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BMW Two Wheelers Insurance

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About BMW

BMW Motorrad is a subsidiary of BMW, a German-based company. The company specializes in manufacturing high-end quality motorbikes. They initially started with manufacturing aircraft engines and afterwards switched towards the production of motorcycles in the year 1923. R32, featuring a flat twin-boxer engine, was the first bike manufactured by BMW Motorrad. The company has been linked with various innovations in the world of automotive. They had set up their business in India in the year 2010, with their headquarters in Gurugram, Haryana and a production plant in Chennai.

A total of 24 motorcycle ranges are offered by BMW India consisting of 17 sports bikes, 2 cruiser bikes, and 5 off road bikes. At present, has an overall 22 dealerships spread in India over 19 cities. Various new technologies such as hydraulic damping, straight travel rear wheel suspension and telescopic forks were used first by the BMW. The present motorcycle range of BMW comprises superbikes to roadster motorcycles, from adventure bikes to modern classics.

Bike Insurance Renewal Process for BMW Bikes

All the policyholders having a bike insurance are required to get their bike insurance renewed on a timely basis in order to continue availing benefits of their bike insurance plan. You can follow the steps mentioned below in order to renew your BMW bike insurance policy on time:

Step 1: Visit InsuranceDekho official website and select the ‘Bike’ tab.

Step 2: Enter the registration number of your BMW bike and select fuel type and variant of your BMW bike. In case you have forgotten or you do not know your registration number then choose’ Don’t know your bike number’ link and select the brand, fuel type, model, registration year etc in order to move forward.

Step 3: Enter the expiry date of your previous bike insurance plan along with the name of your previous insurance company. Moreover, also mention details regarding any claims made by you during the previous policy tenure. Click on the ‘Continue’ option to proceed ahead.

Step 4: Fill in the details regarding your personal information such as name, contact number, duration for which you wish to purchase a bike insurance plan. Afterwards, select the ‘ Submit and Get Quotes’ option.

Step 5: You will get premium bike insurance quotes provided by various insurance companies on the displayed screen. Make a thorough comparison and then select a bike insurance plan that best meets your requirements and budget. Moreover, you can also opt for add-on covers alongside your basic bike insurance policy.

Step 6: Choose the ‘Buy Now’ link after confirming the details mentioned by you prior to initiating the payment process to get your BMW bike insurance plan renewed. The payment can be done by you with the help of various payment gateways such as debit card, credit card, net banking, online wallets, etc. Once the payment is made, you will get your bike insurance document instantly issued and sent to your registered email ID.

Claim Cashless Bike Insurance for BMW Bikes

The best option for any policyholder in order to get their BMW bikes repaired at the top notch garages without paying anything in return is through cashless bike insurance. In order to avail the facility of cashless claim, the policy buyer needs to immediately alert the insurance company about the loss and damage suffered by their motorcycles soon after the accident or mishap. With the help of a cashless claim process, you can get your bike repaired in a swift and hassle free manner without paying any price as in this case, the insurer is liable to bear the cost of repair on behalf of the policyholder.

After any accident or mishap with your bike, with Cashless bike insurance you are refrained from making any payment at the garage for the repair of your insured bike. Other than this, with a cashless claim procedure, you are required to submit lesser documents and go through fewer formalities in comparison to the reimbursement claim process. Here, the surveyor appointed by the insurance company is sent immediately to investigate the damage caused to your BMW bike after the mishap, which ensures complete transparency and speed in the entire process. Best workshops are authorized under the insurance company as their network garages as it lets you in achieving the best repair service for your BMW Bikes.

Bike Insurance Premium for Bmw Bike Variants

The following table shows the complete list of Bmw bike variants with their insurance premium rates.
    Bike ModelVariant of the BikeIDV*Zero Depreciation Price* (INR)Premium* (INR)
    BMW F650GS 960346 NA 19776
    BMW F700GS 1802724 NA 34717
    BMW G 310 GSABS 255992 NA 4658
    BMW G 310 RABS 198508 NA 4767
    BMW R nineTSTD 1424000 NA 28000
    The above-mentioned Bmw Bike Insurance Premiums are suggestive and may change basis the bike's MMV, RTO location, claims history, policy type, etc.

    Calculate BMW Two Wheeler Insurance

    Select your bike's brand
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    Which city is your bike registered in?
    • Ahmedabad
    • Bangalore
    • Chandigarh
    • Chennai
    • Gurgaon
    When did you buy your bike?
    Have you made a claim in the previous year?

    Bmw Bike Insurance User Reviews

    What users are saying

    BMW Bike Insurance

    • How long does it take to renew a Bmw bike insurance?

      You can get your bike insurance renewed in just 5 minutes with InsuranceDekho.

    • Which all insurance add-ons should I buy for Bmw bikes?

      The popular insurance add-ons opted with bikes include zero depreciation add-on, consumable cover and NCB (No Claim Bonus) cover among others.

    • From where can I purchase insurance for my Bmw bike?

      You can visit our website, compare all available premium quotes for Bmw bikes and select the one which best suits your requirements. With InsuranceDekho, get policy issued instantly.

    • Which insurer has the best claim settlement ratio for Bmw bikes?

      Acko General Insurance, Bharti AXA General Insurance and ICICI Lombard General Insurance are among the bike insurers who have registered impressive claim settlement ratio for Bmw bikes.

    • Which insurance add-ons should I buy for my BMW bike?

      The most commonly opted add-ons along with the basic bike insurance plans include consumable cover, zero depreciation cover and NO claim bonus cover amongst the other add on covers available.

    • How can I buy the bike insurance policy online for my BMW bike?

      You can purchase a bike insurance policy for your BMW bike in the least possible time with InsuranceDekho. The platform lets you make comparisons of various different bike insurance plans offered by different bike insurance companies for your BMW bikes. You can select the most optimum plan based upon your budget and requirements after doing a thorough comparison of all the bike insurance plans.

    • Can I add a zero depreciation add-on cover in my BMW bike insurance policy?

      Yes, as a policyholder you can include a zero depreciation add-on cover in your BMW bike insurance plan which you have purchased to insure your BMW bike. This can be done by paying an extra premium amount along with the premium for basic bike insurance plans.

    • What entries should I make on the premium calculator to get the premium of your BMW bike insurance plan?

      In order to get the correct premium and insured declared value(IDV) for your BMW bike insurance plan, you are required to enter details on the premium calculator like brand of the bike, variant of the bike, bikes’ fuel type, registration city and purchase year of the bike, etc.

    • Whom should I contact for queries related to BMW bike insurance plans?

      For any assistance related to your bike insurance for your BMW bike you can contact the customer support team of InsuranceDekho. You can call them at 755-1196-989 between 10 am-7 pm on all 7 days of the week or you can also write to them at

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    #Applicable on non-inspection cases i.e. existing policy has not expired or when buying a policy for a new vehicle.