HDFC ERGO Optima Senior Health Insurance User Reviews

Cashless Approval TAT | 45 mins Cashless Claim Processing |
Claim Settlement Ratio | 100% |
Network Hospitals | 12,000+ |
PED Coverage Starting From | 3 year |
Special Benefits | 2X Cover from Day 1 |
Starting Premium | Rs. 1090/month |
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Quick policy issuance
I bought the HDFC ERGO Optima Secure health insurance plan from the insuranceDekho website. The buying process was quick and easy. The plan was issued to me in less than 5 minutes. Loved the plan and their services.
Read MoreSwift renewal
Renewing HDFC Ergo General Insurance’s Optima Senior plan was the swiftest service ever. I started by providing the details of my existing health plan. I regenerated my quote and reselected my plan. Then finally I paid for the renewed premium.
Read MoreAll-time accessible customer care
The best thing about InsuranceDekho is that they are accessible anytime. Through phone calls or Whatsapp, I know my policy-related queries will be resolved. It is a huge relief during emergencies. I booked an HDFC Ergo General Insurance Optima Senior Health Insurance plan via this website.
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FAQ About HDFC ERGO Health Insurance
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What are the types of plans offered by HDFC Ergo?
HDFC Ergo offers individual health insurance plans, family health insurance plans, parents health insurance plans, senior citizen health insurance plans, critical illness insurance plans, and a super top up insurance plan.
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Why should I buy health insurance by HDFC Ergo?
HDFC Ergo helps its customers ‘Take it easy. Experience the convenience.' To ensure the same, the company offers policies that are specifically designed keeping the diverse health insurance needs of customers in mind. Moreover, HDFC Ergo offers benefits such as pre and post hospitalisation coverage, cashless claims, no sub-limits, tax benefits, day care procedures, domiciliary medical treatment, and others.
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How to apply for and buy health insurance plans offered by HDFC Ergo?
You can apply for and buy health insurance plans offered by HDFC Ergo online through HDFC Ergo website www.hdfcergo.com or through www.insurancedekho.com. Remember, you can make use of net banking, debit card, or credit card to pay the health insurance premium as the company allows flexible payment modes.
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Is there a limitation on entry age for buying health insurance plans offered by HDFC Ergo?
The entry age for children is 91 days. However, there is no maximum entry age for adults.
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What is the customer care number of HDFC Ergo?
The customer care number for HDFC Ergo is 022 6234 6234.