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Aditya Birla DigiShield Term Insurance Eligibility

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Highlights
Claim Settlement Ratio98.04%
Customer Care10:00 AM to 7:00 PM
Death Benefit Paid For5,035 Policies
Inception2001
Presence386 offices
Total Death Benefit PaidRs. 342.89 Crore

Aditya Birla Sun Life Insurance DigiShield Features

ABSLI DigiShield plan offers flexibility to customise the plan according to your requirements. Here are some key features of ABSLI DigiShield plan:

  • This plan offers flexibility to customise the term plan.
  • Multiple plan options to choose from
  • ABSLI DigiShield plan offers Return of Premium plan option to safeguard your savings.
  • This plan has in-built terminal illness cover.
  • Under this plan Accelerated Critical Benefit option is also offered which covers 42 specific critical illnesses.
  • This plan offers comprehensive coverage till 100 years of age.
  • Under this plan the nominee can choose to receive the death benefit as lump sum or regular payments to replace monthly income or part lump sum and part regular payments.
  • You also have the option to cover your spouse under the same insurance policy with the Joint Life Cover option.

Aditya Birla Sun Life Insurance DigiShield Eligibility Criteria

Below mentioned is the eligibility criteria for ABSLI DigiShield plan:

Eligibility Criteria for ABSLI DigiShield Plan

Parameters

Plan Option 1,2,6 and 7

Plan Option 3

Plan Option 4 and 5

Plan Option 8

Plan Option 9

Plan Option 10

Minimum Entry Age

18 Years

18 Years

45 Years

18 Years

18 Years

18 Years

Maximum Entry Age

65 Years

65 Years

65 Years

65 Years

50 Years

65 Years

Maximum Maturity Age

85 Years

85 Years

100 Years

69 Years

85 Years

85 Years

Minimum Policy Term

Single Pay - 5 years

Regular Pay - Premium Paying Term plus 5 years

5/7/10/12/15/20 Pay - 10 Years

Single Pay/ 5 Pay - 11 years

Regular Pay - Premium Paying Term plus 5 years

7/10/12/15/20 Pay - 11 Years

Single Pay and 5 pay - 100 minus Entry age

Single/Regular Pay - 1 year

70 minus Entry age

Regular Pay - 10 years

Maximum Policy Term


55 Years

100 minus Entry age

4 Years


55 Years

Premium Payment Term

Single Pay, Regular Pay or 5/7/10/12/15/20 Pay

Single Pay and 5 pay

Single/Regular Pay

Single Pay,

Regular Pay or 5/7/10/12/15/20 Pay

Regular Pay

Minimum Sum Assured

INR 30,00,000

INR 1,00,00

INR 30,00,000

Maximum Sum Assured

No Limit

INR 20,00,000

No Limit

Key Inclusions and Exclusions of the Plan

What's Included

  • Provide death benefits to the family of policyholders
  • Critical illness coverage for a list of 37 listed illnesses
  • The insurance plan offers life coverage up to 75 years
  • Policyholders are paid with the flexible pay-out options
  • Special premium rates for female and non-tobacco users.

What's Not Included

  • Intentional self-inflicted injury or suicide attempt
  • Policyholder under the influence of drugs or alcohol
  • The insured person committing any type of criminal offense
  • Injuries resulting from war, invasion, the act of foreign enemy
  • Death or injuries due to war, civil war, terrorist activity, etc.

Aditya Birla DigiShield Plan Brochure

  • 1.62 MB
  • PDF Document
  • Jun 23, 2021

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