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Home Health InsuranceHealth Insurance 1 Crore Plans

Health Insurance 1 Crore Plans

There are 16 plans available for You for 5 Lakhs sum insured in New Delhi. These include plans from the companies like Star Health, Care Health, Niva Bupa and would ensure a healthy and financially protected future for you and your family. These plans ensure that you get cashless treatment at up to 338 hospitals across India as well as claim settlement ratios up to 95%. To know more about health insurance plans, please select a suitable plan from the list below.

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16 Plans found in Rs. 5 Lakh Cover
Sort by : Relevance down-arrow
  • Relevance
  • Premium: Low to High
  • Hospitals: High to Low
Aditya Birla

Activ Assure – Diamond

Upto 30% of premium as health return

Get upto 30% of your premium as HealthReturns. Use it to pay for renewal premium, medicine or diagnostic tests.

  • Cashless Hospitals338
  • Cover₹1 Cr
From₹2,02,866 / Year
94 % claim settlement ratio
  • 10% no claim bonus

    For every claim free year, the insurance company would increase base sum insured by 10% upto maximum of 50%

  • 150% restoration benefits

    Facility to restore your balance sum insured up to 150% of the base sum insured (max 50 lakhs) once in a policy year, which can be used for a non-related illness. This is a great way to increase your SI by 2.5X at no extra price

View 4 more plans from Aditya Birla
Aditya Birla

Active Health Platinum - Essential

Chronic illness covered from Day 1

Get Day 1 cover for Chronic Illnesses like Diabetes, High Cholesterol, High Blood Pressure & Asthma

  • Cashless Hospitals338
  • Cover₹1 Cr
From₹14,101 / Year
94 % claim settlement ratio
  • 10% no claim bonus

    For every claim free year, the insurance company would increase base sum insured by 10% upto maximum of 100%

  • No restoration benefits

    Facility to restore your balance sum insured in a policy year. This is a great way to increase your SI at no extra price

Aditya Birla

Activ Assure – Diamond with Super NCB

Additional 50% of coverage every year
  • Cashless Hospitals338
  • Cover₹1 Cr
From₹18,705 / Year
94 % claim settlement ratio
  • 60% no claim bonus
  • 150% restoration benefits

    Facility to restore your balance sum insured up to 150% of the base sum insured (max 50 lakhs) once in a policy year, which can be used for a non-related illness. This is a great way to increase your SI by 2.5X at no extra price

Aditya Birla

Activ Assure – Diamond with Super UAR

Reload your Coverage unlimited times

On claim if SI gets utilized, then your coverage will be restored for no extra cost. You can claim this coverage again for illness except for which the claim has already been placed.

  • Cashless Hospitals338
  • Cover₹1 Cr
From₹17,866 / Year
94 % claim settlement ratio
  • Unlimited restoration benefits

    Facility to restore your balance sum insured up to 150% of the base sum insured (max 50 lakhs) once in a policy year, which can be used for a non-related illness. This is a great way to increase your SI by 2.5X at no extra price

Aditya Birla

Active Health Platinum - Enhanced

BP and Diabetes covered from day 1

Hospitalisation due to illness related to diabetes will be covered from day 1 i.e. no waiting period. This plan is specifically designed for diabetes patients. If you have a chronic Diabetes, this is one of the very few plans available for you.

  • Cashless Hospitals338
  • Cover₹1 Cr
From₹21,518 / Year
94 % claim settlement ratio
  • 50% no claim bonus

    For every claim free year, the insurance company would increase base sum insured by 50% upto maximum of 100%

  • 100% restoration benefits

    Facility to restore your balance sum insured up to 100% of the base sum insured once in a policy year, which can be used for a non-related illness. This is a great way to DOUBLE your SI at no extra price

Manipal Cigna

Lifetime India

Modern and advanced treatments covered
  • Cashless Hospitals281
  • Cover₹1 Cr
From₹13,297 / Year
89.43 % claim settlement ratio
  • No room rent limit

    In case of hospitalisation, this is the room coverage provided by the insurance company

  • Zero no claim bonus

    For every claim free year, the insurance company would increase base sum insured by this amount

  • Unlimited restoration benefits

    Facility to restore your balance sum insured up to 100% of the base sum insured unlimited times in a policy year, which can be used for a non-related illness. This is a great way to DOUBLE your SI at no extra price

View 1 more plans from Manipal Cigna
Manipal Cigna

Pro Health Premier

OPD expense coverage
  • Cashless Hospitals281
  • Cover₹1 Cr
From₹43,439 / Year
89.43 % claim settlement ratio
  • No room rent limit

    In case of hospitalisation, the insurance company would provide coverage for all types of rooms (except Suite or higher category)

  • 10% no claim bonus

    For every claim free year, the insurance company would increase base sum insured by 10% upto maximum of 200%

  • Unlimited restoration benefits

    Facility to restore your balance sum insured up to 100% of the base sum insured unlimited times in a policy year, which can be used for a non-related illness. This is a great way to DOUBLE your SI at no extra price

Care Health

Care Advantage

  • Cashless Hospitals132
  • Cover₹1 Cr
From₹12,489 / Year
95.22 % claim settlement ratio2 hr Cashless Claim Processing**
  • No room rent limit

    In case of hospitalisation, this is the room coverage provided by the insurance company

  • 10% no claim bonus

    For every claim free year, the insurance company would increase base sum insured by 10% upto maximum of 50%

  • 100% restoration benefits

    Facility to restore your balance sum insured up to 100% of the base sum insured once in a policy year, which can be used for a non-related illness. This is a great way to DOUBLE your SI at no extra price

View 5 more plans from Care Health
Care Health

Care Advantage with NCB

  • Cashless Hospitals132
  • Cover₹1 Cr
From₹13,425 / Year
95.22 % claim settlement ratio2 hr Cashless Claim Processing**
  • No room rent limit

    In case of hospitalisation, this is the room coverage provided by the insurance company

  • 100% restoration benefits

    Facility to restore your balance sum insured up to 100% of the base sum insured once in a policy year, which can be used for a non-related illness. This is a great way to DOUBLE your SI at no extra price

Care Health

Care Advantage with Smart Select

  • Cashless Hospitals132
  • Cover₹1 Cr
From₹10,617 / Year
95.22 % claim settlement ratio2 hr Cashless Claim Processing**
Care Health

Care Advantage with Care Shield

  • Cashless Hospitals132
  • Cover₹1 Cr
From₹13,070 / Year
95.22 % claim settlement ratio2 hr Cashless Claim Processing**
Care Health

Care Advantage with NCB Super + Smart Select + Room Rent Modification

  • Cashless Hospitals132
  • Cover₹1 Cr
From₹10,273 / Year
95.22 % claim settlement ratio2 hr Cashless Claim Processing**
Care Health

Care Advantage with NCB Super + Room Rent Modification

  • Cashless Hospitals132
  • Cover₹1 Cr
From₹12,084 / Year
95.22 % claim settlement ratio2 hr Cashless Claim Processing**
Royal Sundaram

Lifeline Supreme

Rs. 2000 hospitalisation daily cash
  • Cashless Hospitals243
  • Cover₹1 Cr
From₹12,405 / Year
  • No room rent limit

    In case of hospitalisation, this is the room coverage provided by the insurance company

  • 20% no claim bonus

    For every claim free year, the insurance company would increase base sum insured by 20% upto maximum of 100%

  • 100% restoration benefits

    Facility to restore your balance sum insured up to 100% of the base sum insured once in a policy year, which can be used for a non-related illness. This is a great way to DOUBLE your SI at no extra price

View 1 more plans from Royal Sundaram
Royal Sundaram

Lifeline Elite

Rs. 5000 hospitalisation daily cash
  • Cashless Hospitals243
  • Cover₹1 Cr
From₹42,017 / Year
  • No room rent limit

    In case of hospitalisation, this is the room coverage provided by the insurance company

  • 20% no claim bonus

    For every claim free year, the insurance company would increase base sum insured by 20% upto maximum of 100%

  • 100% restoration benefits

    Facility to restore your balance sum insured up to 100% of the base sum insured once in a policy year, which can be used for a non-related illness. This is a great way to DOUBLE your SI at no extra price

Kotak Mahindra

Kotak Health Premier – Total

  • Cashless Hospitals30
  • Cover₹1 Cr
From₹15,851 / Year
  • 10% no claim bonus
  • 100% restoration benefits

    Facility to restore your balance sum insured up to 100% of the base sum insured unlimited times in a policy year, which can be used even for the same illness. This is a great way to DOUBLE your SI at no extra price