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Zuno General Insurance Company

Zuno General Insurance Company Overview

Zuno General Insurance Company was established in 2016 to foray into the business of non-life insurance. It is a subsidiary of Zuno Financial Services Limited, which entered the insurance sector with an aim to offer customers a diverse range of insurance products such as car insurance, two-wheeler insurance, health insurance, home insurance, fire insurance, engineering insurance, loan protection cover, driver based insurance and commercial insurance. The insurance plans under these categories are designed to cater needs of customers and deliver swift and simple solutions.

Zuno General Insurance Company Statistics

Zuno General Insurance Company Limited is a general insurance company that has its headquarters in Mumbai, India and owns a strength of 169 employees. Its branches and offices are expanding across the country with every passing year. In addition to these, the general insurance company has secured a few more figures to its name, which are as follow:

Claim Settlement Ratio


Network Garages


Network Hospitals


Zuno General Insurance Company Financials

The Authorised Share Capital of Zuno General Insurance Company grew from Rs. 275 crore to Rs. 400 crore in the financial year 2019-20. During this period, the general insurance company earned Gross Written Premium of Rs. 158 crore and Profit before Tax of Rs. 962 while maintaining a Solvency Ratio of 236% against 150% as prescribed by Insurance Regulatory and Development Authority of India (IRDAI).

Why Should You Choose Zuno General Insurance Company?

Zuno General Insurance Company offers a range of unique features and benefits to help its customers in a better manner. Here are a few of those offerings of the company which distinguishes it from other insurance companies:

Call Back Options

The insurance company allows its policyholders to make a request for a call back to resolve any of their query or to get to know more about any insurance plan of the company. To make a request, you need to enter details like name, mobile number, insurance category and product to arrange a call back for themselves.

High Claim Settlement Ratio

The Zuno General Insurance Company has registered a claim settlement ratio of 69.86% for the financial year. The ratio signifies the claim settlement efficiency of the insurance company. The insurance firm has managed to earn this achievement by providing a super-smooth claim process to its policyholders.

Range of Insurance Products

The general insurance provider provides a wide range of insurance products for different categories like motor insurance, health insurance, travel insurance, home insurance, loan insurance, fire insurance, engineering insurance, marine insurance, and commercial insurance.

Awards and Achievements of Zuno General Insurance Company Limited

The Zuno General Insurance aims to offer unique products and exceptional services. The general insurance company has bagged various awards recognitions with its performance over the years. Here are some of those achievements:

  • SAP Ace Award 2018
  • SAP – Process Innovation 2018
  • MINT – SAP Digitalist Award 2018

Zuno General Insurance Product Portfolio

Zuno Motor Insurance Policy

The Zuno Motor Insurance Policy provides third party insurance plan and comprehensive insurance plan for car and two-wheeler vehicles. The third party insurance policy gives coverage for financial liability towards third parties for their injuries, death and property damage. On the other hand, comprehensive insurance cover gives coverage for damages and losses sustained by own vehicle due to an accident, theft, natural calamities and man-made disasters along with third party insurance cover. The motor insurance coverage can be enhanced with many add-on covers like depreciation protect, engine protect, roadside assistance, etc, by paying a little extra premium amount.

Zuno Health Insurance Policy

The Zuno General Insurance Company offers different health insurance plans to cover treatment and medication expenses that may arise due to a medical emergency. The health insurance covers Zuno Health Insurance Plan, Aarogya Sanjeevani Insurance Plan and Covid Health Insurance Plan. The health insurance coverage includes in-patient hospitalisation, daycare treatments, domiciliary hospitalisation, ambulance charges, maternity, new born cover, accommodation benefit, organ donor cover, and so on, with some unique offerings like Second Medical Opinion, Compassionate Visit, Emergency Medical Evacuation, Medical Monitoring, etc.

Zuno Home Insurance Policy

Zuno Home Insurance Cover provides you coverage in respect of loss or damage to the home or building against perils and accidents comprising fire, lightning, explosion and implosion, aircraft damage, strike, riot, terrorism activity, storm, cyclone, flood, bush fire and so on. However, by investing an additional premium amount to include some add-on covers in your home insurance plan, you can expand your coverage to secure your home against earthquake, expense of removal of debris, loss of rent, damage to machinery, plant or building which you might acquire in the future, architects, surveyors and consulting engineer's fees, and so on.

Zuno Marine Insurance Policy

Zuno Marine Insurance Plan is designed to cover damages or losses sustained by ships, terminals, cargo vessels, and other means of transport through which goods are shifted or transferred between multiple points of origin as well as their final destination. This insurance cover gives financial protection for loss or damage caused due to fire and explosion, overturning and derailment, discharge of cargo at a point of distress, earthquake, lightning, volcanic eruptions, total loss of package lost overboard, breakage, theft, and many more. Zuno Marine Insurance comes under three plans such as Basic Cover, Restricted Cover and All Risk Cover.

Zuno Engineering Insurance Policy

Zuno General Insurance presents engineering insurance plans which are meant to protect the projects as well as equipment to reach to success without fearing any accidents, etc. The company provides comprehensive coverage against physical damage or loss incurred by the property on a civil construction project due to unforeseen circumstances, including third party liability. Zuno General Insurance provides different types of insurance plan such as Contractor’s Plant and Machinery Insurance Policy, Contractor’s All Risks Insurance Policy, and Erection All Risks Insurance Policy.

The Zuno General Insurance Company offers some other insurance covers like Loan Protection, Fire Insurance, Commercial Insurance, and Miscellaneous Insurance.

Zuno General Insurance Company Distribution Network

With over 169 experienced and expert insurance professionals, the company is running towards becoming a leading insurance platform for customers across the country. The general insurance company has made its products to be available online where a plan is issued within 2-3 minutes without going through any paperwork and with easy and secure payment options. Besides digital mode, the company holds different other channels as well to increase their reach across India.

Insurance Products by Zuno General Insurance

Zuno General Insurance User Reviews

What users are saying
  • Most Helpful
  • All
  • Comprehensive
  • Zero Depreciation
  • Third Party
  • Own Damage
  • Renewal
  • Cashless Garages
  • Price
  • Premium
  • Policy Download
  • Customer Care
  • Claim
  • Add On

Contact Details

For any assistance or query, call us on

Zuno General Insurance FAQs

  • What types of insurance plans are offered by Zuno General Insurance?

    Zuno General Insurance offers an extensive range of insurance products that comprise Motor Insurance, Two-wheeler Insurance, Health Insurance, Home Insurance, Commercial Insurance, Fire Insurance, Marine Insurance, Engineering Insurance, Loan Protection Insurance, and Miscellaneous Insurance.

  • What is the Claim Settlement Ratio (CSR) of Zuno General Insurance?

    The Claim Settlement Ratio (CSR) of Zuno General Insurance Company for the financial year 2018-19 is 69.86%.

  • How many network hospitals and garages Zuno General Insurance holds?

    Zuno General Insurance acquires more than 1,000 garages and above 2,578 hospitals in its network where policyholders can get cashless services for medical treatment and vehicle repair.

  • When can I cancel Zuno General Insurance plans?

    You can cancel the insurance policies of Zuno General Insurance within the free-look period that is the first 15 days of the policy without paying any charges. However, you can also cancel your insurance cover after the free-look period, but then you will have to pay for the cancellation charge to get your premium refunded.

  • How can I contact the Zuno General Insurance Company?

    The Zuno General Insurance Company provides 24x7 customer services to its policyholders. You are allowed to contact them anytime by calling at 1800-12000 or by mailing at