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SBI Hospital Daily Cash Health Insurance User Reviews

381 reviews Rate This
SBI
Highlights
Claim SettlementDedicated Team
Claim Settlement Ratio66.08%
COVID-19 CoverYes
Network Hospitals6,000+
Policies Sold7,56,443
RenewabilityLifelong

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Rating of Hospital Daily Cash
4.6
Based on
29 User reviews

  • Recently purchased

    First of all, insurancedekho team thank you so much for introducing me to this plan. It is because of this policy that i have enhanced coverage at less premium rate. I would like to recommend this plan to all who are looking for a plan that covers additional costs like food, travel, and other expenses that other basic plans do not cover.  

    A
    Amit Singh Chandel
    On: Jan 03, 2020

  • Great benefit plan

    I have bought this plan for handling additional expenses. I will get a daily cash benefit for each day of hospitalisation that i will be able to spend on various miscellaneous expenses like travel, food, and others. Honestly, this policy has been a great relief for me. I will thank insurancedekho team for recommending it to me.  

    S
    Sugandha
    On: Dec 27, 2019

  • Hospital daily cash was much required

    I was looking for a way to get all my additional expenses covered. Luckily, i got in touch with insurancedekho experts and they told me about this plan. I am happy that i listened to their advice and chose this plan. Now i am covered for all extra expenses other than hospitalisation. Thanks insurancedekho for your support!  

    G
    Gaurav Mohan
    On: Dec 16, 2019

  • Thanks sbi for understanding needs

    I am so grateful to sbi for providing such a good plan. This plan is kind of an added protection and provision for the expenses that generally basic health insurance plans do not cover. With the help of this plan, additional expenses like travel, food, etc., can be covered. I will give this plan 9 out of 10.

    S
    Sujal Singh
    On: Dec 11, 2019

  • Hospital daily cash by sbi is ideal

    I chose this policy because it secures me with added protection. Hospital daily cash by sbi has provision for covering expenses that are generally not covered under basic health insurance policies. So, i am satisfied that my additional expenses like travel, food, etc., will be covered without me spending my savings at all.

    R
    Ravi Kapoor
    On: Dec 04, 2019
    • Must BuyMust Buy

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  • Hospital daily cash is perfect for me

    I was in search of this plan for a very long time. Grateful to insurancedekho that i got this plan. This plan comes with a fixed benefit for each day, enhanced coverage, and also covers additional expenses that are generally not covered under regular health insurance policies. This plan is the best purchase for me and i would suggest it to others as well. 

    M
    Manoj Agarwal
    On: Nov 28, 2019

  • Good plan covering extra expenses

    This is my first time buying a plan that covers for additional expenses. I must give credit to insurancedekho guys for suggesting this plan to me. This plan comes with daily cash benefit for per day or hospitalisation, per day of accidental hospitalisation, and per day of ICU hospitalisation. Also, there is a fixed sum for convalescence expenses. 

    K
    Komal Bhatnagar
    On: Nov 28, 2019

  • Good plan to choose for extra expenses

    I had a health insurance plan. But, i did not find it to be enough. After i bought this plan, i am covered for various expenses like food, travel, and others that other basic health plans do not cover. I am happy and satisfied with the wide cover i have now. 

    D
    Dattatray Rathod
    On: Nov 19, 2019

  • Hospital daily cash is a superb plan

    I have purchased this plan around 6 months back. Must say that i have made the perfect decision to take care of extra expenses. Under this affordable plan i will receive a fixed benefit for each day of hospitalisation irrespective of the actual medical cost.

    C
    Chander Mohan
    On: Nov 19, 2019

  • Best help for me

    I am new to health insurance and bought this and another plan by SBI for the first time. I chose it because it cover all my expenses like food, travel, etc., which my other policies won’t. What’s best is that i didn’t have to pay a huge amount.

    A
    Ajay
    On: Nov 06, 2019

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FAQs

  • Why should I invest in health insurance policy from SBI General Insurance?

    SBI General Insurance is a great option to buy a health insurance policy. The insurer not only ensures financial protection of an individual, but an entire family and provides them with the much-desired peace of mind. By investing in SBI General health insurance policy, you can benefit from wide health coverage, direct & hassle-free claim settlement, lifetime policy renewal and numerous other benefits. Overall, you won’t be disappointed with SBI General Health Insurance in any which way.

     

  • How can I buy and apply for SBI General health insurance policy?

    SBI General health insurance policy is easy to apply and buy online. You can either visit the official website of SBI General Insurance or InsuranceDekho to apply and purchase the SBI General's health insurance policy that suits your specific needs the best.

     

  • Which health insurance policies does SBI General Insurance provide?

    SBI General Insurance, under its health insurance category, offers Arogya Premier Policy, Arogya Plus Policy, Arogya Top Up Policy, Group Health Insurance Policy, Critical Illness Insurance Policy, and Hospital Daily Cash.  

  • Does SBI General Insurance provide critical illness cover?

    Yes! SBI General Insurance provides critical illness cover for 13 critical illnesses under its Critical Illness Insurance Policy.

  • What is the Claim Settlement Ratio of SBI General Insurance?

    The Claim Settlement Ratio of SBI General Insurance for the Financial Year 2019-20 is 66.08%. 

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Claim Process at SBI Health Insurance

  • Network Hospital
  • Non-Network Hospital
  • 1

    Claim Assistance

    For any assistance or query, call InsuranceDekho at the toll-free number 755 1196 989.
  • 2

    Claim Intimation

    Emergency hospitalisation needs intimation as soon as it occurs and for planned hospitalisation intimate as soon as it occurs prior to admission.
  • 3

    Claim Processing

    Fill in the pre-authorisation form and hand it over to hospital's insurance/TPA desk to initiate claim request.
  • 4

    Claim Settlement

    Once your request is approved, claim is settled. If not approved, claim for reimbursement after discharge.
  • 1

    Claim Assistance

    For any assistance or query, call InsuranceDekho at the toll-free number 755 1196 989.
  • 2

    Claim Intimation

    Emergency hospitalisation needs intimation as soon as it occurs and for planned hospitalisation intimate as soon as it occurs prior to admission.
  • 3

    Claim Processing

    Submit claim form with original documents such as doctor’s reports, hospital bills, diagnostic tests, etc.
  • 4

    Claim Settlement

    Once your request for reimbursement of expenses is approved, the claim will be settled.

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