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Edelweiss Tokio Zindagi Plus Term Insurance Eligibility

7 reviews Rate This
Highlights
Claim Settlement Ratio97.01%
Customer Care9:00 AM to 9:00 PM
Death Benefit Paid For272 Policies
Inception2011
Presence116 Branches
Total Death Benefit Paid21.80 Crore

Some of the prime features of the Edelweiss Tokio Life Zindagi Plus plan are:

  • Multiple Plan Options: The policy comes with two key plan options, namely Life Cover with Level Sum Assured and Life Cover with Decreasing Sum Assured that one can choose from as per their base sum assured needs.
  • Cover for Spouse: The plan provides cover for the spouse under its Better-Half Benefit option.
  • COVID-19 Coverage: Deaths due to COVID-19 are covered under the policy.
  • Critical Illness Coverage: The plan provides cover for 35 critical illnesses mentioned under the waiver of premium benefit.
  • Optional Riders for Enhanced Protection: The plan provides Accidental Death Benefit Rider, Accidental Total and Permanent Disability Rider, Hospital Cash Benefit Rider, and Critical Illness Rider to add to the base cove to increase the level of protection.
  • Tax Benefits: The policy provides tax benefits on premium paid as per Section 80(C) and on benefits received as per 10(10D).

Edelweiss Tokio Life Zindagi Plus Plan Eligibility Criteria

The eligibility criteria for Edelweiss Tokio Life Zindagi Plus Plan is as follows:

Eligibility

Criteria

Minimum Entry Age

18 years (life insured and spouse {if Better-Half Benefit availed})

Maximum Entry Age

Life Cover with Level Sum Assured -
Regular Pay: 65 Years (LI) 60 Years (spouse)
Pay till 60: 50 years (LI) 50 Years (spouse)

For Life Cover with Decreasing Sum Assured-
Regular Pay: 55 Years (LI) 55 Years (spouse)

Pay till 60: 50 years (LI) 50 Years (spouse)

Minimum Maturity Age

Life Cover with Level Sum Assured -

Regular Pay: 28 Years

Pay till 60: 65 Years

Maximum Maturity Age

80 Years

Minimum Policy Term

Regular Pay: 10 Years

Pay till 60: 15 Years

Maximum Policy Term

{80 minus Age at Entry (age last birthday)} years

Premium Paying Term (PPT)

Regular Pay: Same as Policy Term

Pay till 60: (60 minus Age at entry + 1) Years

Minimum Base Sum Assured

If Top-up Benefit/Better Half benefit is selected: Rs. 50 Lakhs

All other cases: Rs. 25 Lakhs

Maximum Base Sum

Assured

For underwriting status medical – No Limit

For underwriting status non-medical – Rs. 99 Lakhs

Minimum Premium

Monthly: Rs. 300; Quarterly: Rs. 1,250; Semi-Annual Rs. 2,000; Annual Rs. 3,000

Maximum Premium

No limit

Premium Paying Frequency

Annual, Semi-Annual, Quarterly, Monthly
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Key Inclusions and Exclusions of the Plan

What's Included

  • Death benefit
  • Better half benefit
  • Top-up benefit
  • Life-stage benefit
  • Waiver of premium benefit

What's Not Included

  • Self-inflicted injury
  • Death due to war, invasion, terrorist activities
  • Accidental death under or due to influence of drugs, alcohol
  • All types of tumors under Cancer of specified severity
  • Suicide by policyholder within 12 months of policy inception (only 80% premiums will be payable)

Zindagi Plus Reviews

4.7
Rating based on
7 User reviews
Write your review
What users are saying
  • All
  • Received timely assistance

    I contacted InsuranceDekho’s team because I had some queries related to my Edelweiss Tokio Term Insurance- Zindagi Plus. The customer care team reached out to me quickly and helped me resolve my queries regarding my plan. I am very thankful to InsuranceDekho for the services provided.

    Read More

    A
    By Archit Rathi
    On: Aug 28, 2023
  • Many plans to compare

    InsuranceDekho hosts a large variety of life insurance policies from which I selected theEdelweiss Tokio Term Insurance- Zindagi Plus. It was quite easy for me to make a comparison between different plans on the platform using the premium calculator which enabled me to choose the most suitable policy.

    Read More

    A
    By Anu Bhatia
    On: Aug 16, 2023
  • Fast Servicing

    I bought the Edelweiss Tokio Term Insurance- Zindagi Plus from InsuranceDekho. The type of service provided is appreciable. The policy details were sent immediately after the policy was issued and a soft copy of policy documents was sent later.

    Read More

    B
    By Brijesh Tiwari
    On: Aug 10, 2023
  • Family's Security First

    Securing my family's financial future is my top priority. InsuranceDekho made this easy with their reliable term insurance coverage. The Edelweiss Tokio Term Insurance- Zindagi Plus I selected offers extensive protection and peace of mind. I am confident that my loved ones will be taken care of in case of any unfortunate event. 

    Read More

    P
    By Pratham Ahuja
    On: Jul 25, 2023
  • Dedicated team support

    Buying a term insurance plan has never been easy than with InsuranceDekho! The excellent team of InsuranceDekho guided me in selecting not only a good term insurance plan like the Edelweiss Tokio Term Insurance- Zindagi Plus  but also made it so much easier for me to complete the entire process.

    Read More

    A
    By Anjali Doshi
    On: Jun 29, 2023
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