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Aditya Birla DigiShield Term Insurance Eligibility

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Highlights
Claim Settlement Ratio98.04%
Customer Care10:00 AM to 7:00 PM
Death Benefit Paid For5,035 Policies
Inception2001
Presence386 offices
Total Death Benefit PaidRs. 342.89 Crore

Aditya Birla Sun Life Insurance DigiShield Features

ABSLI DigiShield plan offers flexibility to customise the plan according to your requirements. Here are some key features of ABSLI DigiShield plan:

  • This plan offers flexibility to customise the term plan.
  • Multiple plan options to choose from
  • ABSLI DigiShield plan offers Return of Premium plan option to safeguard your savings.
  • This plan has in-built terminal illness cover.
  • Under this plan Accelerated Critical Benefit option is also offered which covers 42 specific critical illnesses.
  • This plan offers comprehensive coverage till 100 years of age.
  • Under this plan the nominee can choose to receive the death benefit as lump sum or regular payments to replace monthly income or part lump sum and part regular payments.
  • You also have the option to cover your spouse under the same insurance policy with the Joint Life Cover option.

Aditya Birla Sun Life Insurance DigiShield Eligibility Criteria

Below mentioned is the eligibility criteria for ABSLI DigiShield plan:

Eligibility Criteria for ABSLI DigiShield Plan

Parameters

Plan Option 1,2,6 and 7

Plan Option 3

Plan Option 4 and 5

Plan Option 8

Plan Option 9

Plan Option 10

Minimum Entry Age

18 Years

18 Years

45 Years

18 Years

18 Years

18 Years

Maximum Entry Age

65 Years

65 Years

65 Years

65 Years

50 Years

65 Years

Maximum Maturity Age

85 Years

85 Years

100 Years

69 Years

85 Years

85 Years

Minimum Policy Term

Single Pay - 5 years

Regular Pay - Premium Paying Term plus 5 years

5/7/10/12/15/20 Pay - 10 Years

Single Pay/ 5 Pay - 11 years

Regular Pay - Premium Paying Term plus 5 years

7/10/12/15/20 Pay - 11 Years

Single Pay and 5 pay - 100 minus Entry age

Single/Regular Pay - 1 year

70 minus Entry age

Regular Pay - 10 years

Maximum Policy Term


55 Years

100 minus Entry age

4 Years


55 Years

Premium Payment Term

Single Pay, Regular Pay or 5/7/10/12/15/20 Pay

Single Pay and 5 pay

Single/Regular Pay

Single Pay,

Regular Pay or 5/7/10/12/15/20 Pay

Regular Pay

Minimum Sum Assured

INR 30,00,000

INR 1,00,00

INR 30,00,000

Maximum Sum Assured

No Limit

INR 20,00,000

No Limit

Key Inclusions and Exclusions of the Plan

What's Included

  • Provide death benefits to the family of policyholders
  • Critical illness coverage for a list of 37 listed illnesses
  • The insurance plan offers life coverage up to 75 years
  • Policyholders are paid with the flexible pay-out options
  • Special premium rates for female and non-tobacco users.

What's Not Included

  • Intentional self-inflicted injury or suicide attempt
  • Policyholder under the influence of drugs or alcohol
  • The insured person committing any type of criminal offense
  • Injuries resulting from war, invasion, the act of foreign enemy
  • Death or injuries due to war, civil war, terrorist activity, etc.

Aditya Birla DigiShield Plan Brochure

  • 1.62 MB
  • PDF Document
  • Jun 23, 2021

DigiShield Plan Reviews

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What users are saying
  • All
  • Affordable Premiums

    InsuranceDekho offers competitive premium rates for the Aditya Birla Sun Term Insurance- DigiShield Plan. I was able to find a policy that fits my budget without compromising on coverage.

    M
    By Meenal Baisla
    On: Sep 25, 2023
  • Online Payment Convenience

    I could easily make the premium payment online for my Aditya Birla Sun Term Insurance- DigiShield Plan with InsuranceDekho. This makes it convenient to keep your term insurance policy active without any hassles.

    J
    By Jia Gogia
    On: Sep 11, 2023
  • No Hidden Charges or Surprises

    With InsuranceDekho, there were no hidden charges or unexpected surprises during the entire buying of the Aditya Birla Sun Term Insurance- DigiShield Plan and even during the claim process.

    J
    By Jagrati Manglani
    On: Jul 21, 2023
  • Renewing Plans Was Easy

    Last year I bought the Aditya Birla Sun Term Insurance- DigiShield Plan from InsuranceDekho. A year back I was impressed while purchasing the plan from their website and now I am amazed at their renewal policy. The company helped me renew my term insurance plan without any effort through online mode. Indeed, I am impressed by the services of the company. 

    M
    By Mihika Pathak
    On: Jul 07, 2023
  • The plan offers a guaranteed r...

    I would recommend others to buy the Aditya Birla Sun Term Insurance- DigiShield Plan from InsuranceDekho as the plan offers guaranteed returns. At a very affordable price, I was able to enjoy a lot of benefits from the policy.

    V
    By Vasu Tiwari
    On: Jul 04, 2023

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