What am I covered for under Edelweiss Health Top-Up Insurance Policy?

There are two plan options under this policy, namely top-up deductible or super top-up deductible. Some common in-built features under these plans include the following: In-patient hospitalisation expenses Pre-hospitalisation and post-hospitalisation expenses Domiciliary hospitalisation expenses Treatments taken under AYUSH systems of medicines No Claim Bonus Daycare treatments

Are there any optional covers available under Edelweiss Health Top-up Policy?

Yes. Edelweiss Health Top-up Policy comes with the following optional covers: Emergency ambulance Maternity Organ donor Pre-existing disease waiting period waiver/reduction Base policy higher room rent support Vaccination cover Base policy co-pay support Newborn care Double sum insured for critical illness Assistance services Hospital cash Recharge Restoration Dental OPD cover Worldwide coverage (extended coverage) Emergency ambulance 241 optional cover

Can I avail free look period at the time of renewing Edelweiss Health Top-up Insurance Policy?

No. Edelweiss Health Top-up Insurance Policy comes with a free look period of 15 days which can only be availed at the time of buying a new policy and not at the time of renewal.

How are payments made under Health Top-up Insurance Policy?

Payments under Health Top-Up Insurance Policy are made on indemnity basis. However the payment of hospital cash is made on a benefit basis.

What are the waiting periods under the Edelweiss Health Top-up Insurance Policy?

Edelweiss Health Top-up Insurance Policy comes with the following waiting periods: Waiting period for pre-existing diseases: 36 months Waiting period for specified disease/procedure: 24 months/90 days Initial waiting period: 30 days

Zuno Top-Up Health Insurance Wordings

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Highlights

Cashless Approval TAT	30 mins Cashless Claim Processing
Claim Settlement Ratio	94%
Network Hospitals	5,000+
PED Waiting Period	3 years
Special Benefits	Cash Advance for Reimbursement Claims
Starting Premium for 5 lac SI	Rs. 548/month

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Zuno Health Insurance Plan List

Critical Illness (1)
Family (2)
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Kids (1)
Maternity (1)
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Name of Plan	Sum Insured
Edelweiss Health InsuranceMin: 3 Months; Max: No LimitPopular	1 Lakh	Check Premium
Zuno GoldPopular		Check Premium
Arogya Sanjeevani PolicyMin: 3 months; Max: 65 yearsPopular	1 Lakh - 5 Lakh	Check Premium
Corona Kavach PolicyMin: 1 Day; Max: 65 Years	50,000 - 5 lakh	Check Premium
Corona Rakshak PolicyMin: 18 Years; Max: 65 Years	50,000 - 2.5 lakh	Check Premium
Saral Suraksha BimaMin: 3 months; Max: 70 years	2.5 Lakh - 1 Crore	Check Premium

Zuno Health Insurance Top Up List

Name of Plan	Sum Insured
Health Top-Up Insurance Policy	1 Lakh - 5 Lakh	Check Premium

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FAQs on Health Top-Up Insurance Policy Health Insurance Plan

What am I covered for under Edelweiss Health Top-Up Insurance Policy?
There are two plan options under this policy, namely top-up deductible or super top-up deductible. Some common in-built features under these plans include the following:

In-patient hospitalisation expenses

Pre-hospitalisation and post-hospitalisation expenses

Domiciliary hospitalisation expenses

Treatments taken under AYUSH systems of medicines

No Claim Bonus

Daycare treatments
Are there any optional covers available under Edelweiss Health Top-up Policy?
Yes. Edelweiss Health Top-up Policy comes with the following optional covers:

Emergency ambulance

Maternity

Organ donor

Pre-existing disease waiting period waiver/reduction

Base policy higher room rent support

Vaccination cover

Base policy co-pay support

Newborn care

Double sum insured for critical illness

Assistance services

Hospital cash

Recharge

Restoration

Dental OPD cover

Worldwide coverage (extended coverage)

Emergency ambulance

241 optional cover
Can I avail free look period at the time of renewing Edelweiss Health Top-up Insurance Policy?
No. Edelweiss Health Top-up Insurance Policy comes with a free look period of 15 days which can only be availed at the time of buying a new policy and not at the time of renewal.
How are payments made under Health Top-up Insurance Policy?
Payments under Health Top-Up Insurance Policy are made on indemnity basis. However the payment of hospital cash is made on a benefit basis.
What are the waiting periods under the Edelweiss Health Top-up Insurance Policy?
Edelweiss Health Top-up Insurance Policy comes with the following waiting periods:

Waiting period for pre-existing diseases: 36 months

Waiting period for specified disease/procedure: 24 months/90 days

Initial waiting period: 30 days

Claim Process at Zuno Health Insurance

Network Hospital
Non-Network Hospital

1
Claim Assistance
For any assistance or query, call InsuranceDekho at the toll-free number 755 1196 989.
2
Claim Intimation
Emergency hospitalisation needs intimation within 48 hours and for planned hospitalisation intimate 72 hours prior to admission.
3
Claim Processing
Fill in the pre-authorisation form and hand it over to hospital's insurance/TPA desk to initiate claim request.
4
Claim Settlement
Once your request is approved, claim is settled. If not approved, claim for reimbursement after discharge.

1
Claim Assistance
For any assistance or query, call InsuranceDekho at the toll-free number 755 1196 989.
2
Claim Intimation
Emergency hospitalisation needs intimation within 48 hours and for planned hospitalisation intimate 72 hours prior to admission.
3
Claim Processing
Submit claim form with original documents such as doctor’s reports, hospital bills, diagnostic tests, etc.
4
Claim Settlement
Once your request for reimbursement of expenses is approved, the claim will be settled.

Zuno Health Insurance Contact Details

Reach us for help anytime

Insurance Dekho
755 1196 989Mon to Sun 10:00 AM to 7:00 PM
support@insurancedekho.com
Zuno Health Insurance
1800-120-00Mon to Sat 8:00 AM to 8:00 PM
support@edelweissinsurance.com