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Health Insurance Plans for 60 Years
There are 72 plans available for You for 5 Lakhs sum insured in New Delhi. These include plans from the companies like Star Health, Care Health, Niva Bupa and would ensure a healthy and financially protected future for you and your family. These plans ensure that you get cashless treatment at up to 338 hospitals across India as well as claim settlement ratios up to 95%. To know more about health insurance plans, please select a suitable plan from the list below.
- Relevance
- Premium: Low to High
- Hospitals: High to Low

Activ Assure – Diamond
Get upto 30% of your premium as HealthReturns. Use it to pay for renewal premium, medicine or diagnostic tests.
- Cashless Hospitals338
- Cover₹5 Lac
- 10% no claim bonus
For every claim free year, the insurance company would increase base sum insured by 10% upto maximum of 50%
- 150% restoration benefits
Facility to restore your balance sum insured up to 150% of the base sum insured (max 50 lakhs) once in a policy year, which can be used for a non-related illness. This is a great way to increase your SI by 2.5X at no extra price

Active Health Platinum - Essential
Get Day 1 cover for Chronic Illnesses like Diabetes, High Cholesterol, High Blood Pressure & Asthma
- Cashless Hospitals338
- Cover₹5 Lac
- 10% no claim bonus
For every claim free year, the insurance company would increase base sum insured by 10% upto maximum of 100%
- No restoration benefits
Facility to restore your balance sum insured in a policy year. This is a great way to increase your SI at no extra price

Activ Assure – Diamond with Super NCB
- Cashless Hospitals338
- Cover₹5 Lac
- 60% no claim bonus
- 150% restoration benefits
Facility to restore your balance sum insured up to 150% of the base sum insured (max 50 lakhs) once in a policy year, which can be used for a non-related illness. This is a great way to increase your SI by 2.5X at no extra price

Activ Assure – Diamond with Super UAR
On claim if SI gets utilized, then your coverage will be restored for no extra cost. You can claim this coverage again for illness except for which the claim has already been placed.
- Cashless Hospitals338
- Cover₹5 Lac
- Unlimited restoration benefits
Facility to restore your balance sum insured up to 150% of the base sum insured (max 50 lakhs) once in a policy year, which can be used for a non-related illness. This is a great way to increase your SI by 2.5X at no extra price

Active Health Platinum - Enhanced
Hospitalisation due to illness related to diabetes will be covered from day 1 i.e. no waiting period. This plan is specifically designed for diabetes patients. If you have a chronic Diabetes, this is one of the very few plans available for you.
- Cashless Hospitals338
- Cover₹5 Lac
- 50% no claim bonus
For every claim free year, the insurance company would increase base sum insured by 50% upto maximum of 100%
- 100% restoration benefits
Facility to restore your balance sum insured up to 100% of the base sum insured once in a policy year, which can be used for a non-related illness. This is a great way to DOUBLE your SI at no extra price

Reassure
- Cashless Hospitals249
- Cover₹5 Lac
- No room rent limit
In case of hospitalisation, this is the room coverage provided by the insurance company
- 50% no claim bonus
For every claim free year, the insurance company would increase base sum insured by 50% upto maximum of 100%
- Unlimited restoration benefits
Facility to restore your balance sum insured up to 100% of the base sum insured unlimited times in a policy year, which can be used even for the same illness. This is a great way to DOUBLE your SI at no extra price

Reassure + Safeguard
Non-payable items paid up to sum insured.
- Cashless Hospitals249
- Cover₹5 Lac
- No room rent limit
In case of hospitalisation, this is the room coverage provided by the insurance company
- 50% no claim bonus
For every claim free year, the insurance company would increase base sum insured by 50% upto maximum of 100%
- Unlimited restoration benefits
Facility to restore your balance sum insured up to 100% of the base sum insured unlimited times in a policy year, which can be used even for the same illness. This is a great way to DOUBLE your SI at no extra price

Health Pulse
- Cashless Hospitals249
- Cover₹5 Lac
- 10% no claim bonus
For every claim free year, the insurance company would increase base sum insured by 10% upto maximum of 100%
- 100% restoration benefits
Facility to restore your balance sum insured up to 100% of the base sum insured once in a policy year, which can be used for a non-related illness. This is a great way to DOUBLE your SI at no extra price

Health Premia Gold
Coverage of expenses upto 2 deliveries after a waiting period of 2 years.
- Cashless Hospitals249
- Cover₹10 Lac
- No room rent limit
In case of hospitalisation, this is the room coverage provided by the insurance company
- 10% of SI no claim bonus
For every claim free year, the insurance company would increase base sum insured by 10% upto maximum of 100%
- 100% restoration benefits
Facility to restore your balance sum insured up to 100% of the base sum insured once in a policy year, which can be used even for the same illness. This is a great way to DOUBLE your SI at no extra price

Reassure (Direct)
- Cashless Hospitals249
- Cover₹5 Lac
- No room rent limit
In case of hospitalisation, this is the room coverage provided by the insurance company
- 50% no claim bonus
For every claim free year, the insurance company would increase base sum insured by 50% upto maximum of 100%
- Unlimited restoration benefits
Facility to restore your balance sum insured up to 100% of the base sum insured unlimited times in a policy year, which can be used even for the same illness. This is a great way to DOUBLE your SI at no extra price

Health Premia Silver
Coverage of expenses upto 2 deliveries after a waiting period of 2 years.
- Cashless Hospitals249
- Cover₹5 Lac
- No room rent limit
In case of hospitalisation, this is the room coverage provided by the insurance company
- 10% of SI no claim bonus
For every claim free year, the insurance company would increase base sum insured by 10% upto maximum of 100%
- 100% restoration benefits
Facility to restore your balance sum insured up to 100% of the base sum insured once in a policy year, which can be used even for the same illness. This is a great way to DOUBLE your SI at no extra price

Reassure (Direct) + Safeguard
- Cashless Hospitals249
- Cover₹5 Lac

Reassure 2.0 Platinum+
Your age, considered for paying premiums, is locked at entry when you buy the policy, till you make a claim.
- Cashless Hospitals249
- Cover₹5 Lac
- No room rent limit
In case of hospitalisation, this is the room coverage provided by the insurance company
- 100% no claim bonus
The unutilised base Sum Insured gets carried forward to the next policy year, maximum up to 5 times of base Sum Insured.
- Unlimited restoration benefits
Facility to restore your balance sum insured up to 100% of the base sum insured unlimited times in a policy year, which can be used even for the same illness. This is a great way to DOUBLE your SI at no extra price

Reassure 2.0 Titanium+
Your age, considered for paying premiums, is locked at entry when you buy the policy, till you make a claim.
- Cashless Hospitals249
- Cover₹5 Lac
- No room rent limit
In case of hospitalisation, this is the room coverage provided by the insurance company
- 100% no claim bonus
The unutilised base Sum Insured gets carried forward to the next policy year, maximum up to 10 times of base Sum Insured.
- Unlimited restoration benefits
Facility to restore your balance sum insured up to 100% of the base sum insured unlimited times in a policy year, which can be used even for the same illness. This is a great way to DOUBLE your SI at no extra price

Reassure 2.0 Titanium+ + Safeguard
- Cashless Hospitals249
- Cover₹5 Lac
- No room rent limit
In case of hospitalisation, this is the room coverage provided by the insurance company
- 100% no claim bonus
The unutilised base Sum Insured gets carried forward to the next policy year, maximum up to 10 times of base Sum Insured.
- Unlimited restoration benefits
Facility to restore your balance sum insured up to 100% of the base sum insured unlimited times in a policy year, which can be used even for the same illness. This is a great way to DOUBLE your SI at no extra price

Reassure 2.0 Platinum+ + Safeguard+ + PA + HC
Your age, considered for paying premiums, is locked at entry when you buy the policy, till you make a claim.
- Cashless Hospitals249
- Cover₹5 Lac
- No room rent limit
In case of hospitalisation, this is the room coverage provided by the insurance company
- 100% no claim bonus
The unutilised base Sum Insured gets carried forward to the next policy year, maximum up to 5 times of base Sum Insured.
- Unlimited restoration benefits
Facility to restore your balance sum insured up to 100% of the base sum insured unlimited times in a policy year, which can be used even for the same illness. This is a great way to DOUBLE your SI at no extra price

Reassure 2.0 Titanium+ + Safeguard + PA + HC
Your age, considered for paying premiums, is locked at entry when you buy the policy, till you make a claim.
- Cashless Hospitals249
- Cover₹5 Lac
- No room rent limit
In case of hospitalisation, this is the room coverage provided by the insurance company
- 100% no claim bonus
The unutilised base Sum Insured gets carried forward to the next policy year, maximum up to 10 times of base Sum Insured.
- Unlimited restoration benefits
Facility to restore your balance sum insured up to 100% of the base sum insured unlimited times in a policy year, which can be used even for the same illness. This is a great way to DOUBLE your SI at no extra price

Reassure 2.0 Platinum+ (Direct)
- Cashless Hospitals249
- Cover₹5 Lac

Reassure 2.0 Titanium+ (Direct)
- Cashless Hospitals249
- Cover₹5 Lac

Reassure 2.0 Platinum+ (Direct) + Safeguard
- Cashless Hospitals249
- Cover₹5 Lac

Reassure 2.0 Titanium+ (Direct) + Safeguard
- Cashless Hospitals249
- Cover₹5 Lac

Reassure 2.0 Titanium+ (Direct) + Safeguard Plus
- Cashless Hospitals249
- Cover₹5 Lac

Reassure 2.0 Platinum+ (Direct) + Safeguard Plus
- Cashless Hospitals249
- Cover₹5 Lac

Comprehensive Individual
Personal accident cover against Death and Permanent total disablement (equal to the Health Insurance cover) at no additional cost.
- Cashless Hospitals253
- Cover₹5 Lac
- Single Private A/C Room
In case of hospitalisation, this is the room coverage provided by the insurance company
- 100% restoration benefits
Facility to restore your balance sum insured up to 100% of the base sum insured once in a policy year, which can be used even for the same illness. This is a great way to DOUBLE your SI at no extra price

Comprehensive with PED Buy Back
Personal accident cover against Death and Permanent total disablement (equal to the Health Insurance cover) at no additional cost.
- Cashless Hospitals253
- Cover₹5 Lac
- Single Private A/C Room
In case of hospitalisation, this is the room coverage provided by the insurance company
- 100% restoration benefits
Facility to restore your balance sum insured up to 100% of the base sum insured once in a policy year, which can be used even for the same illness. This is a great way to DOUBLE your SI at no extra price

Mediclassic Individual Gold
- Cashless Hospitals253
- Cover₹5 Lac
- 25% no claim bonus
- 200% restoration benefits
Facility to restore your balance sum insured up to 200% of the base sum insured once in a policy year, which can be used for a non-related illness. This is a great way to increase your SI by TRIPLE at no extra price

Mediclassic Individual Silver
- Cashless Hospitals253
- Cover₹5 Lac
- Room rent upto 2% of SI
In case of hospitalisation, the insurance company would cover room rent upto 2% of Cover Value with a maximum limit of Rs. 5000 per day
- 5% no claim bonus
- 200% restoration benefits
Facility to restore your balance sum insured up to 200% of the base sum insured once in a policy year, which can be used for a non-related illness. This is a great way to increase your SI by TRIPLE at no extra price

Mediclasssic Silver with Hospital Cash
- Cashless Hospitals253
- Cover₹5 Lac
- Room rent upto 2% of SI
In case of hospitalisation, the insurance company would cover room rent upto 2% of Cover Value with a maximum limit of Rs. 5000 per day
- 5% no claim bonus
- 200% restoration benefits
Facility to restore your balance sum insured up to 200% of the base sum insured once in a policy year, which can be used for a non-related illness. This is a great way to increase your SI by TRIPLE at no extra price

Mediclasssic Gold with Hospital Cash
- Cashless Hospitals253
- Cover₹5 Lac
- 25% no claim bonus
- 200% restoration benefits
Facility to restore your balance sum insured up to 200% of the base sum insured once in a policy year, which can be used for a non-related illness. This is a great way to increase your SI by TRIPLE at no extra price

Health AdvantEdge
Tele consultations and recommendations for common health issues by a qualified Medical Practitioner or health care professional.
- Cashless Hospitals277
- Cover₹5 Lac
- No room rent limit
In case of hospitalisation, this is the room coverage provided by the insurance company
- 20% no claim bonus
For every claim free year, the insurance company would increase base sum insured by 20% upto maximum of 100%
- 100% restoration benefits
Facility to restore your balance sum insured up to 100% of the base sum insured once in a policy year, which can be used even for the same illness. This is a great way to DOUBLE your SI at no extra price

Lifetime India
- Cashless Hospitals281
- Cover₹50 Lac
- No room rent limit
In case of hospitalisation, this is the room coverage provided by the insurance company
- Zero no claim bonus
For every claim free year, the insurance company would increase base sum insured by this amount
- Unlimited restoration benefits
Facility to restore your balance sum insured up to 100% of the base sum insured unlimited times in a policy year, which can be used for a non-related illness. This is a great way to DOUBLE your SI at no extra price

Pro Health Protect
- Cashless Hospitals281
- Cover₹5.5 Lac
- 5% no claim bonus
For every claim free year, the insurance company would increase base sum insured by 5% upto maximum of 200%
- Unlimited restoration benefits
Facility to restore your balance sum insured up to 100% of the base sum insured unlimited times in a policy year, which can be used for a non-related illness. This is a great way to DOUBLE your SI at no extra price

Pro Health Plus
- Cashless Hospitals281
- Cover₹5.5 Lac
- No room rent limit
In case of hospitalisation, the insurance company would provide coverage for all types of rooms (except Suite or higher category)
- 10% no claim bonus
For every claim free year, the insurance company would increase base sum insured by 10% upto maximum of 200%
- Unlimited restoration benefits
Facility to restore your balance sum insured up to 100% of the base sum insured unlimited times in a policy year, which can be used for a non-related illness. This is a great way to DOUBLE your SI at no extra price

Pro Health Protect with Cumulative Booster
- Cashless Hospitals281
- Cover₹5.5 Lac
- 25% Max up to 200% no claim bonus
- Unlimited restoration benefits
Facility to restore your balance sum insured up to 100% of the base sum insured unlimited times in a policy year, which can be used for a non-related illness. This is a great way to DOUBLE your SI at no extra price

Pro Health Plus with Cumulative booster
- Cashless Hospitals281
- Cover₹5.5 Lac
- No room rent limit
In case of hospitalisation, the insurance company would provide coverage for all types of rooms (except Suite or higher category)
- 25% Max up to 200% no claim bonus
- Unlimited restoration benefits
Facility to restore your balance sum insured up to 100% of the base sum insured unlimited times in a policy year, which can be used for a non-related illness. This is a great way to DOUBLE your SI at no extra price

Pro Health Accumulate
- Cashless Hospitals281
- Cover₹5.5 Lac
- 5% no claim bonus
For every claim free year, the insurance company would increase base sum insured by 5% upto maximum of 200%
- Unlimited restoration benefits
Facility to restore your balance sum insured up to 100% of the base sum insured unlimited times in a policy year, which can be used for a non-related illness. This is a great way to DOUBLE your SI at no extra price

Prime Senior Classic
- Cashless Hospitals281
- Cover₹5 Lac

Prime Senior Elite
- Cashless Hospitals281
- Cover₹5 Lac

Prime Senior Elite + Any room upgrade
- Cashless Hospitals281
- Cover₹5 Lac

Prime Senior Elite + Optional copayment
- Cashless Hospitals281
- Cover₹5 Lac

Prime Senior Elite + Health 360
- Cashless Hospitals281
- Cover₹5 Lac

Prime Senior Elite + Reduction in PED
- Cashless Hospitals281
- Cover₹5 Lac

Prime Senior Elite + Reduction in PED + Optional copayment
- Cashless Hospitals281
- Cover₹5 Lac

Prime Senior Elite + Reduction in PED + Optional copayment + Health 360
- Cashless Hospitals281
- Cover₹5 Lac

Prime Senior Elite + Reduction in PED + Optional copayment + Health 360 + Any room upgrade
- Cashless Hospitals281
- Cover₹5 Lac

Prime Senior Elite + Optional copayment + Health 360
- Cashless Hospitals281
- Cover₹5 Lac

Prime Senior Classic + Any room upgrade
- Cashless Hospitals281
- Cover₹5 Lac

Prime Senior Classic + Optional copayment
- Cashless Hospitals281
- Cover₹5 Lac

Prime Senior Classic + Health 360
- Cashless Hospitals281
- Cover₹5 Lac

Prime Senior Classic + Reduction in PED
- Cashless Hospitals281
- Cover₹5 Lac

Prime Senior Classic + Reduction in PED + Optional copayment
- Cashless Hospitals281
- Cover₹5 Lac

Prime Senior Classic + Reduction in PED + Optional copayment + Health 360
- Cashless Hospitals281
- Cover₹5 Lac

Prime Senior Classic + Reduction in PED + Optional copayment + Health 360 + Any room upgrade
- Cashless Hospitals281
- Cover₹5 Lac

Prime Senior Classic + Optional copayment + Health 360
- Cashless Hospitals281
- Cover₹5 Lac

Prime Senior Classic + Restoration of SI
- Cashless Hospitals281
- Cover₹5 Lac

Prime Senior Classic + Optional copayment + Restoration of SI
- Cashless Hospitals281
- Cover₹5 Lac

Prime Senior Classic + Reduction in PED + Optional copayment + Health 360 + Restoration of SI
- Cashless Hospitals281
- Cover₹5 Lac

Prime Senior Classic + Reduction in PED + Optional copayment + Health 360 + Any room upgrade + Restoration of SI
- Cashless Hospitals281
- Cover₹5 Lac

Prime Senior Classic + Optional copayment + Health 360 + Restoration of SI
- Cashless Hospitals281
- Cover₹5 Lac

Care NCB Super Premium
Free health checkup every year for all insured members.
- Cashless Hospitals132
- Cover₹5 Lac
- Single Private Room
In case of hospitalisation, this is the room coverage provided by the insurance company
- 60% no claim bonus
60% no claim bonus every year max upto 150%. If no claim is taken, then coverage can increase upto 150% as a bonus given by insurer.
- 100% restoration benefits
Facility to restore your balance sum insured up to 100% of the base sum insured once in a policy year, which can be used for a non-related illness. This is a great way to DOUBLE your SI at no extra price

Care Freedom
Annual health check-up for all insured members covered as adults
- Cashless Hospitals132
- Cover₹5 Lac
- Twin sharing room
In case of hospitalisation, this is the room coverage provided by the insurance company
- Zero no claim bonus
For every claim free year, the insurance company would increase base sum insured by this amount
- 100% restoration benefits
Facility to restore your balance sum insured up to 100% of the base sum insured once in a policy year, which can be used for a non-related illness. This is a great way to DOUBLE your SI at no extra price

Care
Free health checkup every year for all insured members.
- Cashless Hospitals132
- Cover₹5 Lac
- Single Private Room
In case of hospitalisation, this is the room coverage provided by the insurance company
- 10% no claim bonus
For every claim free year, the insurance company would increase base sum insured by 10% upto maximum of 50%
- 100% restoration benefits
Facility to restore your balance sum insured up to 100% of the base sum insured once in a policy year, which can be used for a non-related illness. This is a great way to DOUBLE your SI at no extra price

Care with Smart Select
- Cashless Hospitals132
- Cover₹7 Lac
- Single Private Room
In case of hospitalisation, this is the room coverage provided by the insurance company
- 10% no claim bonus
For every claim free year, the insurance company would increase base sum insured by 10% upto maximum of 50%
- 100% restoration benefits
Facility to restore your balance sum insured up to 100% of the base sum insured once in a policy year, which can be used for a non-related illness. This is a great way to DOUBLE your SI at no extra price

Care with Unlimited Recharge
- Cashless Hospitals132
- Cover₹5 Lac
- Single Private Room
In case of hospitalisation, this is the room coverage provided by the insurance company
- 10% no claim bonus
For every claim free year, the insurance company would increase base sum insured by 10% upto maximum of 50%
- Unlimited restoration benefits
Facility to restore your balance sum insured up to 100% of the base sum insured unlimited times in a policy year, which can be used for a non-related illness. This is a great way to DOUBLE your SI at no extra price

Care Plus Complete
Coverage of medical expenses incurred on medical consultations and prescribed medications availed without getting hospitalized.
- Cashless Hospitals132
- Cover₹5 Lac
- Unlimited restoration benefits
Facility to restore your balance sum insured up to 100% of the base sum insured unlimited times in a policy year, which can be used even for the same illness. This is a great way to DOUBLE your SI at no extra price

Care Plus Complete + Smart Select
- Cashless Hospitals132
- Cover₹5 Lac
- Unlimited restoration benefits
Facility to restore your balance sum insured up to 100% of the base sum insured unlimited times in a policy year, which can be used even for the same illness. This is a great way to DOUBLE your SI at no extra price

Care Plus Complete + International Second Opinion
Before going ahead for major illness or injury treatment, you can avail second opinion from a medical practitioner outside India.
- Cashless Hospitals132
- Cover₹5 Lac
- Unlimited restoration benefits
Facility to restore your balance sum insured up to 100% of the base sum insured unlimited times in a policy year, which can be used even for the same illness. This is a great way to DOUBLE your SI at no extra price

Care Freedom
Annual health check-up for all insured members covered as adults
- Cashless Hospitals132
- Cover₹7 Lac
- Twin sharing room
In case of hospitalisation, this is the room coverage provided by the insurance company
- Zero no claim bonus
For every claim free year, the insurance company would increase base sum insured by this amount
- 100% restoration benefits
Facility to restore your balance sum insured up to 100% of the base sum insured once in a policy year, which can be used for a non-related illness. This is a great way to DOUBLE your SI at no extra price

Care with Care Shield
- Cashless Hospitals132
- Cover₹5 Lac

Kotak Health Premier – Total
- Cashless Hospitals30
- Cover₹5 Lac
- 10% no claim bonus
- 100% restoration benefits
Facility to restore your balance sum insured up to 100% of the base sum insured unlimited times in a policy year, which can be used even for the same illness. This is a great way to DOUBLE your SI at no extra price

Kotak Health Premier – Elite
- Cashless Hospitals30
- Cover₹10 Lac
- 10% no claim bonus
For every claim free year, the insurance company would increase base sum insured by 10% upto maximum of 100%
- 100% restoration benefits
Facility to restore your balance sum insured up to 100% of the base sum insured unlimited times in a policy year, which can be used even for the same illness. This is a great way to DOUBLE your SI at no extra price

Kotak Health Premier – Edge
- Cashless Hospitals30
- Cover₹5 Lac
- 10% no claim bonus
For every claim free year, the insurance company would increase base sum insured by 10% upto maximum of 100%
- 100% restoration benefits
Facility to restore your balance sum insured up to 100% of the base sum insured unlimited times in a policy year, which can be used even for the same illness. This is a great way to DOUBLE your SI at no extra price