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Oriental HOPE (Health of Privileged Elders) Health Insurance Wordings

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Highlights
Claim SettlementDedicated Team
Claim Settlement Ratio93.96%
COVID-19 CoverYes
Network Hospitals4,300+
Policies Sold12,50,812
RenewabilityLifelong

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Oriental HOPE (Health of Privileged Elders) Brochure

  • 181.98 KB
  • PDF Document
  • Aug 12, 2019

Oriental Health Insurance Plan List

    Name of PlanSum Insured
    Arogya Sanjeevani PolicyMin: 3 months; Max: 65 years1 Lakh - 5 Lakh Check Premium
    Happy Family Floater PolicyMin: 91 Days; Max: 70 Years1 Lakh Check Premium
    PNB Oriental Royal Mediclaim 2017Min: 91 days; Max: 79 years1 Lakh - 10 Lakh Check Premium
    Jan Arogya Bima PolicyMin: 5 years; Max: 70 years5000 Check Premium
    Corona Rakshak PolicyMin: 18 Years; Max: 65 Years50,000 - 2.5 lakh Check Premium
    Corona Kavach PolicyMin: 1 day; Max: 65 years50,000 - 5 lakh Check Premium
    Happy Cash Min: 3 Months; Max: No Limit 500/day Check Premium
    HOPE (Health of Privileged Elders)Min: 60 Years; Max: No Limit1 Lakh Check Premium
    Individual Mediclaim PolicyMin: 18 Years; Max: 70 Years1 Lakh Check Premium
    OBC Oriental Mediclaim Policy 2017Min: 91 days; Max: 79 years1 Lakh - 10 Lakh Check Premium

    Oriental Health Insurance Top Up List

      Name of PlanSum Insured
      Super Health Top-upMin: 91 Days; Max: 70 Years3 Lakh Check Premium

      FAQs on HOPE (Health of Privileged Elders) Health Insurance Plan

      • What are the sum insured options available under HOPE policy?

        The policy can be purchased for varied sum insured options such as Rs. 1 Lakh, Rs. 2 Lakh, Rs. 3 Lakh, Rs. 4 Lakh, and Rs. 5 Lakh.

      • What is the entry age limit for this policy?

        The policy can be taken by any person aged 60 years and above.

      • Is there any medical required to purchase this policy?

        Any person desiring to take new policy is required to submit listed medical reports required by the company. On acceptance of the proposal, 50% of the cost of the checkup is borne by the insurance company.

      • Is there any no-claim discount available under the policy?

        Yes, there is a no-claim discount of 5% subject to a maximum of 20% for every claim-free policy year.

      • Are there any other discounts offered under the plan?

        Apart from the no-claim discount, there is also a discount in premium for opting voluntary co-payment.

      View More Questions

      Claim Process at Oriental Health Insurance

      • Network Hospital
      • Non-Network Hospital
      • 1

        Claim Assistance

        For any assistance or query, call InsuranceDekho at the toll-free number 755 1196 989.
      • 2

        Claim Intimation

        Emergency hospitalisation needs intimation as soon as it occurs and for planned hospitalisation intimate as soon as it occurs prior to admission.
      • 3

        Claim Processing

        Fill in the pre-authorisation form and hand it over to hospital's insurance/TPA desk to initiate claim request.
      • 4

        Claim Settlement

        Once your request is approved, claim is settled. If not approved, claim for reimbursement after discharge.
      • 1

        Claim Assistance

        For any assistance or query, call InsuranceDekho at the toll-free number 755 1196 989.
      • 2

        Claim Intimation

        Emergency hospitalisation needs intimation as soon as it occurs and for planned hospitalisation intimate as soon as it occurs prior to admission.
      • 3

        Claim Processing

        Submit claim form with original documents such as doctor’s reports, hospital bills, diagnostic tests, etc.
      • 4

        Claim Settlement

        Once your request for reimbursement of expenses is approved, the claim will be settled.

      Oriental Health Insurance Contact Details

      Reach us for help anytime