What are the types of plans offered by HDFC Ergo?

HDFC Ergo best health insurance plans involve individual health insurance plans, family health insurance plans, parents health insurance plans, senior citizen health insurance plans, critical illness insurance plans , and a super top-up insurance plan.

Why should I buy health insurance by HDFC Ergo?

HDFC Ergo helps its customers ‘Take it easy. Experience the convenience.' To ensure the same, the company offers HDFC Ergo best health insurance plans that are specifically designed keeping the diverse health insurance needs of customers in mind. Moreover, HDFC health insurance policy offers benefits such as pre and post hospitalisation coverage, cashless claims , no sub-limits, tax benefits, day care procedures, domiciliary medical treatment, and others.

How to apply for and buy health insurance plans offered by HDFC Ergo?

You can apply for and buy HDFC Medical Insurance plans online through the HDFC Ergo website www.hdfcergo.com or through www.insurancedekho.com. Remember, you can make use of net banking, debit card, or credit card to pay the premium of HDFC health insurance policy as the company allows flexible payment modes.

Is there a limitation on the entry age for buying HDFC medical insurance plans?

The entry age for children is 91 days. However, there is no maximum entry age for adults to buy HDFC Ergo health insurance plans.

What is the customer care number of HDFC Ergo?

The customer care number for HDFC Ergo is 022 6234 6234.

HDFC ERGO Energy Health Insurance User Reviews

521 reviews Rate This

HDFC ERGO

Highlights

Cashless Approval TAT	45 mins Cashless Claim Processing
Claim Settlement Ratio	100%
Network Hospitals	12,000+
PED Coverage Starting From	3 year
Special Benefits	2X Cover from Day 1
Starting Premium	Rs. 1090/month

Health Insurance Calculator

Whom do you want the insurance for ?

You

Couple

Family

Father

Mother

Select the age of all members

You
Select Age

Where do you live ?

Enter Area Pincode

Choose required Coverage for yourself?

5 Lac

10 Lac

25 Lac

Select Coverage

Disclaimer : Actual Premium might vary basis your location, age and number of members

Rating of Energy

5.0

Based on

5 User reviews

Amazing coverage features
My HDFC ERGO Energy that I recently bought at InsuranceDekho offers me many coverage benefits. I was able to buy the policy easily at the portal by following a few easy steps.
H
Hitesh Narang
On: Aug 08, 2023
Finding relevant information was simple
InsuranceDekho is a user-friendly website where finding relevant policy information is simple. I wanted a health plan that had Diabetes coverage, So I chalked out my requirements and based on it, I started to compare the offered quotes. Finally, I came across the Energy plan by HDFC Ergo General Insurance.
S
Senjuti Das
On: Mar 09, 2021
Instant quotes
When I came to InsuranceDekho, I got requested to check my quotes. I filled in some basic information and instantly my quotes were generated. Using the premium calculator, I started comparing them and found HDFC Ergo General Insurance’s Energy plan.
A
Abhishek Malhotra
On: Feb 16, 2021
Easy policy comparison
InsuranceDekho has profound information on a wide range of policies, yet comparing them based on the key features was easy. I wanted a health plan that covered diabetes. After comparing a number of plans, I chose HDFC Ergo General Insurance’s Energy Plan. I am satisfied with my selection.
J
Janhavi Chaturvedi
On: Feb 09, 2021
5 minutes policy issuance
Issuing my HDFC Ergo General Insurance’s Energy Plan was a seamless experience on InsuranceDekho. It took me 5 minutes to get my policy issued. I gave my details, selected the plan and made the payment. I received the policy documents via email almost immediately.
F
Farukh Srivastav
On: Jan 05, 2021

Why to Buy Health Insurance Policy Online from InsuranceDekho

Tax benefit upto 75,000*
Claim support everyday 10AM-7PM
66 Lacs+ happy customers

9552 HDFC ERGO Cashless Network Hospitals in India

Search your city

View All HDFC ERGO Network Hospitals

Choose HDFC ERGO Critical Illness Plan

HDFC ERGO Health Insurance for Cancer

Choose HDFC ERGO Plan for

FAQs

What are the types of plans offered by HDFC Ergo?
HDFC Ergo best health insurance plans involve individual health insurance plans, family health insurance plans, parents health insurance plans, senior citizen health insurance plans, critical illness insurance plans, and a super top-up insurance plan.
Why should I buy health insurance by HDFC Ergo?
HDFC Ergo helps its customers ‘Take it easy. Experience the convenience.' To ensure the same, the company offers HDFC Ergo best health insurance plans that are specifically designed keeping the diverse health insurance needs of customers in mind. Moreover, HDFC health insurance policy offers benefits such as pre and post hospitalisation coverage, cashless claims, no sub-limits, tax benefits, day care procedures, domiciliary medical treatment, and others.
How to apply for and buy health insurance plans offered by HDFC Ergo?
You can apply for and buy HDFC Medical Insurance plans online through the HDFC Ergo website www.hdfcergo.com or through www.insurancedekho.com. Remember, you can make use of net banking, debit card, or credit card to pay the premium of HDFC health insurance policy as the company allows flexible payment modes.
Is there a limitation on the entry age for buying HDFC medical insurance plans?
The entry age for children is 91 days. However, there is no maximum entry age for adults to buy HDFC Ergo health insurance plans.
What is the customer care number of HDFC Ergo?
The customer care number for HDFC Ergo is 022 6234 6234.

View All

Claim Process at HDFC ERGO Health Insurance

Network Hospital
Non-Network Hospital

1
Claim Assistance
For any assistance or query, call InsuranceDekho at the toll-free number 755 1196 989.
2
Claim Intimation
Emergency hospitalisation needs intimation within 24 hours and for planned hospitalisation intimate within 48 hours prior to admission.
3
Claim Processing
Fill in the pre-authorisation form and hand it over to hospital's insurance/TPA desk to initiate claim request.
4
Claim Settlement
Once your request is approved, claim is settled. If not approved, claim for reimbursement after discharge.

1
Claim Assistance
For any assistance or query, call InsuranceDekho at the toll-free number 755 1196 989.
2
Claim Intimation
Emergency hospitalisation needs intimation within 24 hours and for planned hospitalisation intimate within 48 hours prior to admission.
3
Claim Processing
Submit claim form with original documents such as doctor’s reports, hospital bills, diagnostic tests, etc.
4
Claim Settlement
Once your request for reimbursement of expenses is approved, the claim will be settled.