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Home Health InsuranceHealth Insurance Plans with No Room Rent Capping

Health Insurance Plans with No Room Rent Capping

There are 16 plans available for You for 5 Lakhs sum insured in New Delhi. These include plans from the companies like Star Health, Care Health, Niva Bupa and would ensure a healthy and financially protected future for you and your family. These plans ensure that you get cashless treatment at up to 338 hospitals across India as well as claim settlement ratios up to 95%. To know more about health insurance plans, please select a suitable plan from the list below.

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16 Plans found in Rs. 5 Lakh Cover
Sort by : Relevance down-arrow
  • Relevance
  • Premium: Low to High
  • Hospitals: High to Low
Aditya Birla

Active Health Platinum - Essential

Chronic illness covered from Day 1

Get Day 1 cover for Chronic Illnesses like Diabetes, High Cholesterol, High Blood Pressure & Asthma

  • Cashless Hospitals338
  • Cover₹5 Lac
From₹4,707 / Year
94 % claim settlement ratio
  • 10% no claim bonus

    For every claim free year, the insurance company would increase base sum insured by 10% upto maximum of 100%

  • No restoration benefits

    Facility to restore your balance sum insured in a policy year. This is a great way to increase your SI at no extra price

View 1 more plans from Aditya Birla
Aditya Birla

Active Health Platinum - Enhanced

BP and Diabetes covered from day 1

Hospitalisation due to illness related to diabetes will be covered from day 1 i.e. no waiting period. This plan is specifically designed for diabetes patients. If you have a chronic Diabetes, this is one of the very few plans available for you.

  • Cashless Hospitals338
  • Cover₹5 Lac
From₹6,999 / Year
94 % claim settlement ratio
  • 50% no claim bonus

    For every claim free year, the insurance company would increase base sum insured by 50% upto maximum of 100%

  • 100% restoration benefits

    Facility to restore your balance sum insured up to 100% of the base sum insured once in a policy year, which can be used for a non-related illness. This is a great way to DOUBLE your SI at no extra price

Niva Bupa

Reassure

Health checkup from 1st day of policy
  • Cashless Hospitals249
  • Cover₹5 Lac
From₹9,277 / Year
90.70 % claim settlement ratio30 mins Cashless Claim Processing**
  • No room rent limit

    In case of hospitalisation, this is the room coverage provided by the insurance company

  • 50% no claim bonus

    For every claim free year, the insurance company would increase base sum insured by 50% upto maximum of 100%

  • Unlimited restoration benefits

    Facility to restore your balance sum insured up to 100% of the base sum insured unlimited times in a policy year, which can be used even for the same illness. This is a great way to DOUBLE your SI at no extra price

View 11 more plans from Niva Bupa
Niva Bupa

Health Premia Gold

Maternity and new born worldwide coverage

Coverage of expenses upto 2 deliveries after a waiting period of 2 years.

  • Cashless Hospitals249
  • Cover₹10 Lac
From₹14,534 / Year
90.70 % claim settlement ratio30 mins Cashless Claim Processing**
  • No room rent limit

    In case of hospitalisation, this is the room coverage provided by the insurance company

  • 10% of SI no claim bonus

    For every claim free year, the insurance company would increase base sum insured by 10% upto maximum of 100%

  • 100% restoration benefits

    Facility to restore your balance sum insured up to 100% of the base sum insured once in a policy year, which can be used even for the same illness. This is a great way to DOUBLE your SI at no extra price

Niva Bupa

Reassure (Direct)

Health checkup from 1st day of policy
  • Cashless Hospitals249
  • Cover₹5 Lac
Inclusive of 5% online discount*
From₹8,813 / Year
90.70 % claim settlement ratio30 mins Cashless Claim Processing**
  • No room rent limit

    In case of hospitalisation, this is the room coverage provided by the insurance company

  • 50% no claim bonus

    For every claim free year, the insurance company would increase base sum insured by 50% upto maximum of 100%

  • Unlimited restoration benefits

    Facility to restore your balance sum insured up to 100% of the base sum insured unlimited times in a policy year, which can be used even for the same illness. This is a great way to DOUBLE your SI at no extra price

Niva Bupa

Health Premia Silver

Maternity and new born worldwide cover

Coverage of expenses upto 2 deliveries after a waiting period of 2 years.

  • Cashless Hospitals249
  • Cover₹5 Lac
From₹10,744 / Year
90.70 % claim settlement ratio30 mins Cashless Claim Processing**
  • No room rent limit

    In case of hospitalisation, this is the room coverage provided by the insurance company

  • 10% of SI no claim bonus

    For every claim free year, the insurance company would increase base sum insured by 10% upto maximum of 100%

  • 100% restoration benefits

    Facility to restore your balance sum insured up to 100% of the base sum insured once in a policy year, which can be used even for the same illness. This is a great way to DOUBLE your SI at no extra price

Niva Bupa

Reassure (Direct) + Safeguard

  • Cashless Hospitals249
  • Cover₹5 Lac
From₹9,695 / Year
90.70 % claim settlement ratio30 mins Cashless Claim Processing**
Niva Bupa

Reassure 2.0 Titanium+ + Safeguard + PA + HC

Pay as per entry age until claim

Your age, considered for paying premiums, is locked at entry when you buy the policy, till you make a claim.

  • Cashless Hospitals249
  • Cover₹5 Lac
From₹13,530 / Year
90.70 % claim settlement ratio30 mins Cashless Claim Processing**
  • No room rent limit

    In case of hospitalisation, this is the room coverage provided by the insurance company

  • 100% no claim bonus

    The unutilised base Sum Insured gets carried forward to the next policy year, maximum up to 10 times of base Sum Insured.

  • Unlimited restoration benefits

    Facility to restore your balance sum insured up to 100% of the base sum insured unlimited times in a policy year, which can be used even for the same illness. This is a great way to DOUBLE your SI at no extra price

Niva Bupa

Reassure 2.0 Platinum+ (Direct)

  • Cashless Hospitals249
  • Cover₹5 Lac
Inclusive of 5% Online discount*
From₹8,730 / Year
90.70 % claim settlement ratio30 mins Cashless Claim Processing**
Niva Bupa

Reassure 2.0 Titanium+ (Direct)

  • Cashless Hospitals249
  • Cover₹5 Lac
Inclusive of 5% Online discount*
From₹8,891 / Year
90.70 % claim settlement ratio30 mins Cashless Claim Processing**
Niva Bupa

Reassure 2.0 Platinum+ (Direct) + Safeguard

  • Cashless Hospitals249
  • Cover₹5 Lac
From₹9,603 / Year
90.70 % claim settlement ratio30 mins Cashless Claim Processing**
Niva Bupa

Reassure 2.0 Titanium+ (Direct) + Safeguard

  • Cashless Hospitals249
  • Cover₹5 Lac
From₹9,781 / Year
90.70 % claim settlement ratio30 mins Cashless Claim Processing**
Niva Bupa

Reassure 2.0 Titanium+ (Direct) + Safeguard Plus

  • Cashless Hospitals249
  • Cover₹5 Lac
From₹10,226 / Year
90.70 % claim settlement ratio30 mins Cashless Claim Processing**
Niva Bupa

Reassure 2.0 Platinum+ (Direct) + Safeguard Plus

  • Cashless Hospitals249
  • Cover₹5 Lac
From₹10,038 / Year
90.70 % claim settlement ratio30 mins Cashless Claim Processing**
ICICI Lombard

Health AdvantEdge

Unlimited tele consultation

Tele consultations and recommendations for common health issues by a qualified Medical Practitioner or health care professional.

  • Cashless Hospitals277
  • Cover₹5 Lac
From₹7,906 / Year
93.10 % claim settlement ratio
  • No room rent limit

    In case of hospitalisation, this is the room coverage provided by the insurance company

  • 20% no claim bonus

    For every claim free year, the insurance company would increase base sum insured by 20% upto maximum of 100%

  • 100% restoration benefits

    Facility to restore your balance sum insured up to 100% of the base sum insured once in a policy year, which can be used even for the same illness. This is a great way to DOUBLE your SI at no extra price

Royal Sundaram

Lifeline Supreme

Rs. 2000 hospitalisation daily cash
  • Cashless Hospitals243
  • Cover₹5 Lac
From₹4,583 / Year
  • No room rent limit

    In case of hospitalisation, this is the room coverage provided by the insurance company

  • 20% no claim bonus

    For every claim free year, the insurance company would increase base sum insured by 20% upto maximum of 100%

  • 100% restoration benefits

    Facility to restore your balance sum insured up to 100% of the base sum insured once in a policy year, which can be used for a non-related illness. This is a great way to DOUBLE your SI at no extra price