Bajaj Allianz Premium Personal Guard Health Insurance Wordings

Under Premium Personal Guard, you can easily get your dependent children covered, provided they belong to the age range of 5 years to 21 years.

The sum insured range under Premium Personal Guard policy starts from Rs. 10 Lakh and goes up to Rs. 25 Lakh. 

Premium Personal Guard policy is available for Risk Class - I, comprising Accountants, Doctors, Lawyers, Architects, Administrative/Managing Functions, Teachers and Occupations like such. 

Premium Personal Guard is an annual policy.

Lifetime renewal benefit for Premium Personal Guard is available under normal circumstances, provided that there are no cases of fraud, misrepresentation or moral hazard.

Death, Permanent Total Disability (PTD), Permanent Partial Disability (PPD), Temporary Total Disability (TTD), Transportation of Mortal Remains, Children's Education Bonus, and Cumulative Bonus are the prime elements covered under Premium Personal Guard apart from add-on covers. 

Under Premium Personal Guard, the add-ons for which you get covered include Hospital Confinement Allowance and Accidental Hospitalization Expenses.

Yes! An insured is applicable for cumulative bonus of 10% of sum insured for every claim free year. Note that the maximum cumulative bonus is 50% of sum insured, up to 5 claim free years.

Yes! If you want to buy Premium Personal Guard, you can visit the official website of Bajaj Allianz. If interested, you can also get in touch with InsuranceDekho experts at 1800 1205 698 to gain detailed information.