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Bajaj Allianz Health Ensure Insurance User Reviews

288 reviews Rate This
Bajaj Allianz
Claim Settlement Ratio92.24%
Network Hospitals7,000+
Starting Premium for Rs. 5 lakhs SIRs. 364/month
Pre-existing Disease Waiting Period2 years

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Rating of Health Ensure
Based on
23 User reviews
  • Good plan for family coverage

    I have recently bought health ensure plan on family floater basis. Glad that it is covering my wife, kids, siblings, and parents at low premium rate. With this plan my financial concerns have lessened as it is covering us for inpatient treatment, pre & post hospitalisation, day care, ayurvedic as well as homeopathic treatment and more.

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    Manu Mittal
    On: Feb 26, 2020
  • Health ensure is superb!

    Let me tell you that it is a very much affordable cover by bajaj. I have bought it around 10 days back and feel it was a smart investment. For a low premium price, i have gained cover for multiple features like pre & post hospitalisation, day care procedures, ayurvedic & homeopathic treatment, etc. 

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    On: Feb 18, 2020
  • Simple plan with good benefits

    This plan had been of very much help for me. It has solved my problem of covering parents and parents-in-law together. Best feature according to me is no exit age. It is renewable for life and comes with a less premium amount. It offers preventive health check-up and Ayurvedic or homeopathic hospitalisation costs.

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    Anil Srivastava
    On: Feb 14, 2020
  • Affordable health insurance

    I was looking for a good plan covering hospitalisation for illness or injury. Luckily, i found this health ensure plan. According to me, it is a good product by bajaj. The premium is affordable. The coverage is wide. There is no exit age under this policy. Best thing is that you can include siblings, grandparents, and more under it.

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    Dhiraj Kumar
    On: Feb 03, 2020
  • Nice cover by bajaj

    I bought this plan of the suggestion of my relative. The buying process was very easy for me. All thanks to insurancedekho team, i did not have to worry about expenses and other services. I will recommend this policy to all who want extensive cover without spending too much on premium.

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    Devendra Singh
    On: Jan 31, 2020
  • Must BuyMust Buy

    Why to Buy Health Insurance Policy Online from InsuranceDekho

    • Tax benefit upto 75,000*
    • Claim support everyday 10AM-7PM
    • 50 Lacs+ happy customers
  • A really comprehensive policy

    I have a new customer of this policy. Under this, i have my spouse, parents, and even grandparents covered at a low premium rate. The coverage benefits that i have got include inpatient hospitalisation, day care procedures, preventive health checkup, Ayurvedic and homeopathic costs, and more.  

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    On: Jan 16, 2020
  • Low premium, high cover

    Thanks InsuranceDekho for helping me with this policy. I finally have a high cover, low premium coverage that secures my family completely. I recommend it to all because you get covers like inpatient hospitalisation, pre & post hospitalisation, day care procedures, and so much more at such less price.

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    Chandresh Paul
    On: Jan 02, 2020
  • Comprehensive benefits

    I have taken this policy on family floater basis. This plan has given me cover for ayurvedic & homoeopathic treatment, which i was looking for. Let me tell you that premium is affordable. Another good feature is that it covers preventive health check-up as well. Highly recommended!

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    Karan Malik
    On: Dec 20, 2019
  • Bajaj allianz never fails to impress

    It has been a few days since i purchased this plan. To everyone reading my review, i would suggest you to go for this policy without any doubt. Lifelong renewability, full series of features, many benefits like tax benefits, cumulative bonus, long-term policy discount, no medical examination for those up to age of 55 years are what make health ensure worth it for everyone. Highly recommended from my side. 

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    Ruchit Gupta
    On: Dec 05, 2019
  • Finally a good cover for big family

    I can say this without any doubt that health ensure is one of the best plans for people looking for family coverage. I took this cover because of this particular feature and other benefits. Now, i have multiple family members covered under low premium amount. What's great is that i wanted preventive health checkup and got it under this policy.

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    Veena Tripathi
    On: Dec 04, 2019

2353 Bajaj Allianz Cashless Network Hospitals in India

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FAQ About Bajaj Allianz Health Insurance

  • How to buy and apply for Bajaj Allianz Health policy?

    You can buy and apply for any Bajaj Allianz Health Insurance Policy online from the official website of Bajaj Allianz Health Insurance at or through online broker’s website like

  • Why should I buy a Bajaj Allianz Health Insurance Policy?

    Bajaj Allianz provides a wide range of features and benefits to its customers. Some of them are- 1. Peace of mind: It keeps your family financially protected against unforeseen health care expenses. 2. Get the best medical care: The health insurance plans enable you to get treatment from the best hospitals and doctors. 3. Cashless settlement: You can get cashless treatment at any of the network hospitals after informing the company. 4. Hassle-free claims: Bajaj Allianz has a hassle-free claim process. You can benefit from the following: a. 24x7 on-call support. b. An in-house Health Administration Team to ensure a quick claim settlement process. c. Cashless settlements in under one hour. d. One of the highest claims settlement ratios among health insurance providers in India. e. Health CDC benefit: Quick claim settlement through the app. 5. Comprehensive coverage: Affordable health insurance policies that cover you and your family against medical expenses, critical illnesses, and accidents. 6. Affordable plans: Maximum coverage at a price that is easy on the pocket. 7. Preventive care: Free medical check-ups once every three claim-free years. 8. Ease of transaction: Buy or renew your policy in just a few clicks online.

  • What is covered under hospitalisation in Bajaj Allianz Health Insurance?

    Following things are covered under hospitalisation in Bajaj Allianz Health Insurance: 1. Room rent 2. Doctor’s fee 3. Nursing expenses 4. ICU charges 5. Operation theatre 6. Diagnostics 7. Medicines

  • What are the benefits provided by Bajaj Allianz Health Insurance?

    People choose Bajaj Allianz health insurance because it provides them: 1. Cashless treatment at 6,000+ network hospitals 2. Tax saving benefit under Sec 80D 3. Claim settlement in an hour (terms and conditions applied) 4. In-house health administration team

  • What is the toll-free customer care number of Bajaj Allianz Health Insurance?

    The toll-free number of Bajaj Allianz Health Insurance is 1800-209-5858.

Claim Process at Bajaj Allianz Health Insurance

  • Network Hospital
  • Non-Network Hospital
  • 1

    Claim Assistance

    For any assistance or query, call InsuranceDekho at the toll-free number 755 1196 989.
  • 2

    Claim Intimation

    Emergency hospitalisation needs intimation as soon as it occurs and for planned hospitalisation intimate as soon as it occurs prior to admission.
  • 3

    Claim Processing

    Fill in the pre-authorisation form and hand it over to hospital's insurance/TPA desk to initiate claim request.
  • 4

    Claim Settlement

    Once your request is approved, claim is settled. If not approved, claim for reimbursement after discharge.
  • 1

    Claim Assistance

    For any assistance or query, call InsuranceDekho at the toll-free number 755 1196 989.
  • 2

    Claim Intimation

    Emergency hospitalisation needs intimation as soon as it occurs and for planned hospitalisation intimate as soon as it occurs prior to admission.
  • 3

    Claim Processing

    Submit claim form with original documents such as doctor’s reports, hospital bills, diagnostic tests, etc.
  • 4

    Claim Settlement

    Once your request for reimbursement of expenses is approved, the claim will be settled.

Bajaj Allianz Health Insurance Contact Details

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