaranteed return on investment as well as the ability to diversify one's money through several investment options. With the information shown above, it should be clear that this is an excellent option for those who want the benefits of both insurance and a consistent income. So, what's the next step? Now, if you're interested in investing in a Money Back plan, stay reading to learn about the top Money Back plans available.

Top 5 Money Back  Plans for 2021

The greatest Money Back  schemes to consider are as follows:

  • ICICI Prudential Cash Advantage Plan 

This plan delivers a guaranteed cash return while supplementing your normal income. It normally begins the year following the end of the premium payment term.

ICICI Prudential Cash Advantage Plan Features

Some of the plan's qualities are listed below:

  • It pays out everything at once, allowing you to budget for the future.
  • You have the option of paying the premium in any way that is most convenient for you.
  • Even when you are not around, it provides all-around safety for your family.
  • You will earn a bonus if the insurance provider announces one.

G CAP Plan by Edelweiss Tokio Life

GCAP aids you in accumulating wealth so that you can achieve your lofty ambitions and be proud of your achievements. This plan has a fully guaranteed maturity benefit, a death benefit, and a Guaranteed Accrual Addition.

Edelweiss Tokio LifeG CAP Plan Features

Some of the plan's qualities are as follows:

  • It offers certain benefits that are well-defined.
  • With this plan, you can choose the length of your insurance and the conditions of your premium payments.
  • In times of financial crisis, it also offers financing options and reductions.
  • Anyone between the ages of 91 days and 55 years old can apply for insurance for ten, fifteen, twenty-five, twenty-five, or thirty years.
  • A non-linked insurance plan with guaranteed addition and benefits, as well as maturity and death benefits.
  • You have the option of choosing the length of your insurance policy and the conditions of your premium payments.

HDFC Life Super Income Plan 

The HDFC Life Super Income Plan provides guaranteed income and asset appreciation for a period of 8 to 15 years. If you select for a single payment, you'll begin receiving a regular income in the second policy year and continue until the end of the insurance term.

HDFC Life Super Income Plan Features

Some of the plan's qualities are listed below:

  • Issuance of a Single-Premium Payment
  • Using reversionary and terminal incentives, you may be able to increase your monthly revenue.
  • According to current tax rules, there are tax benefits.
  • This insurance policy is eligible for a loan.

Tata AIA Life Insurance's Money Back Plus Plan

Tata AIA Life Insurance is a life insurance company owned by Tata. The Money Back Plus Plan combines life insurance with savings. Guaranteed payments are made at regular periods throughout the plan's duration. b This plan also includes an accident benefit for added peace of mind.

Tata AIA Life Insurance Money Back Plus Plan features

Some of the plan's qualities are listed below:

  • There is an Accidental Death Benefit available.
  • The option to choose between three alternative payment methods
  • There are two kinds of bonuses to choose from.
  • Availability of Riders


A Money Back plan combines the benefits of an insurance policy with those of investment, resulting in a policy that creates an income for the policyholder rather than just providing a lump payment in the event of death.

These policies offer a guaranteed return on investment, as well as annual payouts and insurance coverage, making them a good option for people looking for both security and income. As a result, policyholders receive a predictable and guaranteed return on investment, as well as the opportunity to grow their wealth through investments.

Also read: Are Money Back Policies Really Effective?

Common Exclusions in Money Back Plans

Disclaimer: This article is issued in the general public interest and meant for general information purposes only. Readers are advised not to rely on the contents of the article as conclusive in nature and should research further or consult an expert in this regard.

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