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HDFC ERGO Health Wallet Insurance User Reviews

521 reviews Rate This
HDFC ERGO
Highlights
Cashless Approval TAT45 mins Cashless Claim Processing
Claim Settlement Ratio100%
Network Hospitals12,000+
PED Coverage Starting From3 year
Special Benefits2X Cover from Day 1
Starting Premium Rs. 1090/month

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Disclaimer : Actual Premium might vary basis your location, age and number of members
Rating of Health Wallet
4.9
Based on
7 User reviews
  • Affordable policy

    I am thankful to the customer care executives at InsuranceDekho who helped me buy the HDFC ERGO- Health Wallet and helped me pay the premium by following a few easy steps via a secured payment gateway. InsuranceDekho offers great services and I am happy with it. 

    S
    Srishti Jain
    On: Aug 25, 2023
  • Latest information on policies

    InsuranceDekho gets regularly updated, so finding the latest policy information is not difficult. I generated my quotes and all the quotes seemed challenging. I started to sort the policies based on their key features. Finally, HDFC Ergo General Insurance’s Health Wallet plan suited my criteria, so I bought it.

    R
    Rumki Chanda
    On: Feb 17, 2021
  • Plethora of health plans

    InsuranceDekho has a plethora of health plans available for the customers to choose from. The plans vary based on benefits and coverages. Key inclusions and exclusions of each plan are mentioned clearly. I checked these before investing in HDFC Ergo General Insurance’s Health Wallet plan.

    S
    Sourav Goswami
    On: Feb 05, 2021
  • Simple instructions on policy issuance

    I chose InsuranceDekho as a medium while issuing HDFC Ergo General Insurance’s Health Wallet plan. I feel so confidant and happy as I could do the documentation all on my own without any help. Really appreciate the easy steps and streamlined process.

    R
    Riyanshi Mondal
    On: Jan 21, 2021
  • User-friendly renewal

    The renewal process on InsuranceDekho is streamlined and user-friendly. The easy instructions were convenient to follow and the steps ran smoothly. The renewal for my HDFC Ergo General Insurance’s Health Wallet plan for my family was successful within a few minutes.

    S
    Sutapa Mahajan
    On: Jan 15, 2021
  • Must BuyMust Buy

    Why to Buy Health Insurance Policy Online from InsuranceDekho

    • Tax benefit upto 75,000*
    • Claim support everyday 10AM-7PM
    • 66 Lacs+ happy customers
  • Learn about health top-ups

    I am a policyholder of HDFC Ergo General Insurance’s Health Wallet plan. I downloaded the brochure of my policy easily from InsuranceDekho and read it in detail. I got to know about the top-ups. Learned that the top-ups would come in handy if my health plan gets exhausted. Grateful to get all this information under one roof.

    S
    Saheli Sikdar
    On: Dec 17, 2020
  • Policy options that you can afford

    Grateful to InsuranceDekho for providing a wide range of health insurance policies. The policies are affordable, with no compromises on the benefits. HDFC Ergo General Insurance’s Health Wallet Insurance is perfect for me. This plan is completely within my budget.

    A
    Arun Bagani
    On: Dec 07, 2020

9552 HDFC ERGO Cashless Network Hospitals in India

Choose HDFC ERGO Critical Illness Plan

FAQs

  • What are the types of plans offered by HDFC Ergo?

    HDFC Ergo best health insurance plans involve individual health insurance plans, family health insurance plans, parents health insurance plans, senior citizen health insurance plans, critical illness insurance plans, and a super top-up insurance plan.

  • Why should I buy health insurance by HDFC Ergo?

    HDFC Ergo helps its customers ‘Take it easy. Experience the convenience.' To ensure the same, the company offers HDFC Ergo best health insurance plans that are specifically designed keeping the diverse health insurance needs of customers in mind. Moreover, HDFC health insurance policy offers benefits such as pre and post hospitalisation coverage, cashless claims, no sub-limits, tax benefits, day care procedures, domiciliary medical treatment, and others.

  • How to apply for and buy health insurance plans offered by HDFC Ergo?

    You can apply for and buy HDFC Medical Insurance plans online through the HDFC Ergo website www.hdfcergo.com or through www.insurancedekho.com. Remember, you can make use of net banking, debit card, or credit card to pay the premium of HDFC health insurance policy as the company allows flexible payment modes. 

  • Is there a limitation on the entry age for buying HDFC medical insurance plans?

    The entry age for children is 91 days. However, there is no maximum entry age for adults to buy HDFC Ergo health insurance plans.

  • What is the customer care number of HDFC Ergo?

    The customer care number for HDFC Ergo is 022 6234 6234.

Claim Process at HDFC ERGO Health Insurance

  • Network Hospital
  • Non-Network Hospital
  • 1

    Claim Assistance

    For any assistance or query, call InsuranceDekho at the toll-free number 755 1196 989.
  • 2

    Claim Intimation

    Emergency hospitalisation needs intimation within 24 hours and for planned hospitalisation intimate within 48 hours prior to admission.
  • 3

    Claim Processing

    Fill in the pre-authorisation form and hand it over to hospital's insurance/TPA desk to initiate claim request.
  • 4

    Claim Settlement

    Once your request is approved, claim is settled. If not approved, claim for reimbursement after discharge.
  • 1

    Claim Assistance

    For any assistance or query, call InsuranceDekho at the toll-free number 755 1196 989.
  • 2

    Claim Intimation

    Emergency hospitalisation needs intimation within 24 hours and for planned hospitalisation intimate within 48 hours prior to admission.
  • 3

    Claim Processing

    Submit claim form with original documents such as doctor’s reports, hospital bills, diagnostic tests, etc.
  • 4

    Claim Settlement

    Once your request for reimbursement of expenses is approved, the claim will be settled.

HDFC ERGO Health Insurance Contact Details

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