Best Bike Insurance with Roadside Assistance Cover
When it comes to bike insurance plans, it is designed to offer financial protection and physical assistance to insured’s bike, in case of an accident, theft, or mishap. The insurance policy shields the policyholders from damage or losses incurred due to an adverse incident, involving the insured’s bike. The coverage of an own-damage plan or a comprehensive insurance plan can be broadened only with the inclusion of different bike insurance add-ons. One of such add-on covers is the roadside assistance cover.
Roadside assistance is a bike insurance add-on cover, which offers roadside assistance service to its customers in case of any loss or damage incurred by the bike due to mechanical fault, engine failure, flat tyre, and so on. In simple terms, it provides assistance when an insured person is alone and has no one around to help. This element actually enhances the value of this add-on cover. One can avail of this additional cover only with standalone car insurance policies and comprehensive car insurance.
Top 7 Bike Insurance Companies Providing Roadside Assistance As Per Own Damage Claim Settlement Ratio
Claim Settlement Ratio for FY 2018-19
(Source: IBAI’s General Insurance Claim Insights Handbook For Policyholders - 4th Edition)
As per the claim settlement ratio of FY 2018-19 for own-damage bike insurance, these are the best 7 insurance providers offering a roadside assistance add-on cover.
1. IFFCO Tokio Bike Insurance
HighlightsCosmic network garages 4300+ garagesCheck in your CityPAN India help desk with 24x7 serviceUnlimited Zero depreciation claim90.69% Claim Settlement Ratio
IFFCO Tokio General Insurance CompanyRead More
IFFCO Tokio is renowned for delivering prompt and smooth services to its customers. This quality has made it secure a huge appreciation from its policyholders.
Iffco Tokio Bike Insurance User Reviews
Great team support
This was my first time checking out insurance from any websi...Read More
2. Universal Sompo Bike Insurance
HighlightsFirst private-public joint venture company in IndiaCheck in your City90.36% Claim Settlement Ratio in FY1886 branches and 17 Zonal offices across India24*7 telephonic Customer supportNetwork of more than 3,500 garages
Universal Sompo General Insurance CompanyRead More
The Universal Sompo offers 24*7 roadside assistance to policyholders who meet with an accident or any mishap due to their bike and get stuck in the middle of the road.
Universal Sompo Bike Insurance User Reviews
Very supportive executive
As I am new to this field and had zero ideas regarding insur...Read More
3. New India Bike Insurance
HighlightsOnly Indian General Insurance Company operating in 28 countriesCheck in your CityClaim settlement ratio 93.96% as on FY 1824*7 Customer assistanceMore than 588 branches nationwide
New India General Insurance CompanyRead More
The New India promises to provide roadside assistance to insured individuals at the time of accident at the earliest.
New India Bike Insurance User Reviews
Suits Customer Needs
The company offers bike insurance plan at affordable premium...Read More
4. Tata AIG Bike Insurance
HighlightsImpressive claim settlement ratio 90.49% in FY20Check in your CityMore than 5,000+ Cashless garages24/7 Emergency AssistancePremium Cover For Personal Injuries
Tata AIG General Insurance CompanyRead More
Policyholders of Tata AIG get the best possible roadside assistance services at the best possible price. The company provides all the essential facilities under its roadside assistance cover that comprise technical assistance for battery breakdown, flat tyre, jump start service, etc.
Tata Aig Bike Insurance User Reviews
Before using this website, I was a bit sceptical as I had pu...Read More
5. Bajaj Allianz Bike Insurance
HighlightsRound the clock road-side assistance across the countryCheck in your CityMore than 4,000+ network garages88.83% claim settlement ratio as on FY20Offers Online Premium Calculator24/7 customer support assistanceFirst insurance company to initiate cashless claim settlement policy
Bajaj Allianz General Insurance CompanyRead More
Wherever the policyholders go, they will find Bajaj Allianz service with them. The insurer promises to always rescue its customers in case of a breakdown in the middle of the road. With their roadside assistance cover their team provides all the support they need such as towing facility, repair service, fuel delivery and so on.
Bajaj Allianz Bike Insurance User Reviews
I had no idea regarding which insurance policy to choose for...Read More
6. Hdfc Ergo Bike Insurance
HighlightsClaim Settlement Ratio 91.23% for FY 2019-20Check in your CityMore than 6,800 Cashless garages24*7 Customer Support AvailableProvides customized corporate plansOffices in 106+ Indian cities
HDFC ERGO General Insurance CompanyRead More
The HDFC ERGO is equipped with a team of expert professionals, who gives round-the-clock assistance to its customers to deal with emergency breakdown issues anytime, anywhere.
Hdfc Ergo Bike Insurance User Reviews
InsuranceDekho is an excellent platform as it helped to get ...Read More
7. Future Generali Bike Insurance
HighlightsClaim settlement ratio 89.40% in FY 2018Check in your CityMore than 2,500 Cashless GaragesISO 9001:2008 certifiedLocated in more than 125 cities of India24*7 Roadside Assistance
Future Generali General Insurance CompanyRead More
Under its roadside assistance add-on cover, the Future Generali Insurance firm tends to offer services like towing facility, scheduling service at the nearest garage, repair of minor technical faults, and so on. These insurer never let its customers stranded on road for long and offer these services 24*7.
Future Generali Bike Insurance User Reviews
Very informative and easy
Very useful information on the website and they also made it...Read More