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Oriental HOPE (Health of Privileged Elders) Health Insurance User Reviews

164 reviews Rate This
Oriental
Highlights
Claim SettlementDedicated Team
Claim Settlement Ratio93.96%
COVID-19 CoverYes
Network Hospitals4,300+
Policies Sold12,50,812
RenewabilityLifelong

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Rating of HOPE (Health of Privileged Elders)
4.0
Based on
23 User reviews

  • Good option!

    HOPE is good option for senior people like me. It covers specified diseases, 30 days pre and 60 days post hospitalisation expenses, room rent, ICU charges and much more. 

    S
    Srikant Rao
    On: Jan 31, 2020

  • Varied Benefits

    I have bought HOPE (Health of Privileged Elders) for me and my spouse because this policy provides several benefits like premium discounts to opt for voluntary co-payment, no claim bonus, and so on. 

    G
    Gautham Verma
    On: Jan 21, 2020

  • Hope for my health

    HOPE policy by Oriental Insurance is my hope for my health at this old age. For me, it is the most comprehensive senior citizen policy one can buy online. In fact, best policy ever!

    K
    Kalpita Pandey
    On: Jan 14, 2020

  • Approved claim in minutes!

    My parents are covered under HOPE policy! And they are happy with the plan. I am also feeling lucky to buy them this policy as the claim was approved in 30 minutes by the insurer. The hospital staff also said that Oriental Insurance cashless claim process is approved in half an hour. 

    U
    Umesh Chandra
    On: Jan 09, 2020

  • Policy is appreciable

    I have taken Oriental HOPE policy. The policy coverage is for 5 lakh. Recently, i got hospitalized and underwent cashless treatment. I got the claim. With this policy, I can get cashless treatment in many hospitals across the country. It’s the right plan for seniors. 

    L
    Lata Sawant
    On: Jan 09, 2020
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  • Nice option for us

    I am thankful to Oriental Insurance for offering HOPE policy to senior citizens. It’s a nice option for elderly that covers specified diseases, pre and post hospitalisation, ICU charges, room rent, and much more. 

    S
    Shailesh
    On: Dec 20, 2019

  • Great Senior-centric plan

    HOPE is a suitable senior-centric plan for older people in India. Since I am using this policy, I have complete information about it. It covers hospitalisation expenses, including Room Rent, specific diseases/illnesses/injuries including Knee Replacement, Accidental Injury, etc.

    M
    Maneesh Singh
    On: Dec 20, 2019

  • Supremely Satisfying Experience

    HOPE Policy by Oriental Insurance has given me supremely satisfying experience. It’s an excellent health plan for people like me. Cover for 30 days pre and 60 days post hospitalisation expenses tempted me to buy this product.

    V
    Vivek Jaggi
    On: Dec 11, 2019

  • A plan for Privileged Elders

    Finally, i got a suitable health insurance plan for me and my wife. HOPE policy is the great option to take care of my health during old age. It’s has everything that i wanted to have in my health plan. 

    B
    Bandela Karna
    On: Dec 10, 2019

  • Result is gratifying

    The results i have obtained from the HOPE policy are very gratifying. I fully support and strive to promote it because of its exclusive benefits and features for an elderly person like me. It’s a great policy i have ever bought for me and my wife. 

    A
    Anu Sharma
    On: Nov 27, 2019

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FAQs

  • Does Oriental Health Insurance policy come with a lifelong renewability benefit?

    Yes, all the health insurance policies offered by Oriental Health Insurance comes with lifelong renewability benefit.

  • How many claims can I make with Oriental Health Insurance policies?

    There is no restriction on the number of claims you can make in a policy year. However, it should not go beyond the sum insured amount specified in the policy document. 

  • Does Oriental Insurance Company have a family floater health insurance policy?

    Yes. Oriental Insurance Company provides a health insurance policy, especially for families. The name of the policy is “Happy Family Floater.” The best feature of the policy is that it covers critical illnesses too.

  • How to apply for and buy an Oriental Health Insurance policy?

    You can apply and buy an Oriental Health Insurance policy online from the official website of the company. You can also contact InsuranceDekho at 7551-196-989 to get all the details and purchase any policy of Oriental Insurance Company. 

  • Who all are covered under the family floater policy of Oriental Insurance Company?

    The family floater plan of Oriental Insurance Company covers legally wedded spouse, children (i.e. natural or legally adopted) between the age of 91 days to 18 years, dependent children up to 25 years (girl until she gets married, divorced  and widowed daughter), parents, and parents-in-law.

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Claim Process at Oriental Health Insurance

  • Network Hospital
  • Non-Network Hospital
  • 1

    Claim Assistance

    For any assistance or query, call InsuranceDekho at the toll-free number 755 1196 989.
  • 2

    Claim Intimation

    Emergency hospitalisation needs intimation as soon as it occurs and for planned hospitalisation intimate as soon as it occurs prior to admission.
  • 3

    Claim Processing

    Fill in the pre-authorisation form and hand it over to hospital's insurance/TPA desk to initiate claim request.
  • 4

    Claim Settlement

    Once your request is approved, claim is settled. If not approved, claim for reimbursement after discharge.
  • 1

    Claim Assistance

    For any assistance or query, call InsuranceDekho at the toll-free number 755 1196 989.
  • 2

    Claim Intimation

    Emergency hospitalisation needs intimation as soon as it occurs and for planned hospitalisation intimate as soon as it occurs prior to admission.
  • 3

    Claim Processing

    Submit claim form with original documents such as doctor’s reports, hospital bills, diagnostic tests, etc.
  • 4

    Claim Settlement

    Once your request for reimbursement of expenses is approved, the claim will be settled.

Oriental Health Insurance Contact Details

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