Which expenses am I covered for under hospital daily allowance benefit?

Under hospital daily allowance benefit, the insurance company will pay the daily allowance amount specified against the benefit in Certificate of Insurance, for a continuous period of 24 hours of hospitalisation.

What is the loss of job benefit under Acko Secure Shield Policy?

If the insured suffers from involuntary unemployment during the coverage period that results in loss of income, then the insurance company will pay him/her the monthly amount as specified in the Certificate of Insurance against this benefit.

What is the critical illness benefit offered under Acko Secure Shield Policy?

In case an insured individual is first diagnosed with a critical illness as specified in the policy document during the coverage period, then the insurance company will pay the sum insured under this benefit.

Which critical illnesses are covered under Acko Secure Shield Policy?

Some of the critical illnesses that Acko Secure Shield Policy covers you for include: Cancer of specified severity Kidney failure requiring regular dialysis Major organ/bone marrow transplant 5 open heart replacement or repair of heart valves Open chest CABG 7 permanent paralysis of limbs 8 myocardial infarction (first heart attack-of specific severity)

Can I avail tax benefits on the premium paid for Acko Secure Shield Policy?

Yes. You can avail tax benefits on the premium paid for this policy under Section 80D of the Income Tax Act, 1961.

Acko Secure Shield Health Insurance Wordings

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Highlights

Claim Settlement Ratio	74.09%
COVID-19 Cover	Available
Free Health Checkup	Available
Inception	2016
Network Hospitals	5,300+
Renewability	Lifetime

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Disclaimer : Actual Premium might vary basis your location, age and number of members

Acko Health Insurance Plan List

Name of Plan	Sum Insured
Health Insurance PolicyMin: 91 days; Max: No restrictionPopular		Check Premium
Corona Kavach PolicyMin: 1 day ; Max: 65 years	50,000 - 5 lakh	Check Premium
Arogya Sanjeevani PolicyMin: 3 months; Max: 65 years	1 Lakh - 5 Lakh	Check Premium
Secure Shield Policy		Check Premium

FAQs on Secure Shield Policy Health Insurance Plan

Which expenses am I covered for under hospital daily allowance benefit?
Under hospital daily allowance benefit, the insurance company will pay the daily allowance amount specified against the benefit in Certificate of Insurance, for a continuous period of 24 hours of hospitalisation.
What is the loss of job benefit under Acko Secure Shield Policy?
If the insured suffers from involuntary unemployment during the coverage period that results in loss of income, then the insurance company will pay him/her the monthly amount as specified in the Certificate of Insurance against this benefit.
What is the critical illness benefit offered under Acko Secure Shield Policy?
In case an insured individual is first diagnosed with a critical illness as specified in the policy document during the coverage period, then the insurance company will pay the sum insured under this benefit.
Which critical illnesses are covered under Acko Secure Shield Policy?
Some of the critical illnesses that Acko Secure Shield Policy covers you for include:

Cancer of specified severity

Kidney failure requiring regular dialysis

Major organ/bone marrow transplant

5 open heart replacement or repair of heart valves

Open chest CABG

7 permanent paralysis of limbs

8 myocardial infarction (first heart attack-of specific severity)
Can I avail tax benefits on the premium paid for Acko Secure Shield Policy?
Yes. You can avail tax benefits on the premium paid for this policy under Section 80D of the Income Tax Act, 1961.

Claim Process at Acko Health Insurance

Network Hospital
Non-Network Hospital

1
Claim Assistance
For any assistance or query, call InsuranceDekho at the toll-free number 755 1196 989.
2
Claim Intimation
Emergency hospitalisation needs intimation as soon as it occurs and for planned hospitalisation intimate as soon as it occurs prior to admission.
3
Claim Processing
Fill in the pre-authorisation form and hand it over to hospital's insurance/TPA desk to initiate claim request.
4
Claim Settlement
Once your request is approved, claim is settled. If not approved, claim for reimbursement after discharge.

1
Claim Assistance
For any assistance or query, call InsuranceDekho at the toll-free number 755 1196 989.
2
Claim Intimation
Emergency hospitalisation needs intimation as soon as it occurs and for planned hospitalisation intimate as soon as it occurs prior to admission.
3
Claim Processing
Submit claim form with original documents such as doctor’s reports, hospital bills, diagnostic tests, etc.
4
Claim Settlement
Once your request for reimbursement of expenses is approved, the claim will be settled.