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HDFC ERGO Critical Illness Health Insurance User Reviews

513 reviews Rate This
Cashless Approval TAT45 mins Cashless Claim Processing
Claim Settlement Ratio100%
Network Hospitals12,000+
PED Coverage Starting From3 year
Special Benefits2X Cover from Day 1
Starting Premium Rs. 1090/month

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Rating of Critical Illness Plan
Based on
32 User reviews
  • Easy access to policy documents

    I had planned to buy the HDFC ERGO Health- Critical Illness Plan so I took InsuranceDekho’s help. Let me tell you that I did not face any trouble knowing about the plan as the policy document was easily available. Also, the team told me about it in detail.

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    Madhurima Madan
    On: Aug 29, 2023
  • Exceptional Health Insurance Coverage

    I have been insured with InsuranceDekho for health insurance with the HDFC ERGO- Critical Illness Plan, and their coverage is exceptional. They covered all my medical expenses during a recent hospitalization, and the claim process was smooth.

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    Rafiya Ahmed
    On: Jul 24, 2023
  • Easy and multiple payment modes

    I was told by my friend to buy a health insurance plan from InsuranceDekho. Initially, I was skeptical, but then I found that the HDFC ERGO- Critical Illness Plan suits my needs. Moreover, there were multiple payment modes available which made me confident about buying it

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    Mona Oberoi
    On: Jul 11, 2023
  • Track Policy Easily

    Nice company with amazing features! I bought the HDFC ERGO- Critical Illness Plan from the official website of the company. My heartful thanks to their customer support team for resolving my queries even during the night. Also after purchase, it was highly convenient to track my health insurance policy, and all the documents were submitted online.  Recommended to everyone.

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    Siddhart Siddak
    On: Jun 27, 2023
  • Specific critical illness covered policies

    I landed on InsuranceDekho looking for a health policy that could provide me coverage against certain critical illnesses. The choices were impressive. I focused on the minute details to compare the policies and confirmed HDFC Ergo General Insurance’s Critical Illness Plan.

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    Keshav Arora
    On: Jan 29, 2021
  • Must BuyMust Buy

    Why to Buy Health Insurance Policy Online from InsuranceDekho

    • Tax benefit upto 75,000*
    • Claim support everyday 10AM-7PM
    • 50 Lacs+ happy customers
  • Zero paper policy

    The paperless policy of InsuranceDekho is a remarkable feature. I insured my family with the Critical Illness Plan of HDFC ERGO General Insurance. I did not have to provide any documents. Just a few basic details did the job and the policy was already issued.

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    Sayami Nandi
    On: Nov 30, 2020
  • Reliable Plan

    I found Critical Illness Plan by HDFC ergo to be of great use to me as it covers me against many life-threatening diseases. After purchasing this plan from insurancedekho now I don’t have to worry about future uncertainties. Also, I could purchase this plan without a pre-policy medical checkup.

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    Advik Sharma
    On: Oct 23, 2020
  • Good financial security

    I will say that this policy according to me is a good financial security for people with risk of critical illness. I myself have purchased it a few days back and feel relieved with the same. Lump sum benefit, cover of 15 illnesses are two best parts of this policy.

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    Gurvinder Kaur
    On: Feb 24, 2020
  • Good opportunity by hdfc

    Critical Illness Plan by HDFC ERGO is a new policy for me. However, i am satisfied because it has me covered for up to 15 critical illnesses. The premium is less than my expectations. Overall, this policy has saved me from a massive expenses on treatment. 

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    Faisal Khan
    On: Feb 17, 2020
  • Recommended by a dear friend

    I was told about this plan by a close friend of mine. As expected, this plan is very good for me as it covers a lot of critical illnesses without much of premium. Also, no medical check-up is required up to the age of 45 years. I am fully satisfied with my choice.

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    Balwant Chaudhary
    On: Feb 11, 2020

3624 HDFC ERGO Cashless Network Hospitals in India

Choose HDFC ERGO Critical Illness Plan

FAQ About HDFC ERGO Health Insurance

  • What are the types of plans offered by HDFC Ergo?

    HDFC Ergo offers individual health insurance plans, family health insurance plans, parents health insurance plans, senior citizen health insurance plans, critical illness insurance plans, and a super top up insurance plan. 


  • Why should I buy health insurance by HDFC Ergo?

    HDFC Ergo helps its customers ‘Take it easy. Experience the convenience.' To ensure the same, the company offers policies that are specifically designed keeping the diverse health insurance needs of customers in mind. Moreover, HDFC Ergo offers benefits such as pre and post hospitalisation coverage, cashless claims, no sub-limits, tax benefits, day care procedures, domiciliary medical treatment, and others.


  • How to apply for and buy health insurance plans offered by HDFC Ergo?

    You can apply for and buy health insurance plans offered by HDFC Ergo online through HDFC Ergo website or through Remember, you can make use of net banking, debit card, or credit card to pay the health insurance premium as the company allows flexible payment modes.


  • Is there a limitation on entry age for buying health insurance plans offered by HDFC Ergo?

    The entry age for children is 91 days. However, there is no maximum entry age for adults.

  • What is the customer care number of HDFC Ergo?

    The customer care number for HDFC Ergo is 022 6234 6234.

Claim Process at HDFC ERGO Health Insurance

  • Network Hospital
  • Non-Network Hospital
  • 1

    Claim Assistance

    For any assistance or query, call InsuranceDekho at the toll-free number 755 1196 989.
  • 2

    Claim Intimation

    Emergency hospitalisation needs intimation within 24 hours and for planned hospitalisation intimate within 48 hours prior to admission.
  • 3

    Claim Processing

    Fill in the pre-authorisation form and hand it over to hospital's insurance/TPA desk to initiate claim request.
  • 4

    Claim Settlement

    Once your request is approved, claim is settled. If not approved, claim for reimbursement after discharge.
  • 1

    Claim Assistance

    For any assistance or query, call InsuranceDekho at the toll-free number 755 1196 989.
  • 2

    Claim Intimation

    Emergency hospitalisation needs intimation within 24 hours and for planned hospitalisation intimate within 48 hours prior to admission.
  • 3

    Claim Processing

    Submit claim form with original documents such as doctor’s reports, hospital bills, diagnostic tests, etc.
  • 4

    Claim Settlement

    Once your request for reimbursement of expenses is approved, the claim will be settled.

HDFC ERGO Health Insurance Contact Details

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Insurance Products by HDFC ERGO General Insurance