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Oriental HOPE (Health of Privileged Elders) Health Insurance Wordings

23 reviews Rate This
Highlights
Claim SettlementDedicated Team
Claim Settlement Ratio93.96%
COVID-19 CoverYes
Network Hospitals4,300+
Policies Sold12,50,812
RenewabilityLifelong

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Oriental HOPE (Health of Privileged Elders) Brochure

  • 181.98 KB
  • PDF Document
  • Aug 12, 2019

Oriental Health Insurance Plan List

  • Critical Illness (1)
  • Family (2)
  • Kids (1)
  • Maternity (1)
  • Woman (1)
  • Individual (3)
  • Parents (1)
  • Senior Citizen (1)
Name of PlanSum Insured
Arogya Sanjeevani PolicyMin: 3 months; Max: 65 years1 Lakh - 5 Lakh Check Premium
Happy Family Floater PolicyMin: 91 Days; Max: 70 Years1 Lakh Check Premium
PNB Oriental Royal Mediclaim 2017Min: 91 days; Max: 79 years1 Lakh - 10 Lakh Check Premium
Jan Arogya Bima PolicyMin: 5 years; Max: 70 years5000 Check Premium
Corona Rakshak PolicyMin: 18 Years; Max: 65 Years50,000 - 2.5 lakh Check Premium
Corona Kavach PolicyMin: 1 day; Max: 65 years50,000 - 5 lakh Check Premium
Happy Cash Min: 3 Months; Max: No Limit 500/day Check Premium
HOPE (Health of Privileged Elders)Min: 60 Years; Max: No Limit1 Lakh Check Premium
Individual Mediclaim PolicyMin: 18 Years; Max: 70 Years1 Lakh Check Premium
OBC Oriental Mediclaim Policy 2017Min: 91 days; Max: 79 years1 Lakh - 10 Lakh Check Premium

Oriental Health Insurance Top Up List

  • Family (1)
  • Maternity (1)
  • Top-up (1)
Name of PlanSum Insured
Super Health Top-upMin: 91 Days; Max: 70 Years3 Lakh Check Premium

FAQs on HOPE (Health of Privileged Elders) Health Insurance Plan

  • What are the sum insured options available under HOPE policy?

    The policy can be purchased for varied sum insured options such as Rs. 1 Lakh, Rs. 2 Lakh, Rs. 3 Lakh, Rs. 4 Lakh, and Rs. 5 Lakh.

  • What is the entry age limit for this policy?

    The policy can be taken by any person aged 60 years and above.

  • Is there any medical required to purchase this policy?

    Any person desiring to take new policy is required to submit listed medical reports required by the company. On acceptance of the proposal, 50% of the cost of the checkup is borne by the insurance company.

  • Is there any no-claim discount available under the policy?

    Yes, there is a no-claim discount of 5% subject to a maximum of 20% for every claim-free policy year.

  • Are there any other discounts offered under the plan?

    Apart from the no-claim discount, there is also a discount in premium for opting voluntary co-payment.

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Claim Process at Oriental Health Insurance

  • Network Hospital
  • Non-Network Hospital
  • 1

    Claim Assistance

    For any assistance or query, call InsuranceDekho at the toll-free number 755 1196 989.
  • 2

    Claim Intimation

    Emergency hospitalisation needs intimation as soon as it occurs and for planned hospitalisation intimate as soon as it occurs prior to admission.
  • 3

    Claim Processing

    Fill in the pre-authorisation form and hand it over to hospital's insurance/TPA desk to initiate claim request.
  • 4

    Claim Settlement

    Once your request is approved, claim is settled. If not approved, claim for reimbursement after discharge.
  • 1

    Claim Assistance

    For any assistance or query, call InsuranceDekho at the toll-free number 755 1196 989.
  • 2

    Claim Intimation

    Emergency hospitalisation needs intimation as soon as it occurs and for planned hospitalisation intimate as soon as it occurs prior to admission.
  • 3

    Claim Processing

    Submit claim form with original documents such as doctor’s reports, hospital bills, diagnostic tests, etc.
  • 4

    Claim Settlement

    Once your request for reimbursement of expenses is approved, the claim will be settled.

Oriental Health Insurance Contact Details

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