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Edelweiss Tokio Zindagi Plus Term Insurance Riders

7 reviews Rate This
Claim Settlement Ratio97.01%
Customer Care9:00 AM to 9:00 PM
Death Benefit Paid For272 Policies
Presence116 Branches
Total Death Benefit Paid21.80 Crore

Riders under Edelweiss Tokio Life Zindagi Plus Plan are as follows:

  • Accidental Death Benefit Rider - Under this rider, if the policyholder dies, their family receives the rider cover amount selected under the plan. The rider amount is paid as a lump sum.
  • Accidental Total and Permanent Disability Rider - Under this rider, if the policyholder meets with an unfortunate accident which results in their total or permanent disability, they are given an amount selected when the rider was being added to the policy.
  • Hospital Cash Benefit Rider - Under this rider, if the policyholder gets hospitalized due to any unforeseen event, their daily hospital expenses are covered. Also, the post-hospitalization expenses of the policyholder are covered.
  • Critical Illness Rider - Under this rider, if the income earning capability of the policyholder gets disrupted due to a critical illness, a lump sum amount is given to the policyholder to cover their immediate expenses.

Key Inclusions and Exclusions of the Plan

What's Included

  • Death benefit
  • Better half benefit
  • Top-up benefit
  • Life-stage benefit
  • Waiver of premium benefit

What's Not Included

  • Self-inflicted injury
  • Death due to war, invasion, terrorist activities
  • Accidental death under or due to influence of drugs, alcohol
  • All types of tumors under Cancer of specified severity
  • Suicide by policyholder within 12 months of policy inception (only 80% premiums will be payable)

Zindagi Plus Reviews

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What users are saying
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  • I contacted InsuranceDekho’s team because I had some queries related to my Edelweiss Tokio Term Insuranc...

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    By Archit Rathi
    On: Aug 28, 2023
  • InsuranceDekho hosts a large variety of life insurance policies from which I selected theEdelweiss Tokio Term ...

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    By Anu Bhatia
    On: Aug 16, 2023
  • I bought the Edelweiss Tokio Term Insurance- Zindagi Plus from InsuranceDekho. The type of service provided is...

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    By Brijesh Tiwari
    On: Aug 10, 2023
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    By Pratham Ahuja
    On: Jul 25, 2023
  • Buying a term insurance plan has never been easy than with InsuranceDekho! The excellent team of InsuranceDekh...

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    By Anjali Doshi
    On: Jun 29, 2023

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