BMW Bike Insurance

    Bmw Bikes Insurance Price (2018 Premium)

    Bike, the South-Korean automobile giant, is the second largest bike maker in the country
    ModelVariantIDVZero Dep (in INR)Gross Premium (in INR)
    BMW R 1200 RStyle 1252000 NA 24949
    BMW K 1300 RS 2007200 NA 45469
    BMW G 310 RABS 198508 NA 4767
    BMW K 1600 BPro 2296000 NA 51617
    BMW R 1200 GSSTD 1268000 NA 25233
    BMW F 850 GSSTD 1036000 NA 21117
    BMW G 310 GSABS 255992 NA 4658
    BMW S 1000 RRSTD 1480000 NA 28993
    BMW F 750 GSSTD 956000 NA 19698
    BMW K 1300 SK1300S 2145317 NA 40795
    BMW R Nine T ScramblerSTD 1272000 NA 25304
    BMW R NineT RacerSTD 1352000 NA 26722
    BMW S 1000 RSport 1416000 NA 27859
    BMW S 1000 XRSTD 1432000 NA 28142
    BMW R 1200 RSSTD 1244000 NA 24807
    BMW R 1250 GS AdventureSTD 1460000 NA 28637
    BMW R 1200 GS AdventureSTD 1424000 NA 33055
    BMW R 1250 GSSTD 1348000 NA 26651
    BMW K 1600 GTLSTD 2235500 5812 49253
    BMW F650GS 960346 NA 19776
    BMW F700GS 1802724 NA 34717
    BMW R 1200 RTSTD 1468000 NA 28780
    The above-mentioned premiums are suggestive and may change basis terms & conditions

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    Have you made a claim in the previous year?

    Add-ons For Your Bmw Bike Insurance

    • Zero Depreciation
      Zero Depreciation

      Like other assets, the value of your bike also depreciates constantly with time and the liability of this expense by default rests with the policyholder. A zero depreciation add-on protects you against the depreciation expenses incurred by your bike. Thus, if you opt for a zero depreciation cover, depreciation expense of your bike is not deducted from your claim amount at the time of a claim settlement. This add-on is available with comprehensive bike insurance plans as well as standalone bike insurance plans. This is one of the most popular and recommended bike insurance add-on covers.

    • Invoice Protection
      Invoice Protection

      In case of total loss (more than 70% damage) or theft of your bike, the insurance company pays you the Insured Declared Value of your bike as compensation. However, this Insured Declared Value (IDV) is less than the invoice price which you pay at the time of purchasing your bike. The Invoice Protection add-on cover helps you claim the Invoice Price, i.e. total ex-showroom price of your bike plus taxes plus registration charges, of your bike in case of total loss or theft of your bike.

    • NCB Cover
      NCB Cover

      No Claim Bonus is the reward which is given to the policyholder for not making any claim during the policy period. This reward is offered by the insurer in the form of a discount on the own-damage premium of the bike insurance policy at the time of policy renewal. The NCB ranges from 20% to 50% of the own-damage premium depending on the number of claim-free years. However, if you make even a single claim during the policy period this NCB gets lost. But, with the NCB Cover, you can keep your NCB intact even after making a claim during the policy period.

    • Engine Protection Cover
      Engine Protection Cover

      The damages incurred by the engine of the bike are by default not covered under a bike insurance policy. However, if you opt for an Engine Protection Cover, the insurer will be liable to compensate you for damages incurred by the engine of your bike such as damage due to leakage of lubricants, water ingress, hydrostatic lock, damaged gearbox, broken crankshafts or pistons and cylinders. The repair cost of the internal engine parts is often high and can sum up to thousands of rupees or more. Thus, addition of this add-on to your comprehensive or standalone bike insurance policy can save you from these expenses.


    • How long does it take to renew a Bmw bike insurance?

      You can get your bike insurance renewed in just 5 minutes with InsuranceDekho.

    • Which all insurance add-ons should I buy for Bmw bikes?

      The popular insurance add-ons opted with bikes include zero depreciation add-on, consumable cover and NCB (No Claim Bonus) cover among others.

    • From where can I purchase insurance for my Bmw bike?

      You can visit our website, compare all available premium quotes for Bmw bikes and select the one which best suits your requirements. With InsuranceDekho, get policy issued instantly.

    • Which insurer has the best claim settlement ratio for Bmw bikes?

      Acko General Insurance, Bharti AXA General Insurance and ICICI Lombard General Insurance are among the bike insurers who have registered impressive claim settlement ratio for Bmw bikes.

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