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Documents That Are Mandatory for Car Insurance Renewal In India


Written by Saad Ahmad

Updated Feb 01, 2024

Here is the list of documents that are required while renewing your car insurance policy.

If you own a car, you should consider purchasing car insurance coverage. Dents, scrapes, and accidents cannot be totally ruled out, and these damages must occasionally be fixed as soon as possible. It can leave a significant hole in your wallet, and this is where auto insurance comes in to provide you with the much-needed financial padding and assistance. Car insurance policies are typically valid for one year, and it is your obligation to renew them before it expires in order to continue receiving services and benefits. Most of the time, there is a lot of uncertainty about what has to be supplied and what doesn't, therefore we'll go through the document list for renewing your vehicle insurance policy in this post. To complete the full renewal procedure for an automobile insurance policy, you will need specific supporting papers. When you buy a new automobile, you will most likely be given a one-year motor insurance coverage. You could have chosen one on your own. In any case, it is critical to get new auto insurance or renew existing coverage when the term of your policy is about to expire.

Documents That Are Mandatory for Car Insurance Renewal In India

The Importance of Car Insurance Renewal

The following are some of the reasons why you should renew your auto insurance policy:

  • Being a Law-Abiding Citizen is Essential

When you drive your automobile on Indian roads, you must have legal car insurance coverage, according to the Motor Vehicles Act of 1989. As a result, you must renew your auto insurance coverage before it expires in order to be a law-abiding citizen and a responsible individual.

  • Obtain Financial Security

Car insurance also protects you financially in the event that you or your vehicle are involved in an accident or suffer a natural disaster. If you are involved in an accident and a third person is harmed or their vehicle is damaged, you will be financially and legally responsible if you do not have car insurance at the time. You will also be responsible for any damages to your own car. Make sure your auto insurance is updated on time to prevent this significant financial risk.

Documents Required For Car Insurance Renewal

IRDAI has standardized the documentation necessary for renewing an car insurance renewal policy across all insurance firms (Insurance Regulatory and Development Authority of India). The essential documentation, together with the insurance renewal form, must be presented to the auto insurance provider. The following is a list of documents that are required:

  • The government issues identification documents (e.g. PAN card, Aadhar card, passport)
  • Address proof is required (e.g. driving license, passport)
  • The photograph which is taken recently
  • Number of the vehicle's registration
  • The car's RC, or registration certificate
  • Certificate of Pollution Control (PUC)
  • The former automobile insurance coverage's policy number
  • For internet banking, you'll need your credit card or debit card information.

Take Away

Make sure you renew your auto insurance coverage before it expires in order to be a law-abiding citizen and to guarantee that you are financially protected. It is critical to keep track of the documents necessary and to submit the entire set of paperwork with the insurance renewal form. When driving a vehicle on Indian roads, it is required by law to have legal auto insurance coverage in place. As a result, make sure you renew your insurance coverage on time.


Written by Saad Ahmad

Saad is a marketing guru and has some exciting knowledge to share about the motor and related industry. Read More


This article is issued in the general public interest and meant for general information purposes only. Readers are advised not to rely on the contents of the article as conclusive in nature and should research further or consult an expert in this regard.

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