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Digit General Insurance Company

Digit General Insurance Company Overview

Digit General Insurance Company, started as Oben, which is a German word for Digit, offers non-life insurance products across India. The general insurance company has been providing an extensive range of insurance products and services through its digital portal. The company is powered by a financial holding company of Toronto, Canada named as Fairfax.

Digit general insurance company established in the year 2016 in Bengaluru, India. It claims to deliver general insurance products to customers in the most simplified manner. The major objective of the firm is to change the way insurance products are viewed, purchased, and claimed by creating simple and transparent insurance solutions. The organisation provides various insurance products such as Car Insurance, Bike Insurance, Health Insurance, Home Insurance, Travel Insurance and so on.

Digit General Insurance Statistics

The Digit general insurance company is a widely appreciated insurance firm which offers quality customer support and prompt claim solutions. Its excellent performance has been paid off with high ratings on different online platforms by the customers. It works with a customer centric approach and focus to make the insurance services easier than ever. Some impressive stats of the insurance company are as follow:

Claim Settlement Ratio


Network Garages


Network Hospitals


Digit General Insurance Company Financials

Digit General Insurance Limited holds an authorized share capital of Rs. 1,000.00 crore and the total paid-up capital is Rs. 816.84 crore. The company is leading towards securing a good amount of market share of the insurance industry in the future.

Why Should You Choose Digit General Insurance?

Digit general insurance is acknowledged for many of its features and benefits. Some of which are described below:

  1. Simple Claim Settlement – Digit general insurance offers simplest process for claim settlement. To register insurance claims, policyholders just have to call on 1800-258-5956. After registering the claim request, they get a link for self-inspection on their registered mobile number on which they need to share the pictures of damages and follow a step guide to proceed. The claim settlement team will examine the damages and come up with an estimated cost with which you can go for cashless repairs at 1,400+ authorised garages.
  2. Easy to Renew Policy – The renewal process with Digit General Insurance is a cakewalk. To renew your insurance policy online, you just have to enter your registered mobile number on which an OTP will be sent to verify your identity. After the verification is done, you can see the policy details, which you can modify and finalise as per your choice. For the renewal of vehicle insurance, you can also login with registration or policy number and last 5 digits of engine number.
  3. Customer Centric Approach – The company tries to come up with the easiest ways to deliver the best to customers. It offers simple and easy products which are actually helpful to policyholders. The audio claim processes is an innovative technique to make customers avail insurance in the simplest manner. The company designs the policy documents with no hidden clauses and in simple language, so that anyone can understand it without any hassle.

Awards and Achievements of Digit General Insurance Company Limited

The Digit General Insurance Company has bagged various awards and recognitions over the years for its exceptional insurance services. Here is the list of some of its awards and achievements:

  1. Top Indian Startup 2019
  2. SKOCH Order of Merit 2018 and 2019
  3. Asia's General Insurance Company of the Year 2019
  4. Insurtech of the year at 10th CMO Asia Awards 2019
  5. Best General Insurance Company at CMO Confluence & Corporate Awards 2019

Digit General Insurance Product Portfolio

Digit Car Insurance Policy

Digit car insurance policy is meant to safeguard you and your car from different types of damages and lossess caused due to accidents, thefts, natural disasters and man-made calamities. With the car insurance plan, you will get financially secured in a situation of any loss which may incur due to unforeseen circumstances. Also, the car insurance cover gives you coverage against third-party liabilities.

No matter what type of insurance cover you are looking for, Digit general insurance provides you all. From a third party insurance which is the basic insurance required to comply with legal requirements to a standalone own-damage cover or comprehensive car insurance cover which gives your car an ultimate protection, the company provides everything. You can find third party, own damage and comprehensive car insurance plans at affordable premiums online.

Digit Two-Wheeler Insurance Policy

Digit two-wheeler insurance offers you coverage against damages which may be incurred by you as well as your two-wheeler due to incidents like accidents, thefts, fires, man-made disasters or natural calamities. In addition to this, the company also give the protection against liabilities that might arise due to damages sustained by the third party vehicle, third party property or third party person. A two-wheeler insurance policy covers various types of vehicles such as motorcycles, mopeds, scooters and so on. Digit general insurance offers three types of plans under two-wheeler insurance such as third party insurance cover, standalone own-damage insurance cover and comprehensive insurance cover.

Digit Commercial Vehicle Insurance Policy

A Digit commercial vehicle insurance is a customized motor insurance plan designed to provide you coverage against damages and losses caused to or by a commercial vehicle and the respective owner-driver. This could comprise damages and losses in events like accidents, collisions, man-made disasters, natural calamities, fires, and so on. It is compulsory for all taxi or travel businesses to purchase commercial vehicle insurance for their vehicles which may include auto-rickshaws, cabs, school buses, tractors, commercial vans, trucks, and so on.

Digit Health Insurance Policy

Digit health insurance offers coverage to safeguard you against financial losses that may arise due to a medical emergency like disease, illness or an accident. The health insurance coverage comprise the expense incurred during pre-hospitalisation and post-hospitalisation, annual health check-ups, psychiatric support, critical illnesses and maternity-related expenses and much more, based on your customised health insurance policy. Digital health insurance plans are offered with Simple online processes, without any co-payment, cumulative bonus benefit, with no room rent restriction, sum insured refill system and so on.

Digit Travel Insurance Policy

Digit’s Travel Insurance Cover is designed to provide you coverage for all your travel related events to make your travel smoother and safer. The coverage under this insurance plan gives you protection from unpredictable flight delays, loss of belongings, medical emergencies, adventure sport mishaps, and so on. This coverage gives you the peace of mind during the time of travel. Digit travel insurance is available with zero deductibles, worldwide support, smartphone-enabled process, missed call facility for claims and so on.

Digit Home Insurance Policy

Digit property insurance offers the protection for your own home or even rented apartment in addition to your personal belongings within, from unforeseen events like burglaries, fires, floods, storms and explosions. Digit Home Insurance shields your property from fires and natural disasters like earthquakes, cyclones, and floods through our Standard Fire & Perils policy. In addition to this, we also compensate your losses arising due to burglary through our Burglary Policy, which is combined within one single policy that is called Home Insurance. The special offering of the home insurance by Digit General Insurance are 24x7 customer support, insurance for renters, cost-efficient plan and so on.

Digit Shop Insurance Policy

A Digit shop insurance cover is a type of insurance policy which is designed to protect a shop’s property as well as its contents within. At Digit General Insurance, the shop insurance plan covers your shop against fire and natural calamities like floods and earthquakes through the Standard Fire & Special Perils Policy. However, since properties like shops are at high risk of burglary, therefore, the company also provides a burglary policy as part of our shop insurance. In this manner, your shop gets a holistic protection from fires and natural calamities along with the damages and losses which may occur due to a burglary.

Digit General Insurance Distribution Network

Digit General Insurance has marked its presence across the nation with its strong network of distribution. In addition to offline mode, the company has increased its reach through online mode by enabling customers to buy, renew, modify plans. The general insurance firm holds more than 1,400 cashless garages and above 5,900 cashless hospitals in the country, which bring in the best and quick repair assistance as well as healthcare facilities for its policyholders.

Insurance Products by Digit General Insurance

Digit General Insurance User Reviews

What users are saying
  • Most Helpful
  • All
  • Comprehensive
  • Zero Depreciation
  • Third Party
  • Own Damage
  • Renewal
  • Cashless Garages
  • Price
  • Premium
  • Policy Download
  • Customer Care
  • Claim
  • Add On

Contact Details

For any assistance or query, call us on

Digit General Insurance FAQs

  • Where I can find the details of coverage of my Digit insurance policy?

    After making the purchase of a Digit insurance policy, you will get an email attached with relevant documents which include a policy summary document and a detailed policy document as well. Going through those documents will get you know the complete details of the insurance cover including inclusions and exclusions.

  • How and when can I connect with the Digit General Insurance team for claim assistance?

    You can contact Digit General Insurance by calling as well as by writing an email to them for your claim related inquiry. Also, you can get in touch with the company executives anytime and any day as they are available 24x7, even on national holidays.

  • What types of insurance products are offered by the Digit General Insurance Company?

    The Digit General Insurance offers various insurance products such as car insurance, two-wheeler insurance, health insurance, travel insurance, home insurance, shop insurance, commercial insurance and so on.

  • Can I renew my Digit insurance policy online?

    Yes, you can renew your insurance plans by just visiting the website of Digit General Insurance and entering your mobile number after which you can proceed by entering the OTP received by you. For the renewal of vehicle insurance, you can also renew your plan by filling up your policy number or registration number along with the last 5 digits of engine number. This is the simplest way of renewing your insurance policy.

  • What is the cancellation policy of Digit General Insurance Company?

    Digit General Insurance Company gives a 15 day free-look period which enables its policyholders to cancel the insurance plan within the first 15 days of the policy commencement. If the insurance policy is required to be cancelled after the free-look period, you can also do that by paying some additional cancellation costs. In such situations, the amount of premium will be refunded after deducting the charges of cancellation.