What are the types of plans offered by HDFC Ergo?

HDFC Ergo best health insurance plans involve individual health insurance plans, family health insurance plans, parents health insurance plans, senior citizen health insurance plans, critical illness insurance plans , and a super top-up insurance plan.

Why should I buy health insurance by HDFC Ergo?

HDFC Ergo helps its customers ‘Take it easy. Experience the convenience.' To ensure the same, the company offers HDFC Ergo best health insurance plans that are specifically designed keeping the diverse health insurance needs of customers in mind. Moreover, HDFC health insurance policy offers benefits such as pre and post hospitalisation coverage, cashless claims , no sub-limits, tax benefits, day care procedures, domiciliary medical treatment, and others.

How to apply for and buy health insurance plans offered by HDFC Ergo?

You can apply for and buy HDFC Medical Insurance plans online through the HDFC Ergo website www.hdfcergo.com or through www.insurancedekho.com. Remember, you can make use of net banking, debit card, or credit card to pay the premium of HDFC health insurance policy as the company allows flexible payment modes.

Is there a limitation on the entry age for buying HDFC medical insurance plans?

The entry age for children is 91 days. However, there is no maximum entry age for adults to buy HDFC Ergo health insurance plans.

What is the customer care number of HDFC Ergo?

The customer care number for HDFC Ergo is 022 6234 6234.

HDFC ERGO my:Health Medisure Classic Health Insurance User Reviews

521 reviews Rate This

HDFC ERGO

Highlights

Cashless Approval TAT	45 mins Cashless Claim Processing
Claim Settlement Ratio	100%
Network Hospitals	12,000+
PED Coverage Starting From	3 year
Special Benefits	2X Cover from Day 1
Starting Premium	Rs. 1090/month

Health Insurance Calculator

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Disclaimer : Actual Premium might vary basis your location, age and number of members

Rating of my:Health Medisure Classic

4.1

Based on

37 User reviews

Provides free insurance quotes
I did not have to worry about getting the premium quotes of different policies after using InsuranceDekho. They generated all the quotes for free that also very quickly. This made it easier for me to choose my:Health Medisure Classic plan of HDFC ERGO Health Insurance.
S
Saptak Chatterjee
On: Nov 26, 2020
Learned about claim settlement ratio
InsuranceDekho has helped me to learn more about how the claim settlement ratio works. I am a policyholder of HDFC ERGO General insurance’s my: Health Medisure Classic. I am grateful to the website for their excellent service.
S
Shourya Kumar
On: Nov 20, 2020
Good health investment
I would like to express my thanks to you insurancedekho team for suggesting such a good plan. This policy is perfect for me. At low premium, i have gained insurance for many expenses including daycare procedures, maternity expenses, new born baby cover, Ayurveda treatment and more. 8 out of 10 points from my side.
V
Varun Goel
On: Feb 25, 2020
New to me
my: Health Medisure Classic Plan is new for me. I was recommend it by one of my friends. Later when i talked to insurancedekho guys about it, i was ready to buy it immediately. Under this plan, i am being covered for basic expenses as well as maternity expenses with cover for a newborn baby. Optional covers are also available under this policy.
Y
Yogesh
On: Feb 18, 2020
Very new experience for me
I was looking for a maternity plan suitable for me. All credit goes to insurancedekho for recommending this plan. I am not only getting maternity benefit, but also new born baby expenses. Optional covers available with the plan are double sum insured for critical illness and waiver of room rent sub-limits that come at an additional premium.
D
Disha Naresh
On: Feb 10, 2020

Why to Buy Health Insurance Policy Online from InsuranceDekho

Tax benefit upto 75,000*
Claim support everyday 10AM-7PM
66 Lacs+ happy customers

Impressed by this plan
This plan has solved my financial shortage. Now, i am secure that it will cover me for medical expenses when the time comes. This plan has no age restriction and gives feature of lifelong renewability. Coverage includes pre & post hospitalisation, inpatient treatment, daycare procedures, alternative treatment, hospitalisation due to an accident, and many more.
H
Hanumant Prasad
On: Feb 04, 2020
Thanks insurancedekho for help with this plan
This is my first insurance with hdfc ergo. The plan is really good whether i talk about coverage benefits or claim process or premium. Add-on benefits like double sum insured for critical illness & room rent sub-limit waiver are also there. I want to sincerely thank insurancedekho team that they supported me in buying this policy.
R
Rajnish Kumar
On: Jan 24, 2020
Wide health cover plan by hdfc
This plan with hdfc ergo is very good in coverage. I am paying low premium amount but i am getting a lot of benefits including the maternity cover along with new born baby cover. My coverage includes inpatient treatment, pre & post hospitalisation, alternative treatment, hospitalisation due to accident and more.
J
Jatin Kapoor
On: Jan 13, 2020
Covers for maternity also
Ok, so i was looking for a plan that can cover me for basic medical expenses as well as maternity cover. I am glad that i found my:Health Medisure Classic. So thankful to insurancedekho team that they helped me during the purchase process and thereafter. I recommend this plan to anyone searching for affordable insurance.
A
A K Suman
On: Dec 27, 2019
Plan with good in-built benefits and add-ons
It has been around 19 days that i have purchased this policy. Wide health cover, smooth services, low premium amount are the benefits that increase the value of the policy a lot more. Add-on benefits like Double Sum Insured for Critical Illness and Waiver of Room Rent Sub-limits are also good to have.
R
Rohit Batra
On: Dec 20, 2019

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FAQs

What are the types of plans offered by HDFC Ergo?
HDFC Ergo best health insurance plans involve individual health insurance plans, family health insurance plans, parents health insurance plans, senior citizen health insurance plans, critical illness insurance plans, and a super top-up insurance plan.
Why should I buy health insurance by HDFC Ergo?
HDFC Ergo helps its customers ‘Take it easy. Experience the convenience.' To ensure the same, the company offers HDFC Ergo best health insurance plans that are specifically designed keeping the diverse health insurance needs of customers in mind. Moreover, HDFC health insurance policy offers benefits such as pre and post hospitalisation coverage, cashless claims, no sub-limits, tax benefits, day care procedures, domiciliary medical treatment, and others.
How to apply for and buy health insurance plans offered by HDFC Ergo?
You can apply for and buy HDFC Medical Insurance plans online through the HDFC Ergo website www.hdfcergo.com or through www.insurancedekho.com. Remember, you can make use of net banking, debit card, or credit card to pay the premium of HDFC health insurance policy as the company allows flexible payment modes.
Is there a limitation on the entry age for buying HDFC medical insurance plans?
The entry age for children is 91 days. However, there is no maximum entry age for adults to buy HDFC Ergo health insurance plans.
What is the customer care number of HDFC Ergo?
The customer care number for HDFC Ergo is 022 6234 6234.

View All

Claim Process at HDFC ERGO Health Insurance

Network Hospital
Non-Network Hospital

1
Claim Assistance
For any assistance or query, call InsuranceDekho at the toll-free number 755 1196 989.
2
Claim Intimation
Emergency hospitalisation needs intimation within 24 hours and for planned hospitalisation intimate within 48 hours prior to admission.
3
Claim Processing
Fill in the pre-authorisation form and hand it over to hospital's insurance/TPA desk to initiate claim request.
4
Claim Settlement
Once your request is approved, claim is settled. If not approved, claim for reimbursement after discharge.

1
Claim Assistance
For any assistance or query, call InsuranceDekho at the toll-free number 755 1196 989.
2
Claim Intimation
Emergency hospitalisation needs intimation within 24 hours and for planned hospitalisation intimate within 48 hours prior to admission.
3
Claim Processing
Submit claim form with original documents such as doctor’s reports, hospital bills, diagnostic tests, etc.
4
Claim Settlement
Once your request for reimbursement of expenses is approved, the claim will be settled.