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How To Check LIC Policy Status by Policy number

Ever wondered how to effortlessly keep yourself informed on your LIC policy details without the hassle of visiting the nearest LIC branch? If yes, then you should definitely give this article a read as it will answer all your queries. 

Whether you have recently signed up for a new LIC policy like LIC Jeevan Labh, LIC Jeevan Anand, or LIC Bima Jyoti, or you're an experienced policyholder, It's always crucial to stay updated about your insurance. 

For your information, when you buy a new LIC policy, you fill out a form initially. Once that's done, LIC looks into your risk, and finally, you get your insurance policy. Now, when you have this policy in your hands, you might want to check LIC policy status by policy number, right?

Well, LIC has now made it incredibly user-friendly for policyholders to check the status and specifics of their insurance policies. 

 

Why Check LIC Policy Details and Status On Time?

Checking LIC policy details and status on time is important for several important reasons listed below:

  • Policy Verification: Regularly checking your LIC policy details ensures that the recorded information is accurate and up-to-date. It also allows you to verify the policy terms, coverage, and other essential details. 
  • Premium Payment: Timely policy checks help you keep track of premium payment due dates which further prevents unintentional lapses in coverage due to missed payments.
  • Accrued Bonuses and Benefits: LIC policy status check allows you to stay informed about any accrued bonuses, benefits, or dividends associated with your policy.
  • Surrender Value: If you ever consider surrendering your policy, knowing the current surrender value is essential. This information helps you make informed decisions about the financial implications of surrendering the policy before its maturity.
  • Policy Updates: Insurance policies may undergo changes or updates. So, staying informed about these changes ensures that you are aware of any modifications to the terms, conditions, or benefits associated with your life insurance policy.

LIC Policy Status Check

The status of a LIC policy can be checked in any of the following ways:

  1. Online
  2. Through an SMS
  3. By Calling the Customer Care Number of the Company

How to Check the Status of LIC Policy Details Online?

To check the status of your LIC policy details by policy number online, the steps are as follows:

For a Registered User

Step 1: Visit the LIC India website and choose "Customer Portal" from the "Online Services" menu.

Step 2: Log in as a registered user by selecting "Registered User" from the drop-down menu.

Step 3: Enter your username, date of birth, and password.

Step 4: Access the list of policy tools available for registered clients.

Step 5: Select "View Enrolled Policies" to see a list of your enrolled plans.

Step 6: Click on the policy number to view the detailed status of your LIC coverage.

For a New User

Step 1: Complete the online registration form and choose your login credentials.

Step 2: After successful registration, click on the confirmation link sent to your email.

Step 3: Link your policy to your user account by providing necessary details like policy number, premium amount, and date of birth.

Step 4: Submit the information, and if correct, your policy status will be displayed instantly. 

NOTE: Incorrect submissions will trigger an email reminder or an error message. 

How to Check LIC Policy Status Without Registration/Offline?

You can easily find out information about your LIC policy even without registration. For that, you simply need to send an SMS or contact the customer support team. The details for the following are as follows:

How to Check the Status of LIC Policy Through SMS?

LIC policy status check and other detail checks can also be done through SMS. You can simply send an SMS to 56767877 or 9222492224 with specific codes from the table below for various inquiries.

 

Inquiry Type

SMS Code

Loan Amount

ASKLIC <Policy Number> LOAN

Bonus Amount

ASKLIC <Policy Number> BONUS

Nomination Details

ASKLIC <Policy Number> NOM

Installment Premium

ASKLIC <Policy Number> PREMIUM

Revival Amount

ASKLIC <Policy Number> REVIVAL

 

Make sure you SMS from your registered mobile number and you will get the answer through revert SMS on the same number.

How to Check Policy Status Through Customer Care?

LIC has a dedicated customer care number i.e. +91-02268276827 that can help you with any type of LIC policy query that you have. You can even contact the customer care team on the basis of your zone. The customer zones are active from Monday to Saturday and provide personalised assistance for all your insurance-related queries, information, service requests, etc.

Things to Remember As a New Customer While Checking LIC Policy Details Online 

When you are a new customer and are creating your user ID and password for the first time, here are some things that you should keep in mind:

  • Ensure you have your policy number handy as it will be required during the process.
  • You have the freedom to choose any user ID, which can include alphabetical characters and symbols like a dot or underscore.
  • Your password should be between 8 and 30 characters, easy to remember, unique, and kept confidential to secure your account from fraudulent activities.
  • Details marked with an asterisk (*) are mandatory. You have to provide such details to proceed with registration or login.
  • Your area PIN Code should consist of a 6-digit number.
  • Provide a valid email ID during sign-up for future communications.
  • Ensure your chosen user ID is unique; if it matches an existing one, you'll be notified to select a different ID for your account.

Conclusion

Regularly checking your LIC policy details by policy number is a proactive measure that keeps you well-informed about your existing policy. It moreover allows you to plan your finances more effectively. So, make use of various user-friendly methods offered by LIC to easily assess your policy's details including its status, and stay informed about your life insurance coverage.

You may also like: Public Provident Funds And Its Benefits

Disclaimer: This article is issued in the general public interest and is meant for general information purposes only. Readers are advised not to rely on the contents of the article as conclusive in nature and should research further or consult an expert in this regard.

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