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Family Health Insurance Plans: Compare & Buy The Best Plan

Published On Aug 30, 2022

There is no amount of protection you can provide for your loved ones that are too great. You put additional effort into it all, whether it is making sure your kids receive the greatest schooling possible or caring for your elderly parents and loyal spouse. For this reason, you must never compromise for anything other than the finest when it refers to protecting your loved ones. A medical insurance policy for a family seems different from others among the other healthcare options in the industry. 

Family Health Insurance Plans: Compare & Buy The Best Plan

List Of The Top Health Insurance Policies For A Family In 2022 In India

Let's have a glance at the top family policies for health insurance available in India.

  • Optima Restore By HDFC Ergo Health

One of the most popular medical insurance plans provided by HDFC Health insurance is this Optima plan.  The insurance provides both personal and coverage for your family to those whose ages lie between 3 months to sixty-five years. The insurance offers three outstanding advantages: stay active, restore, and multiplier. The stay active advantage compensates you for leading a healthy lifestyle, while the multiplier advantage gives you a hundred percent boost in the insured sum after two years without filing a claim. The restore advantage also gives a hundred percent of the insured sum if you utilise it entirely or in part.

  • Activ Health Enhanced Policy By Aditya Birla

Among the top insurance providers in India that provide special policies for the family is Aditya Birla. The policy offers choices for sums assured ranging from Rs. 2,00,000 to Rs.2,00,00,000. Various coverage is the benefits covered by the plan. A plan of family floater also extends coverage to up to nine people, which adds to the benefits. Additionally, there is no maximum age in the policy, but the least age is 3 months.

  • Optima Star Family Health

This family Medical Optima is a great budget medical insurance plan that offers both personal and group coverage for those whose ages lie from 16 days to 65 years. This plan offers cheap coverage for you, your partner, and people with kids. You can select the sum covered from the plan's broad variety of possibilities between Rs. 3,00,000 to Rs. 25,00,000 based on your needs and expense range. You receive a number of advantages from the policy, including coverage for child care expenditures and in-patient hospitalisation costs.

  • Insurance By Max Bupa Health Companion

In order to assure complete coverage, Max Bupa medical insurance provides a special family plan at a reasonable price. The company provides an insurance plan with options for a sum insured in the range of Rs. 1,00,000 to Rs. 1,00,00,000. It enables policyholders to receive top-notch medical care in hospitals that are in the network. In-patient expenses, before hospitalisation, and other services are a few of the advantages provided by the plan. The finest health insurance for families in India is this one since it focuses on meeting client coverage requirements.

  • Medical Insurance Policy By IFFCO Tokio 

A provider of medical insurance called IFFCO-Tokio offers a variety of family-friendly policies to guarantee complete protection. Choices for the policy's sum insured range from Rs. 1,50,000 to Rs. 30,00,000. The plan's benefits include paying for 160 childcare operations, health examinations, etc. In addition, the plan offers a daily stipend depending on the total insured sum amount, capped at a maximum of Thousand Rupees each day. Buyers can purchase a policy online by going straight to the provider's official site. For policy bearers up to the age of 60, health checkups are not covered by the plan.


You might discover that a policy for the family is surprisingly affordable and simple to operate if you compare medical insurance policies in India. It helps ease your concerns, offers the greatest advantages to just about every member of the family, and offers you the serenity you need to move on. The time is now to invest in health insurance for your family, so ensure that you get a good plan immediately.

Also Read: 

Everything About The Need To Buy A Health Insurance Plan For Kids

Do Health Insurance Cover Dental Surgeries?


This article is issued in the general public interest and meant for general information purposes only. Readers are advised not to rely on the contents of the article as conclusive in nature and should research further or consult an expert in this regard.

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