What are the types of plans offered by HDFC Ergo?

HDFC Ergo offers individual health insurance plans, family health insurance plans, parents health insurance plans, senior citizen health insurance plans, critical illness insurance plans , and a super top up insurance plan.

Why should I buy health insurance by HDFC Ergo?

HDFC Ergo helps its customers ‘Take it easy. Experience the convenience.' To ensure the same, the company offers policies that are specifically designed keeping the diverse health insurance needs of customers in mind. Moreover, HDFC Ergo offers benefits such as pre and post hospitalisation coverage, cashless claims , no sub-limits, tax benefits, day care procedures, domiciliary medical treatment, and others.

How to apply for and buy health insurance plans offered by HDFC Ergo?

You can apply for and buy health insurance plans offered by HDFC Ergo online through HDFC Ergo website www.hdfcergo.com or through www.insurancedekho.com. Remember, you can make use of net banking, debit card, or credit card to pay the health insurance premium as the company allows flexible payment modes.

Is there a limitation on entry age for buying health insurance plans offered by HDFC Ergo?

The entry age for children is 91 days. However, there is no maximum entry age for adults.

What is the customer care number of HDFC Ergo?

The customer care number for HDFC Ergo is 022 6234 6234.

HDFC ERGO Optima Senior Health Insurance User Reviews

514 reviews Rate This

HDFC ERGO

Highlights

Cashless Approval TAT	45 mins Cashless Claim Processing
Claim Settlement Ratio	100%
Network Hospitals	12,000+
PED Coverage Starting From	3 year
Special Benefits	2X Cover from Day 1
Starting Premium	Rs. 1090/month

Health Insurance Calculator

Whom do you want the insurance for ?

You

Couple

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Father

Mother

Select the age of all members

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Select Age

Where do you live ?

Enter Area Pincode

Choose required Coverage for yourself?

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Disclaimer : Actual Premium might vary basis your location, age and number of members

Rating of Optima Senior

5.0

Based on

3 User reviews

Quick policy issuance
I bought the HDFC ERGO Optima Secure health insurance plan from the insuranceDekho website. The buying process was quick and easy. The plan was issued to me in less than 5 minutes. Loved the plan and their services.
Read More
M
Manish Yadav
On: Mar 02, 2022
Swift renewal
Renewing HDFC Ergo General Insurance’s Optima Senior plan was the swiftest service ever. I started by providing the details of my existing health plan. I regenerated my quote and reselected my plan. Then finally I paid for the renewed premium.
Read More
I
Ishani Sen
On: Feb 04, 2021
All-time accessible customer care
The best thing about InsuranceDekho is that they are accessible anytime. Through phone calls or Whatsapp, I know my policy-related queries will be resolved. It is a huge relief during emergencies. I booked an HDFC Ergo General Insurance Optima Senior Health Insurance plan via this website.
Read More
F
Falguni Mondal
On: Dec 10, 2020

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FAQ About HDFC ERGO Health Insurance

What are the types of plans offered by HDFC Ergo?
HDFC Ergo offers individual health insurance plans, family health insurance plans, parents health insurance plans, senior citizen health insurance plans, critical illness insurance plans, and a super top up insurance plan.
Why should I buy health insurance by HDFC Ergo?
HDFC Ergo helps its customers ‘Take it easy. Experience the convenience.' To ensure the same, the company offers policies that are specifically designed keeping the diverse health insurance needs of customers in mind. Moreover, HDFC Ergo offers benefits such as pre and post hospitalisation coverage, cashless claims, no sub-limits, tax benefits, day care procedures, domiciliary medical treatment, and others.
How to apply for and buy health insurance plans offered by HDFC Ergo?
You can apply for and buy health insurance plans offered by HDFC Ergo online through HDFC Ergo website www.hdfcergo.com or through www.insurancedekho.com. Remember, you can make use of net banking, debit card, or credit card to pay the health insurance premium as the company allows flexible payment modes.
Is there a limitation on entry age for buying health insurance plans offered by HDFC Ergo?
The entry age for children is 91 days. However, there is no maximum entry age for adults.
What is the customer care number of HDFC Ergo?
The customer care number for HDFC Ergo is 022 6234 6234.

View All

Claim Process at HDFC ERGO Health Insurance

Network Hospital
Non-Network Hospital

1
Claim Assistance
For any assistance or query, call InsuranceDekho at the toll-free number 755 1196 989.
2
Claim Intimation
Emergency hospitalisation needs intimation within 24 hours and for planned hospitalisation intimate within 48 hours prior to admission.
3
Claim Processing
Fill in the pre-authorisation form and hand it over to hospital's insurance/TPA desk to initiate claim request.
4
Claim Settlement
Once your request is approved, claim is settled. If not approved, claim for reimbursement after discharge.

1
Claim Assistance
For any assistance or query, call InsuranceDekho at the toll-free number 755 1196 989.
2
Claim Intimation
Emergency hospitalisation needs intimation within 24 hours and for planned hospitalisation intimate within 48 hours prior to admission.
3
Claim Processing
Submit claim form with original documents such as doctor’s reports, hospital bills, diagnostic tests, etc.
4
Claim Settlement
Once your request for reimbursement of expenses is approved, the claim will be settled.