Reliance General Insurance Company
Reliance General Insurance Overview
Reliance General Insurance Company Limited is one of the leading general insurance companies in India. Established in the year 2000, the company is promoted by Indian financial services holding company Reliance Capital, which is a part of Reliance Anil Dhirubhai Ambani Group. It ensures to provide complete convenience and satisfaction to the customers of the firm.
The company has a huge customer base across the nation with 139 offices and above 28,900 intermediaries. Reliance General Insurance Company is committed to cater a diverse insurance needs of individuals and corporates, including small and medium enterprises. The insurance company provides advanced and personalised insurance solutions for motor, health, home, travel and many commercial insurance services.
Reliance General Insurance Company Statistics
Reliance General Insurance Company offers insurance solutions for a wide range of product categories of Motor Insurance, Health Insurance, Home Insurance, Travel Insurance, Agriculture Insurance, Marine Insurance, etc. In a bid to cherish our customers, the company keeps trying to come up with advanced and innovative products such as India's first Over-The-Counter health & home insurance plans. On the top of it, the company provides 24x7 customer service to its policyholders for a better experience.
Reliance General Insurance Company Limited is equipped with an employee strength of around 2,528 and holds a huge distribution network of more than 139 branches and over 28,900 intermediaries. Some attractive figures achieved by this general insurance company are as follow:
Claim Settlement Ratio
Reliance General Insurance Company Financials
Reliance Insurance is a pioneer and popular brand in the Indian market. The Company in the current Financial Year has underwritten Gross Written Premium of Rs. 6,251.69 crore as against Rs. 5,122.31 crore in the previous year registering an increase by 22.05%. Also, the Profit Before Tax registered by the company during FY 2018-19 is Rs. 212 crore against the Profit of Rs. 165 crore during the previous year achieving a growth of 28.50% over FY 2017-18. The financial year 2018-19 of the company was dedicated to new innovations and new business tie-ups with successful system integrations with banks and motor manufacturers.
Why Should You Choose Reliance General Insurance?
Reliance general insurance plans are loaded with in-built benefits associated with the company. Here are some advantages which you can avail by choosing the products of this firm:
- Prompt Product Delivery – Reliance General Insurance issues its products instantly after the payment is made. This gives satisfaction and clarity to policyholders of owing the policy in their hands. The company sends the policy document in the email inbox of policyholders. However, the firm asserts to deliver the policy within 10 seconds.
- Instant Online Renewal – In this digital era, the general insurance company also switches to deliver insurance solutions with online processes. To make the renewal of the insurance product of Reliance General Insurance, customers need not to go through tedious paperwork and can easily initiate the renewal process online by simply entering a registered mobile number and policy number. It will get them the renewed policy instantly.
- Wide and strong network – With a wide and robust network of hospitals and garages across the country, the general insurance company makes its way to deliver easy and fast services to its policyholders. The policyholders can easily get cashless repair services at 6,200+ network garages and cashless hospitalisation services at 7,300+ network hospitals at the time of an emergency.
- Innovative Claim Process – The general insurance company has launched innovative claim procedures to make the claim process a cakewalk for its policyholders. To initiate the claim process, you can now download Reliance Self-i App and intimate the insurance company about your claim request instantly and track the claim status in real time as well. Also, you can process your claim through live video calls with the claim experts of the company.
- Trusted Insurance Brand - Reliance General Insurance Company is another name of trust. The ISO 9001:2015 certified, licensed by IRDAI, ISO 31000:2018, and Risk Assurance Global Certification. The general insurance company is also equipped with advanced data and payment security which eases the insurance service processes.
Awards and Achievements of Reliance General Insurance Company Limited
The Reliance General Insurance objectives to provide excellence in various aspects of our products and services. The company has garnered many awards, accolades and recognitions over the years. Given below are some achievements:
- ETEdge Award, 2019
- KamiKaze Awards, 2019
- Talent Track Awards, 2019
- Celent Model Insurer Asia Award
- The Indian Insurance Awards 2015
- Digital Transformation Awards, 2019
- National Awards for Marketing Excellence
- National Awards for excellence in insurance
- Treasury, Financial Risk & Compliance Excellence Awards, 2019
- Asia’s Banking, Financial, Services & Insurance Excellence Awards
Reliance Insurance Product Portfolio
Reliance Car Insurance Policy
The car insurance policies offered by Reliance General Insurance is a cover that provides you coverage in case of any loss which is incurred as a result of an unavoidable event with the vehicle such as theft, accidents and loss. The insurance covers Reliance general insurance company ranges from third-party liability car insurance policy to comprehensive car insurance. The former covers bodily injuries, death and property damage incurred towards the third party and the latter covers the damage and loss incurred by your own bike along with the third party. Reliance General Insurance provides quick and effective insurance solutions for your car insurance requirements with different benefits like renewal without paperwork and range of add-on covers.
Reliance Two-wheeler Insurance Policy
Reliance two-wheeler insurance or bike insurance is a policy that offers financial protection to your bike, scooter or any other two-wheeler against any damages which may be caused due to accidents, thefts, natural disasters, theft or any serious incidents. A two-wheeler insurance also provides coverage for financial losses against third party liabilities. According to the Indian Motor Tariff, insuring your two-wheeler is mandatory. The company offers third party insurance for legal liabilities and comprehensive insurance for holistic coverage. The coverage of the insurance plans of the company can be enhanced with various add-on options that are available at affordable rates.
Reliance Commercial Vehicle Insurance Policy
Whether you own and drive a commercial vehicle or you own the vehicle and someone else drives it, you are responsible for it completely. To stay safe in this situation, it’s always advantageous to have Commercial Vehicle Insurance. The insurance policy offers coverage to commercial vehicles for a variety of situations with fast and hassle-free settlement of claims and instant online policy renewal facility. The commercial insurance provides coverage against damages done to your vehicle due to riot, strike, earthquake, terrorist activity, landslide, flood, fire, cyclone, and so on.
Reliance Travel Insurance Policy
When it comes to travel insurance plans, Reliance General offers many policies to safeguard your vacation as much as possible. It provides you coverage against unforeseen events like falling ill abroad, loss or theft of baggage, flight delays and so on. Reliance General Insurance acquires many tailored travel insurance covers for you to travel abroad such as Overseas Travel Insurance, Annual Multi Trip Insurance, Senior Citizens Travel, Asia Plan, Schengen Plan, and Student Travel Insurance. You just have to compare different policies by Reliance to find the most reasonable travel policy that suits your needs.
Reliance Health Insurance Policy
Health insurance is the need of the hour for everyone. In this era where medical expenses are soaring higher everyday, everyone requires insurance so as to find the best possible healthcare and treatment in any medical emergency. The Reliance health insurance plan offers you coverage against the medical expenses incurred towards your or any of your family members due to treatment and medication. Various health insurance plans offered by the Reliance General Insurance are HealthGain Policy, HealthWise Policy, Personal Accident Policy and so on. Reliance health insurance plans are loaded with amazing discounts, no claim bonus benefits, cashless hospitalisation and so on.
Reliance Home Insurance Policy
The home insurance policy offers coverage against losses arising due to theft or burglary which may make you lose out all your valuables such including your LED TV, diamond set, etc. With Reliance Home Insurance Plan, all your home related losses will be covered. No matter whether you live in your own home or in a rented one, the home insurance covers all your personal property such as jewellery, furniture and electrical goods against risks such as fire, theft, flood, etc.
Reliance Office Insurance Policy
Reliance General Insurance Company offers a Office Package policy, which is a tailor-made and comprehensive insurance solution to shield your businesses and offices against the losses and financial risk arising due to fire and allied perils, burglary, machinery breakdown, personal accident of employees, etc. It also offers you coverage against fire, lightning, explosion, sanitary fittings, hoardings, dishonesty of employees and so on. The corporate and SME insurance plans of Reliance General Insurance also offer covers for Fire Insurance, Engineering Insurance, Marine Insurance, Package and so on.
Reliance General Insurance Distribution Network
Reliance General Insurance has 139+ branches spread across the nation with a multi-channel distribution network of 28,900 intermediaries. The general insurance company holds a workforce of more than 2,528 employees with a huge and committed team of claim experts and customer support. When it comes to cashless insurance services, the company acquires 6,200+ cashless garages and 7,300+ cashless hospitals.
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Reliance General Insurance FAQs
Should I renew my Reliance General Insurance Plans every year?
The insurance policy renewal is processed on the basis of its policy term. If you have an insurance policy with a policy term of 1 year, in such a case, you are required to renew it every year before its expiry date, but if you hold a multi-year policy, then you need to renew it only after 2 or 3 years based on its term.
What does medical cover add-on protect me from?
Reliance General Insurance provides various types of insurance policies which may include Car Insurance, Two-wheeler Insurance, Health Insurance, Travel Insurance, Home Insurance, Corporate Insurance, SMEs Insurance and Rural Insurance.
Can I make an online claim request for Reliance General Insurance Plans?
Yes, Reliance General Insurance gives you facility to initiate the claim process online by downloading Reliance Self-i App. With this app, you can easily raise a claim and track its status as well.
Can I cancel an insurance policy of Reliance General Insurance?
Yes, you can cancel an insurance policy offered by Reliance General Insurance within 15 days of free-look period without any cost. But, on cancelling the insurance plan post free-look period, you are required to make payment for the cancellation process to receive the refund.
How can I connect with the Reliance General Insurance customer support team?
You can get in touch with us by calling us at 022-48903009 or whatsapp us at 7400422200. You can also email us at email@example.com.