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Best Bike Insurance with Roadside Assistance Cover

When it comes to bike insurance plans, it is designed to offer financial protection and physical assistance to insured’s bike, in case of an accident, theft, or mishap. The insurance policy shields the policyholders from damage or losses incurred due to an adverse incident, involving the insured’s bike. The coverage of an own-damage plan or a comprehensive insurance plan can be broadened only with the inclusion of different bike insurance add-ons. One of such add-on covers is the roadside assistance cover.

Roadside assistance is a bike insurance add-on cover, which offers roadside assistance service to its customers in case of any loss or damage incurred by the bike due to mechanical fault, engine failure, flat tyre, and so on. In simple terms, it provides assistance when an insured person is alone and has no one around to help. This element actually enhances the value of this add-on cover. One can avail of this additional cover only with standalone car insurance policies and comprehensive car insurance.

Top 7 Bike Insurance Companies Providing Roadside Assistance As Per Own Damage Claim Settlement Ratio

Insurance Company

Claim Settlement Ratio for FY 2018-19



Universal Sompo


New India


Tata AIG


Bajaj Allianz




Future Generali


(Source: IBAI’s General Insurance Claim Insights Handbook For Policyholders - 4th Edition)

As per the claim settlement ratio of FY 2018-19 for own-damage bike insurance, these are the best 7 insurance providers offering a roadside assistance add-on cover.

1. IFFCO Tokio Bike Insurance

442 reviews
Know more about IFFCO Tokio Bike Insurance
  • Highlights

    Cosmic network garages 4300+ garages
    Check in your City
    PAN India help desk with 24x7 service
    Unlimited Zero depreciation claim
    90.69% Claim Settlement Ratio
  • IFFCO Tokio General Insurance Company

    IFFCO Tokio is renowned for delivering prompt and smooth services to its customers. This quality has made it secure a huge appreciation from its policyholders.

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  • Iffco Tokio Bike Insurance User Reviews

    Great team support

    This was my first time checking out insurance from any websi...

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    On: December 24, 2019

2. Universal Sompo Bike Insurance

253 reviews
Know more about Universal Sompo Bike Insurance
  • Highlights

    First private-public joint venture company in India
    Check in your City
    90.36% Claim Settlement Ratio in FY18
    86 branches and 17 Zonal offices across India
    24*7 telephonic Customer support
    Network of more than 3,500 garages
  • Universal Sompo General Insurance Company

    The Universal Sompo offers 24*7 roadside assistance to policyholders who meet with an accident or any mishap due to their bike and get stuck in the middle of the road.

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  • Universal Sompo Bike Insurance User Reviews

    Very supportive executive

    As I am new to this field and had zero ideas regarding insur...

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    On: December 24, 2019

3. New India Bike Insurance

439 reviews
Know more about New India Bike Insurance
  • Highlights

    Only Indian General Insurance Company operating in 28 countries
    Check in your City
    Claim settlement ratio 93.96% as on FY 18
    24*7 Customer assistance
    More than 588 branches nationwide
  • New India General Insurance Company

    The New India promises to provide roadside assistance to insured individuals at the time of accident at the earliest.

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  • New India Bike Insurance User Reviews

    Suits Customer Needs

    The company offers bike insurance plan at affordable premium...

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    On: December 24, 2019

4. Tata AIG Bike Insurance

383 reviews
Know more about Tata AIG Bike Insurance
  • Highlights

    Impressive claim settlement ratio 90.49% in FY20
    Check in your City
    More than 5,000+ Cashless garages
    24/7 Emergency Assistance
    Premium Cover For Personal Injuries
  • Tata AIG General Insurance Company

    Policyholders of Tata AIG get the best possible roadside assistance services at the best possible price. The company provides all the essential facilities under its roadside assistance cover that comprise technical assistance for battery breakdown, flat tyre, jump start service, etc.

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  • Tata Aig Bike Insurance User Reviews

    Amazing experience

    Before using this website, I was a bit sceptical as I had pu...

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    On: December 24, 2019

5. Bajaj Allianz Bike Insurance

469 reviews
Know more about Bajaj Allianz Bike Insurance
  • Highlights

    Round the clock road-side assistance across the country
    Check in your City
    More than 4,000+ network garages
    88.83% claim settlement ratio as on FY20
    Offers Online Premium Calculator
    24/7 customer support assistance
    First insurance company to initiate cashless claim settlement policy
  • Bajaj Allianz General Insurance Company

    Wherever the policyholders go, they will find Bajaj Allianz service with them. The insurer promises to always rescue its customers in case of a breakdown in the middle of the road. With their roadside assistance cover their team provides all the support they need such as towing facility, repair service, fuel delivery and so on.

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  • Bajaj Allianz Bike Insurance User Reviews

    Helpful executives

    I had no idea regarding which insurance policy to choose for...

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    On: December 24, 2019

6. Hdfc Ergo Bike Insurance

509 reviews
Know more about Hdfc Ergo Bike Insurance
  • Highlights

    Claim Settlement Ratio 91.23% for FY 2019-20
    Check in your City
    More than 6,800 Cashless garages
    24*7 Customer Support Available
    Provides customized corporate plans
    Offices in 106+ Indian cities
  • HDFC ERGO General Insurance Company

    The HDFC ERGO is equipped with a team of expert professionals, who gives round-the-clock assistance to its customers to deal with emergency breakdown issues anytime, anywhere.

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  • Hdfc Ergo Bike Insurance User Reviews

    Hassle-free service

    InsuranceDekho is an excellent platform as it helped to get ...

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    On: December 24, 2019

7. Future Generali Bike Insurance

366 reviews
Know more about Future Generali Bike Insurance
  • Highlights

    Claim settlement ratio 89.40% in FY 2018
    Check in your City
    More than 2,500 Cashless Garages
    ISO 9001:2008 certified
    Located in more than 125 cities of India
    24*7 Roadside Assistance
  • Future Generali General Insurance Company

    Under its roadside assistance add-on cover, the Future Generali Insurance firm tends to offer services like towing facility, scheduling service at the nearest garage, repair of minor technical faults, and so on. These insurer never let its customers stranded on road for long and offer these services 24*7.

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  • Future Generali Bike Insurance User Reviews

    Very informative and easy

    Very useful information on the website and they also made it...

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    On: December 24, 2019