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Future Generali Flexi Online Term Insurance Eligibility

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Highlights
Claim Settlement Ratio94.86%
Customer Care8:00 AM to 8:00 PM
Death Benefit Paid For3,225 Policies
Inception2006
Presence232 branches
Total Death Benefit PaidRs. 44.90 Crore

Future Generali Flexi Online Term Plan Features

Some of the prime features of the plan are:

  • Online Policy: The policy is available online and can be purchased within the comforts of your home, irrespective of the time.
  • Flexible: The policy comes with the flexible option with regards to death benefit. The policyholder has the freedom to choose between lump sum benefit and monthly payout.
  • Coverage Options: While under the basic life cover, one gets the death benefit as a lump sum amount. Talking about Income Protection Option, one can opt for fixed income protection or increasing income protection to receive their sum assured in a specific manner.
  • High Sum Assured Discount: The policy provides a high sum assured discount by reducing the premium rates.
  • Lower Premium Rates for Women: The policy comes at a lower premium rate range for women.

Future Generali Flexi Online Term Plan Eligibility Criteria

The eligibility criteria for Future Generali Flexi Online Term is as follows:

PARAMETER

LIMITS

Minimum age at entry

18 years (Last Birthday)

Maximum age at entry

55 years (Last Birthday)

Maximum age at maturity

75 years (Last Birthday)

Policy Term

10 years to 75 years (in multiple of 5 years)

Minimum Basic Sum Assured

Rs. 25,000

Maximum Basic Sum Assured

No limit (subject to board approved underwriting)

Premium Paying Term

Equal to policy term for all options

Premium Paying Frequency

Annual and monthly

Key Inclusions and Exclusions of the Plan

What's Included

  • Death benefit
  • Flexible plan options
  • High sum assured discount
  • Additional rider
  • Tax benefits

What's Not Included

  • Death due to suicide within 12 months
  • Committing a criminal offense
  • Use of intoxicating drugs, alcohol, solvent, etc.
  • Nuclear contamination
  • Participation in hazardous activities

Future Generali Flexi Online Term Plan Brochure

  • 487.71 KB
  • PDF Document
  • Aug 25, 2021

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