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Bajaj Allianz Health Guard Family Floater Insurance User Reviews

291 reviews Rate This
Bajaj Allianz
Highlights
Claim Settlement Ratio92.24%
Network Hospitals7,000+
Pre-existing Disease Waiting Period2 years
Starting Premium for Rs. 5 lakhs SIRs. 364/month

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Rating of Health Guard Family Floater
4.4
Based on
25 User reviews

  • Genuine Insurance Platform

    I recently bought the Bajaj Allianz- Health Guard Family Floater from an online platform, InsuranceDekho. Though I wasn’t sure to buy insurance online, however, I bought it and now am grateful for my decision. Among a variety of health plans listed on their website, it was very convenient to compare and pick the best as per my requirements. Indeed, online is turning the wheels of shopping insurance plans. 

    S
    Shushank Bahadur
    On: Jul 11, 2023

  • Details on AYUSH Health Insurance

    I have been an Ayurveda enthusiast and I prefer ayurvedic treatment more than any other health treatments. When I landed on InsuranceDekho and checked the importance of having Ayush Health Insurance plan, there was no looking back. I bought Bajaj Allianz Health Guard Policy. 

    A
    Avinash Gupta
    On: Mar 04, 2021

  • Nice coverage even at low premium

    My past experience of health insurance was very bad. But this time i had the support of insurancedekho team for buying a good plan. So, now i have this plan with me that provides my family complete health insurance at low premium rates. Thanks insurancedekho team for so much support.

    H
    Hanit Grover
    On: Feb 24, 2020

  • Great cover

    Health Guard Family Floater Plan is my second purchase of health insurance with bajaj allianz. This is a comprehensive every family should buy to take care of their financial issues. The features i really liked are Bariatric surgery cover, Ayurvedic and Homeopathic hospitalisation cover, 10% cumulative bonus benefit, discount of up to 20% for co-payment option and others. 

    G
    Guru Tej Singh
    On: Feb 11, 2020

  • Nice policy for family purpose

    Bajaj allianz always comes up with the best policies. This one, Health Guard Family Floater is a complete policy for family people. You buy this for full family and that too at less premium cost. The benefits one gets covered for are many. The good thing is that it covers road ambulance expenses also.  

    S
    Sahib Arora
    On: Feb 03, 2020
    • Must BuyMust Buy

    Why to Buy Health Insurance Policy Online from InsuranceDekho

    • Tax benefit upto 75,000*
    • Claim support everyday 10AM-7PM
    • 66 Lacs+ happy customers

  • Single policy for full family

    InsuranceDekho team, thanks that you gave me the suggestion of purchasing this policy. I am satisfied to buy this family policy and cover my self, wife and three kids. I recommend this plan to others as it covers for Ayurvedic and Homeopathic hospitalisation, bariatric surgery cover, discount of up to 20% for co-payment option, more.

    H
    Harpreet Singh
    On: Jan 16, 2020

  • Best plan for illness or accident cover

    Health Guard Family Floater Plan is my first time investment with bajaj allianz. This comprehensive plan has covered me for a lot of benefits including Ayurvedic and Homeopathic hospitalisation, Bariatric surgery cover, 10% cumulative bonus benefit for every claim free year up to 100%, up to 20% discount for co-payment option, and more. 

    A
    Anjali Gupta
    On: Dec 27, 2019

  • Excellent plan with fine features

    I am really happy with this new plan that i have recently purchase. Features like ayurvedic and homeopathic hospitalisation cover, bariatric surgery cover, 10% cumulative bonus benefit, discount of up to 20% for co-payment option, and others are really superb. The premium cost for this plan is really low. From my side, i recommend this policy to everyone.

    A
    Amol Kapoor
    On: Dec 19, 2019

  • Health Guard Family Floater is just perfect for me

    I have purchased this plan only a week back. I am extremely satisfied that i went for this cover as i am getting a very comprehensive plan at low premium rates. I have opted for its Health Guard Gold Plan that has many sum insured options. I am happy that finally my family is covered for health insurance.  

    R
    Rashmi Pant
    On: Dec 13, 2019

  • Very affordable plan

    Had it not been for insurancedekho, i would not have been able to find such a good plan. I am happy that i have my family covered of high medical expenses at such a less premium cost. Benefits that are covered include pre & post hospitalisation, ambulance expenses,, convalescence benefit, day care treatment and many others. 

    A
    Akshat Garg
    On: Dec 13, 2019

5639 Bajaj Allianz Cashless Network Hospitals in India

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FAQs

  • How to buy and apply for Bajaj Allianz Health policy?

    You can buy and apply for any Bajaj Allianz Health Insurance Policy online from the official website of Bajaj Allianz Health Insurance at www.bajajallianz.com or through online broker’s website like insurancedekho.com.

  • Why should I buy a Bajaj Allianz Health Insurance Policy?

    Bajaj Allianz provides a wide range of features and benefits to its customers. Some of them are- 1. Peace of mind: It keeps your family financially protected against unforeseen health care expenses. 2. Get the best medical care: The health insurance plans enable you to get treatment from the best hospitals and doctors. 3. Cashless settlement: You can get cashless treatment at any of the network hospitals after informing the company. 4. Hassle-free claims: Bajaj Allianz has a hassle-free claim process. You can benefit from the following: a. 24x7 on-call support. b. An in-house Health Administration Team to ensure a quick claim settlement process. c. Cashless settlements in under one hour. d. One of the highest claims settlement ratios among health insurance providers in India. e. Health CDC benefit: Quick claim settlement through the app. 5. Comprehensive coverage: Affordable health insurance policies that cover you and your family against medical expenses, critical illnesses, and accidents. 6. Affordable plans: Maximum coverage at a price that is easy on the pocket. 7. Preventive care: Free medical check-ups once every three claim-free years. 8. Ease of transaction: Buy or renew your policy in just a few clicks online.

  • What is covered under hospitalisation in Bajaj Allianz Health Insurance?

    Following things are covered under hospitalisation in Bajaj Allianz Health Insurance: 1. Room rent 2. Doctor’s fee 3. Nursing expenses 4. ICU charges 5. Operation theatre 6. Diagnostics 7. Medicines

  • What are the benefits provided by Bajaj Allianz Health Insurance?

    People choose Bajaj Allianz health insurance because it provides them: 1. Cashless treatment at 6,000+ network hospitals 2. Tax saving benefit under Sec 80D 3. Claim settlement in an hour (terms and conditions applied) 4. In-house health administration team

  • What is the toll-free customer care number of Bajaj Allianz Health Insurance?

    The toll-free number of Bajaj Allianz Health Insurance is 1800-209-5858.

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Claim Process at Bajaj Allianz Health Insurance

  • Network Hospital
  • Non-Network Hospital
  • 1

    Claim Assistance

    For any assistance or query, call InsuranceDekho at the toll-free number 755 1196 989.
  • 2

    Claim Intimation

    Emergency hospitalisation needs intimation as soon as it occurs and for planned hospitalisation intimate as soon as it occurs prior to admission.
  • 3

    Claim Processing

    Fill in the pre-authorisation form and hand it over to hospital's insurance/TPA desk to initiate claim request.
  • 4

    Claim Settlement

    Once your request is approved, claim is settled. If not approved, claim for reimbursement after discharge.
  • 1

    Claim Assistance

    For any assistance or query, call InsuranceDekho at the toll-free number 755 1196 989.
  • 2

    Claim Intimation

    Emergency hospitalisation needs intimation as soon as it occurs and for planned hospitalisation intimate as soon as it occurs prior to admission.
  • 3

    Claim Processing

    Submit claim form with original documents such as doctor’s reports, hospital bills, diagnostic tests, etc.
  • 4

    Claim Settlement

    Once your request for reimbursement of expenses is approved, the claim will be settled.

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