What are the sum insured options available under Arogya Sanjeevani Policy offered by Acko General Insurance?

Acko Arogya Sanjeevani Policy comes with wide sum insured options from which you can choose as per your requirement and budget. These are Rs. 1 lakh, Rs. 1.5 lakh, Rs. 2 lakh, Rs. 2.5 lakh, Rs. 3 lakh, Rs. 3.5 lakh, Rs. 4 lakh, Rs. 4.5 lakh, and Rs. 5 lakh.

Can I purchase Acko Arogya Sanjeevani Policy on a family floater basis?

Yes. You can purchase Acko Arogya Sanjeevani Policy on a family floater basis and on an individual basis as well. If purchased on a family floater basis, the sum insured will be applied to the entire family, whereas if purchased on an individual basis, then the sum insured shall be applied to each individual family member.

Is there any limit on the expenses related to cataract treatment under Acko Arogya Sanjeevani Policy?

Cataract treatment expenses are covered under the policy for up to 25% of the sum insured or Rs.40,000, whichever is lesser, per eye, in one policy year.

Can I include my dependent children along with myself under Acko Arogya Sanjeevani Policy?

Yes. You can include your natural or legally adopted dependent children along with yourself under this policy provided they are aged between 3 months and 25 years. Note that if the child is aged above 18 years, and is financially independent, then he or she will be ineligible for coverage in the subsequent renewals.

Is there any waiting period for pre-existing diseases in Acko Arogya Sanjeevani Policy?

The pre-existing diseases mentioned in the policy are covered after a waiting period of 4 years.

Acko Arogya Sanjeevani Health Insurance Wordings

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Highlights

Claim Settlement Ratio	74.09%
COVID-19 Cover	Available
Free Health Checkup	Available
Inception	2016
Network Hospitals	5,300+
Renewability	Lifetime

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Acko Arogya Sanjeevani Policy Brochure

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Dec 09, 2020

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Acko Health Insurance Plan List

Name of Plan	Sum Insured
Health Insurance PolicyMin: 91 days; Max: No restrictionPopular		Check Premium
Corona Kavach PolicyMin: 1 day ; Max: 65 years	50,000 - 5 lakh	Check Premium
Arogya Sanjeevani PolicyMin: 3 months; Max: 65 years	1 Lakh - 5 Lakh	Check Premium
Secure Shield Policy		Check Premium

FAQs on Arogya Sanjeevani Policy Health Insurance Plan

What are the sum insured options available under Arogya Sanjeevani Policy offered by Acko General Insurance?
Acko Arogya Sanjeevani Policy comes with wide sum insured options from which you can choose as per your requirement and budget. These are Rs. 1 lakh, Rs. 1.5 lakh, Rs. 2 lakh, Rs. 2.5 lakh, Rs. 3 lakh, Rs. 3.5 lakh, Rs. 4 lakh, Rs. 4.5 lakh, and Rs. 5 lakh.
Can I purchase Acko Arogya Sanjeevani Policy on a family floater basis?
Yes. You can purchase Acko Arogya Sanjeevani Policy on a family floater basis and on an individual basis as well. If purchased on a family floater basis, the sum insured will be applied to the entire family, whereas if purchased on an individual basis, then the sum insured shall be applied to each individual family member.
Is there any limit on the expenses related to cataract treatment under Acko Arogya Sanjeevani Policy?
Cataract treatment expenses are covered under the policy for up to 25% of the sum insured or Rs.40,000, whichever is lesser, per eye, in one policy year.
Can I include my dependent children along with myself under Acko Arogya Sanjeevani Policy?
Yes. You can include your natural or legally adopted dependent children along with yourself under this policy provided they are aged between 3 months and 25 years. Note that if the child is aged above 18 years, and is financially independent, then he or she will be ineligible for coverage in the subsequent renewals.
Is there any waiting period for pre-existing diseases in Acko Arogya Sanjeevani Policy?
The pre-existing diseases mentioned in the policy are covered after a waiting period of 4 years.

Claim Process at Acko Health Insurance

Network Hospital
Non-Network Hospital

1
Claim Assistance
For any assistance or query, call InsuranceDekho at the toll-free number 755 1196 989.
2
Claim Intimation
Emergency hospitalisation needs intimation as soon as it occurs and for planned hospitalisation intimate as soon as it occurs prior to admission.
3
Claim Processing
Fill in the pre-authorisation form and hand it over to hospital's insurance/TPA desk to initiate claim request.
4
Claim Settlement
Once your request is approved, claim is settled. If not approved, claim for reimbursement after discharge.

1
Claim Assistance
For any assistance or query, call InsuranceDekho at the toll-free number 755 1196 989.
2
Claim Intimation
Emergency hospitalisation needs intimation as soon as it occurs and for planned hospitalisation intimate as soon as it occurs prior to admission.
3
Claim Processing
Submit claim form with original documents such as doctor’s reports, hospital bills, diagnostic tests, etc.
4
Claim Settlement
Once your request for reimbursement of expenses is approved, the claim will be settled.